Cortburg Speaks Retirement

In this  week's audio episode, Miguel Gonzalez shares how inflation varies based on your spending and gives tips to accurately project for inflation as you think about your retirement plans. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/COR...

We all make mistakes, and through them, we learn. But when it comes to finances, trial-and-error may not be the most suitable approach for you. In this week's episode, Miguel Gonzalez shares simple steps that might save you a great deal of money and heartache. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LA...

Retirement is the time in your life when you want to sit back, relax, and enjoy the fruits of years of hard work. But unfortunately, when the market is volatile, it may bring additional anxiety and stress.  The good news is, a volatile market does not necessarily spell disaster.  In this week's episode, Miguel Gonzalez shares a few simple tips to reduce anxiety as you navigate through these t...

Too Young to Think About Investing? Think Again! Compounding -- the best kept secret of long-term investment success. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitt...

Cortburg Speaks Retirement - episode #41: Are Early Retirement and Pension Buyout Offers a Good Deal for You? / Investment in Stock Market, Financial Planning, Retirement Planning, Money Management On this episode, Miguel Gonzalez will help you answer the questions “Are Early Retirement and Pension Buyout Offers a Good Deal for You?” Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonza...

Retirees face a critical task in managing their income and expenses to ensure that they can support their lifestyle and any healthcare costs. In this week's audio podcast, Miguel Gonzalez shares 3 important steps that you can take to maximize your cash flow and better manage your income and expenses during retirement. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, A...

Women can experience more challenges saving for retirement than men, and unfortunately, COVID-19 has added even more challenges.  In this week's audio podcast, Miguel Gonzalez shares several reasons why retirement is different for women than men, and tips women can implement to thrive in retirement. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®  ...

Retirement planning is a complex process requiring as much support and time as possible to reach the desired end. Retirement planning at all ages is important – the more time put into the process, the less investment is necessary to work towards your goals.  In this week's episode, Miguel Gonzalez shares a variety of strategies that exist to help people retire,  and how these strategies and m...

On this episode, Miguel Gonzalez shares the differences between traditional and Roth 401(k) to help you determine which option is right for you.  Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.fa...

On this episode, Miguel Gonzalez shares 5 factors that can impact your retirement.  Although it’s hard to know what will happen in the future to you or your investments, these are the main things that should be addressed in your retirement portfolio. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST  ...

In this week’s episode, I will help you answer an often confusing retirement planning question: To Roth or Not to Roth? Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twi...

People often come to me asking for financial advice, specifically how to save money.  If you have been meaning to save more for the future, this episode of our Cortburg Speaks Retirement podcast is for you.   Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.yout...

In recognition of National Military Appreciation Month, I will share personal finance tips for military families.   Military families face unique challenges, making personal finance even more critical.   Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.c...

In this week’s podcast, I answer the question What Should Grandparents Know About 529 Savings Accounts? Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https:...

Many factors contribute to a great place to raise a family, but a great education system, a safe environment and diverse activities are common elements to family-friendly cities.  In this week’s audio podcast, I will share 4 great and sometimes unexpected, places to raise a family. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO...

In this week’s episode, Miguel Gonzalez shares how crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Fac...

In this weekly audio episode, Miguel Gonzalez will share how the right executor may help ensure the distribution of your assets is done with as little upheaval as possible. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS...

In this week’s episode, Miguel Gonzalez shares 5 creative and inexpensive ideas for motivating your employees. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter->...

Bonds may outperform stocks one year only to have stocks rebound the next, so on this episode Miguel Gonzalez discusses the best performing asset classes. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> htt...

Cortburg Speaks Retirement - episode #26: Types of Stock Market Analysis / Investment in Stock Market, Financial Planning, Retirement Planning, Money Management Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental.  In this week's audio podcast, Miguel Gonzalez reviews each of them. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzale...

On this episode, Miguel Gonzalez shares a brief history of estate taxes, and how estate tax rules were adjusted again as part of the 2017 Tax Cuts and Jobs Act. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST   FOLLOW US ON:  YouTube-> https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-&g...

Cortburg Speaks Retirement - Episode #24: Women and Financial Strategies / Investment in Stock Market, Financial Planning, Retirement Planning, Money Management On this episode, we would like to celebrate International Women’s Day, which just passed 2 days ago, by sharing some helpful financial strategies for women.  Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, C...

Raising a child is expensive and can cost a quarter of a million dollars, not including college. For a child with special needs, that cost can more than double.  In this episode, Miguel Gonzalez shares four steps to protecting a child with disabilities. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST...

In this week’s episode, Miguel Gonzalez reviews at what point you can call your personal vehicle a commercial one.  For small business owners, the line between the personal and their business can be a bit hazy at times.  This video will help clarify a few aspects to consider. Welcome to Cortburg Speaks Retirement Podcast  with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC®   CLICK HERE TO LISTEN TO MIGUE...

In a recent survey, 74% of current workers stated they plan to work for pay after retiring.  And that possibility raises an interesting question: how will working affect Social Security benefits? In this episode of Cortburg Speaks Retirement, Miguel Gonzalez answers that question and provides an understanding of three key concepts: full retirement age, the earnings test, and taxable benefits. Welc...