Creating Richer Lives

Despite any negative news, the stock market continues to move higher. But, not all stocks are participating. In fact, Karl Eggerss shares some surprising stats as to how many stocks are actually participating in the rally. Plus, Karl eplains how to turn a temporary loss into a permanent one. Topics discussed on this podcast: FAANG Stocks FOMO Concentrated Stock Market Diversification For more info...

The debate over whether or not the stock market is efficient has raged on for years. On this episode, Karl Eggerss explains what the Efficient Market Hypothesis is and whether or not it actually exists in today's stock market. Karl gives a real example that proves his case. Topics discussed on this podcast: Efficient Market Hypothesis (EMH) Stocks Real Estate Investment Trusts (REITs) IPOs For mor...

There has a lot of chatter regarding the destruction of the dollar. Other countries have discussed creating their own reserve currency. What's the likelihood of this happening? What would be the impact on your life and your portfolio? Karl Eggerss invites Justin Pawl, CFP CFA back to the podcast to discuss. Topics discussed on this podcast: Dollar International Stocks Interest Rates BRICS Diversif...

It's Masters Week. The Super Bowl of golf. Being a golfer, Karl Eggerss has learned a lot over the years. And, one of the basic rules in golf to improve one's scores is to avoid the blow up holes. Karl takes this analogy and explains how to apply it when managing an investment portfolio.  Plus, what are some ways you can protect your portfolio? Karl gives some practical ways to do just that. Topic...

The first quarter of 2023 is in the books. The financial markets are acting almost the complete opposite of 2022. Interest rates are falling, tech stocks are once again loved, investors are hoping that the Federal Reserve is almost done with their tightening cycle and the economy will have a "soft landing". But, what if that doesn't happen? Karl explains why he's still a little cautious.  Topics d...

The Federal Reserve did it. They raised interest rates...again, despite trouble in the banking sector. Janet Yellen, Treasury Secretary, gave the markets some mixed messages causing more volatility for investors. But, despite all of that, stocks eked out a gain for the week. Topics discussed on this podcast: Janet Yellen Federal Reserve Diversification Stocks Bonds For more information, go to  htt...

While risk can be mitigated, it can't be avoided. On this episode, Casey Keller, CFA joins Karl Eggerss to discuss several types of risks that perhaps you are overlooking. They take a deep dive into some of them and how to reduce your overall risk. Topics discussed on this podcast: Risk Silicon Valley Bank (SVB) Diversification Stocks Bonds For more information, go to  https://www.creatingricherli...

On this episode, the 2nd largest bank failure occured this week. And, it almost came out of nowhere. Is it a systemic issue or an isolated incident? Karl Eggerss explores this and everything that was affected. Topics discussed on this podcast: Too Big To Fail The Federal Reserve Silicon Valley Bank (SVB) Recession Diversification Economy For more information, go to  https://www.creatingricherlives...

On this episode, Karl Eggerss answers a question he gets fairly frequently. What's the proper allocation of stocks one should have in their portfolio? Karl gives two practical ways to begin figuring it out. Topics discussed on this podcast: Stock Allocation Diversification Financial Planning Consumer Deterioration Economy For more information, go to  https://www.creatingricherlives.com For suggest...

On this episode, Karl Eggerss welcomes guest Oliver Norman to the show who shares some important tips on getting financially organized. This show is full of useful ways to begin the process. Topics discussed on this podcast: Financial Organization Estate Planning Password Managers Beneficiaries Transfer On Death Digital Vaults For more information, go to  https://www.creatingricherlives.com For su...

Since 2008, interest rates have generally been suppressed making it very difficult for investors to find reliable and reasonably high income. On this podcast, Karl Eggerss welcomes guest Justin Pawl to discuss some ways to build a portfolio with the goal of generating income. Topics discussed on this podcast: Bond Ladders Dividend Paying Stocks Covered Calls Structured Credit Monthly Income Inflat...

After almost 30 years investing on behalf of clients, advising clients, doing national television interviews, and meeting some of the biggest names on Wall Street, there's some things Karl Eggerss has learned. On this episode, Karl will share what's the biggest secret on Wall Street. Topics discussed on this podcast: Millionaires How the Ultra High Net Worth invest their money Bond Ladders Monthly...

On this podcast, Karl Eggerss discusses liquidity events, whether it's selling your business or an inheritance. What are all the various aspects you need to think about? Have you considered the tax burden, the structure of your estate, the effect it will have on your family and future generations? Karl runs through a checklist of items that will help prepare you and your family. Plus, a winter sto...

On this podcast, Karl Eggerss discusses the fast start for stocks this year. He goes under the hood to see what's driving the rally. Plus, a listener question on investing internationally and how to avoid investing in countries and companies in which you disagree. Topics discussed on this podcast: Heavily Shorted Stocks Bonds Interest Rates ESG Seasonal Investing Investing In China The Federal Res...

On this podcast, Karl Eggerss discusses the various ways 2023 will differ from 2022. Also, he gives his outlook. Topics discussed on this podcast: Stocks Bonds Interest Rates Asset Allocation The Federal Reserve The Economy For more information, go to  https://www.creatingricherlives.com For suggestions or questions regarding the podcast, email  info@creatingricherlives.com #investments #stocks #b...

On this podcast, Karl Eggerss discusses 3 mistakes he's seen in just the last few days that he believes could be costing people money. It ranges from legacy stocks to loans for a car.  Topics discussed on this podcast: Financial Mistakes Legacy Stocks Loans vs. No Debt Tax Professionals The Federal Reserve The Economy For more information, go to  https://www.creatingricherlives.com For suggestions...

On this podcast, Karl Eggerss discusses his outlooks for 2023. Plus, how seriously do you take your investments? Do you view them as a long-term investment or are you just "playing the market"? Topics discussed on this podcast: The Federal Reserve Volatility index Stocks Bonds Investment management Tax changes 2023 For more information, go to  https://www.creatingricherlives.com For suggestions or...

On this podcast, Karl Eggerss looks back at 2022. Which sector and areas of the market outperformed, and which ones underperformed. Also, why did the stock and bond market struggle? Plus, Karl explains which stocks were positive in 2022. In addition, what should investors expect for 2023? Should we expect more of the same or will the market characteristics change? Topics discussed on this podcast:...

The wheels are in motion for big changes in 2023 to your retirement plan(s). Plus, what tax changes are coming next year? Congress has passed the Secure Act 2.0. In this episode, Karl Eggerss discusses: New required minimum distribution ages Adjusted income tax brackets Increases to the amount individuals can save in retirement savings vehicles Changes to new 401(k) plans Increases to the standard...

On this podcast, Karl Eggerss describes why there has been a change in the financial markets. Investors should shift their focus to something different. Also, how do you analyze your portfolio? Karl gives some helpful tips on what it takes to make sure a portfolio makes sense for the current environment and for each person's individual goals.

On this episode, Karl Eggerss explains what separates good investors from bad investors. Plus, one asset is having one of its best months in the last 20 years.

On this episode, Karl reveals the one thing you may need to stop doing to become a successful investor. Plus, what moved the market this week? One hint: it has to do with interest rates.

Investors continue to hope that the Federal Reserve is closer to the end of their rate hiking cycle. Thus, stocks and bonds have rallied. But, after a significant October and November rally, what's next? In addition, will there be contagion from the FTX fallout? Karl explains why that could be the case.

While the stock market had one of its best days ever on Thursday, does it mean the worst is behind us? Karl explains why that may not be the case and gives some context on this rally versus others in the past.  

The market moves this week were all about the Federal Reserve and what Jerome Powell had to say. But, was it all jawboning or should we take heed?