Credit Repair Business Secrets

Are you familiar with our Wall of Millionaires here at Credit Repair Cloud? This Wall at our headquarters showcases 40 people that have made over a million dollars in their Credit Repair Cloud (something really exciting!). These are all people who learned how to fix their own credit, then started helping family and friends, and then turned it into a business. Now they are all millionaires!  A whil...

Are you familiar with our Wall of Millionaires here at Credit Repair Cloud? This Wall at our headquarters showcases 40 people that have made over a million dollars in their Credit Repair Cloud (something really exciting!). These are all people who learned how to fix their own credit, then started helping family and friends, and then turned it into a business. Now they are all millionaires!  A whil...

Have you ever thought that success comes so easily for some people, like whatever they try they automatically succeed at? Or how about the flip side of that? Have you ever thought that some people will never be wildly successful no matter how much they try? Maybe you felt like that before.  Maybe you come from a family that struggles or has always struggled. And maybe you want to be the one to bre...

As a Credit Hero, you are paid to be persistent and to apply pressure on behalf of your clients. Never give up! When the giant banks or the bureaus say no, say yes. And when they verify something, ask for proof. And when they ignore you, send a warning. And if they ignore your warning, file a complaint.  Do this with both the bureaus and the creditors. You may even want to repeat the process more...

Having issues with your auto loan and losing a car is a difficult experience indeed. What's worse is, this doesn't just leave you without a car. It also negatively impacts your credit for years to come, which makes it even harder to qualify for another car, or a loan or credit card, or a mortgage. Lenders may be able to start the repossession process after just the very first missed payment, and i...

Credit repair isn’t JUST about disputing! There are other ways to help your clients, change lives, and grow your business! One way is to educate your clients on good financial choices and how they impact their credit scores.  But there are also tons of financial products and services that can help you and your clients establish credit, build credit, or increase scores.  In today’s episode, I’m gon...

Does this sound familiar? Your client has a credit card, and for whatever reason, they stopped making payments. They get charged with a late fee, plus interest which then pushes their balance over the limit, and they get slapped with yet another charge - an over-limit fee.  Another month passed by, and they are unable to bring the account current, so they’re charged another late fee, another over-...

You know those pesky accounts that pop up on your client's credit reports?  I'm talking about the ones that are from companies that they never did business with the ones who love to call at all hours of the day and night, the ones who love to call your clients at work and harass them?  You guessed it - I'm talking about collection accounts.  The debt collection industry is booming. And collection...

Join Our FREE Start Repairing Credit Challenge ! Life happens!... And sometimes it happens in a way that haunts you or your clients for years! Let’s say your client has a perfect and long-term payment history with a creditor when suddenly - BOOM!  Something happens that causes that perfect payment history to go late.  Maybe the mail was lost through no fault of their own, or they got laid off… Or...

When’s the right time to hire your first employee?  It’s a question I get from Credit Heroes often and it’s one that’s important to really think about BEFORE making a decision.  After helping thousands of people just like you launch, build, and scale their credit repair businesses from nothing, I’ve discovered the secret to knowing when you’re ready.  In fact, almost 40 of the Credit Heroes I’ve h...

So you've launched your credit repair business! Congratulations! You're growing it fast, and you're changing a whole lot of lives. Awesome!  Everything you learned in the Credit Hero Challenge, worked, and it's really, really exciting.  But as you grow, you begin to wonder… "Who is my ideal credit repair client?”... “Should I enroll just anyone who's willing to pay?”... “Or are there special thing...

What's up, Credit Heroes? Welcome to the Credit Repair Business Secrets Podcast! There are three terms in the credit repair industry that everyone seems to misuse and misinterpret.  They are validation, verification, and disputing.  These terms are very, very important to understand. They are more than just words. Each one of these is a specific part of the credit repair process.  And by not fully...

Being your own boss, growing a business that changes lives, and living life on your own terms - that's every entrepreneur’s dream!  But it's not easy!  To be really successful, you have to really put your heart and soul into your business.  So when somebody cancels, sometimes it’s hard to NOT take it personally! After all, you feel like you’ve given them above and beyond perfect service, so why in...

All your hard work, all your pressure, and persistence, all your expertise on behalf of your credit repair client...  It all boils down to one simple number… The credit score. But there is one big problem... There are a ton of different scoring models!  And it's really confusing!  Which one is the best? Which one should I use?  What's considered a good credit score?  Well, today, I'm going to clea...

Whether you’re working on your own credit or your credit repair client’s credit… ...you’re ALWAYS in a hurry!  There’s a car to finance or a house to buy, and it’s all dependent on one simple score.  So how fast can you rush the process?  How many disputes can you send out at one time without causing issues with the bureaus?   Two items? Five, ten….  Twenty? Or maybe you can just dispute as many i...

I’ve seen it time and time again inside our Credit Repair Cloud Facebook community.  Somebody decides to start their own credit repair business, they begin to follow my proven way to get your first client within 24 hours… ...And guess what?! It works!  The only problem is, it happened so fast - they don't know what to do next!  So I thought I’d spend an episode sharing a high-level view of the pro...

Get our Dispute Letter Templates for FREE: https://www.creditrepaircloud.com/dispute-letter-templates   After mentoring and coaching thousands of Credit Heroes in our community, one of the most common questions remains:  “What letter do I use?” Now, when you work to repair credit - it all boils down to legally harnessing the power of the Fair Credit Reporting Act and not taking no for an answer. ...

Referrals from affiliate partners are one of the best ways to generate leads for your credit repair business!  But sometimes, affiliates are just plain tough to keep engaged and excited to send you referrals. So how do you... First, sign a ton of excited affiliates? And second, how do you make them love you so they’ll send you hot referrals ready to sign up for your credit repair services all day...

Did you know that ID theft is the fastest-growing crime worldwide? Last year, 33% of adults in the United States experienced identity theft which is more than twice the global average! As a Credit Hero, you’ll run into folks that have accounts show up on their credit reports that don’t belong to them.  The fraudulent accounts are usually credit cards but, lately, identity thieves are getting more...

Medical collections can be a huge problem for anyone trying to repair credit.  We’ve all received unexpected bills from the hospital or clinic and wondered why our insurance didn’t cover it... Sometimes these bills are HUGE and most folks have a hard time being able to pay them! Unfortunately, this is not a debt that just goes away if you don’t pay. Medical providers sell the debts to collection a...

Have you heard of a method called “freezing” or “suppressing” credit reports?  There are some who swear by it and others who say it’s total crap!  A credit freeze is a service most credit agencies offer which allows you to essentially lock down, suppress or freeze your credit report.  Now, there are a few instances when this is very helpful. For instance, in cases where identity theft has been det...

How do I remove a SHORT SALE from a credit report?  A short sale is when the lender is willing to accept a home or a piece of real estate being sold for less than the amount owed on the mortgage.  Typically this happens because a homeowner is really far behind on making payments and can't catch up and the house is worth less than the amount they owe.  Now, this really sucks for the homeowner becau...

When you first launch your credit repair business, the best strategy to become an expert is to offer free credit repair to what I call “Test Clients”.  This allows you to: - Gain experience and confidence through repetition. - Gather testimonials and reviews to help you when it comes time to sell your services.   - Get referrals from your test clients you got RESULTS for. - AND Convert the free cl...

I hear this question ALL THE TIME… “Should I use the word “Credit” in my credit repair business name?” And the truth is, naming your business is not nearly as complicated as some people would have you think it is! Building a brand is not something you should be overwhelmed by. It’s supposed to be easy and it’s supposed to be fun! So in this episode, I’m gonna reveal my secret formula to naming you...

I built Credit Repair Cloud from nothing, with nothing, and knowing nothing about software or how to run a business!  I didn’t do it on credit. I don’t have wealthy parents... And I didn’t really have any support! In fact, at the time, I was in show business, and everybody thought I was nuts.  It was HARD.  But I know how to do hard; I mean, I left home at 13 and juggled on street corners to make...