Shaun and Sherwin

Credit Card BS Podcast

A Stanford student and a UC Berkeley graduate share everything you need to know about the world of Credit Card Points and Luxury Travel. UC Berkeley graduate Shaun Lane created and taught the world's first and only univeristy level for-credit course on Credit Card Rewards. Stanford Student Sherwin Lai has amassed millions of credit card points and has taken vacations all over the world nearly for free. If you listen to this podcast, you will find yourself traveling to the world's best destinations for cheaper than you could possibly imagine.

Author

Shaun and Sherwin

Category

Education

Podcast website

www.youtube.com

Latest episode

Jun 28, 2026

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Episodes

Is the Southwest Debit Card worth getting? 11.01.2026

Rewards debit cards are unusual. Southwest has released a very interesting debit card. It lets you earn Southwest points on debit card purchases and comes with some other unique benefits. We discuss whether the card is worth considering. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Li...

What's Going on With Emirates? (Transfer Devaluation) 04.01.2026

Something strange has been going on with Emirates as a transfer partner. Some banks have downgraded its transfer ratio, while another has discontinued it altogether. We investigate why this might be happening and whether this is a sign of bad things to come in the credit card transfer partner space. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favo...

Credit Card "Family Rules": Order to Get Bonuses (Capital One UPDATE) 28.12.2025

Some credit card issuers have what are called "family rules": a strict order in which you must open a series of cards to be eligible for their sign-up bonuses. We break down American Express's rules and Capital One's NEW rules so that you don't inadvertently leave tens of thousands of points on the table. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lan...

NEW Citi AAdvantage Globe Card: Peak or Mid? 21.12.2025

We break down Citi's new mid-tier AA card, the AAdvantage Globe. Are the benefits worth the $350 annual fee, and who should be getting it? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newslet...

Chase Just Stealthily DEVALUED The Edit (Sapphire Reserve) 16.12.2025

📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup

Coinbase Credit Card: Worth it? 14.12.2025

The new Coinbase Credit Card advertises itself as giving up to 4% cash back, but what's the catch? We run through its details and give you our honest take. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel L...

The BILT 2.0 Transition 07.12.2025

BILT is severing ties with Wells Fargo and will be launching a new lineup of cards with annual fees of $0, $95, and $495 issued by Cardless in February. We explain the details of the transition, offer our predictions, and break down what this means for your credit card strategy. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: ht...

Revolut Ultra: Sleeper Premium Card? 30.11.2025

We discuss the premium Revolut Ultra offering from the UK—its high monthly fee and quirky benefits. Has it been slept on, or do the benefits put us to sleep? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane...

New Credit Card Issuer? Cardless Explained 23.11.2025

Cardless is a new issuer that is quickly gaining popularity. What are the interesting things have done, and are any of their cards worth getting? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsl...

Chase The Edit & Hotel Credit CHANGES 16.11.2025

Chase is feeling the heat from the Amex Platinum refresh! We discuss two changes Chase is making to its hotel credit and whether they're enough to keep the Sapphire Reserve competitive. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the...

The Wacky Premium Credit Card You've Never Heard Of (Citizens Summit Reserve World Elite Mastercard) 09.11.2025

More likely than not, you've never heard of Citizens Bank. And you definitely didn't know they had a premium credit card. But is it any good? We break down this very strange card. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the...

Beware of Checkout Credit Card Marketing & Offers 02.11.2025

If you're enticed by a credit card offer when checking out for a flight or hotel online or at a store in person, stop and watch this video. It's a trap. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel...

The Death of the $400 Card 26.10.2025

We are in a credit card recession. Gone are the days of the $400 card with a simple credit; we are in a new era of high annual-fee coupon books. We talk about what this broad industry trend means for your credit card strategy. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using...

New Capital One Transfer Partners! 19.10.2025

We discuss the new transfer partners Capital One has added recently: Japan Airlines, Qatar, Preferred Hotels, and some quirks about the transfer ratios. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elit...

Refreshed Premium Card Battle: Amex Plat vs. Sapphire Reserve 13.10.2025

The ultimate head-to-head comparison between the refreshed American Express Platinum and the Chase Sapphire Reserve. Are they worth the increase in annual fee? We provide detailed analytical comparison between the two cards that you won't hear on other YouTube videos. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://...

Combining Points Across Cards and with Family Members 05.10.2025

Banks allow you to pool points together from various cards to get more value from travel, but each bank (Chase, American Express, Citi, Capital One) has a slightly different mechanism for how it works. We give you the detailed breakdown on how you can combine points to maximize earning and redemption value for each issuer. We also teach you how to share points with family members. 📱Free Award Tra...

Amex Marriott Business Card Changes Leaked?! 28.09.2025

American Express recently sent out a survey on possible changes to the Bonvoy Business card as well as the potential launch of premium business Marriott cards. Is it good or bad news? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcas...

New Alaska Airlines Cards: Full Breakdown 21.09.2025

Alaska Airlines has released a new slate of Atmos credit cards, including a refresh of it's Bank of America credit card, and the launch of a brand new premium credit card. We give you everything you need to know and tell you why the premium card might actually be worth considering despite its higher annual fee. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030...

Is Chase Pay Yourself Back Worth It? 14.09.2025

Chase offers Pay Yourself Back, a way to redeem points as statement credit against certain purchases at a higher value than cash back. Is this a good use of your points? We provide an advanced analysis of its value proposition compared to other redemption options. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.a...

Walked by a Hotel? What to Expect 07.09.2025

We expect hotels to honor our reservations, but inevitably sometimes they can't. What should you expect when a hotel walks you? We discuss what actions to take if you are walked, the compensation you should expect (including Marriott's Ultimate Reservation Guarantee policy), and tips on how to minimize the chance of being walked in the first place. 📱Free Award Travel Discord Group: http...

The New Caesars Prestige Credit Card 31.08.2025

Caesars Rewards just launched a $149 credit card. How does it stack up to the previous Wyndham Diamond status match? And are the card's perks worth the fee, making it a keeper card? We give you our raw thoughts in today's episode. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral...

YIKES: Southwest Card Changes Explained 24.08.2025

Southwest recently eliminated what used to make them special: no more open seating, no more free checked bags. Unsurprisingly, the Chase Southwest credit cards have been refreshed as well. We walk through these changes and why it's bad news for most people. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/...

Altitude Reserve Changes (Nerfed?!) 17.08.2025

The US Bank Altitude Reserve is the GOAT: 4.5% return on all mobile wallet purchases with effective $75 annual fee. That's coming to a screeching halt. We talk (complain, really) about the upcoming changes to the Altitude Reserve and how those updates affect its value proposition. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Ca...

Citi Strata Elite: New Favorite or Complete Failure? (FULL ANALYSIS) 10.08.2025

We walk through the new Citi Strata Elite launch, what surprised us about it, and our take on whether the card is worth getting. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://th...

Venture X Just Destroyed Its Most Valuable Perk 03.08.2025

When the Venture X first launched, people loved how generous its lounge access was. But all good things must come to an end. We discuss the card's new upcoming restrictions and fees on guests and authorized users. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our lin...

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