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On this episode of Money Mindset, we delve into the divergent financial philosophies of two titans in personal finance: Robert Kiyosaki and Dave Ramsey. While both have achieved considerable success, their approaches to money management couldn't be more different. Kiyosaki advocates for using debt as leverage to invest and minimize taxes, amassing over $1.2 billion in debt while boasting a $100 mi...

On this episode of Money Mindset, we confront the harsh reality facing Americans across the nation: the soaring cost of living that outpaces income growth. Join us as we delve into the staggering income requirements for achieving a comfortable standard of living in the top 25 major cities and beyond. With the median income needed to live comfortably exceeding $100,000 for single individuals and so...

On this episode of MoneyMindset, we delve into the complex landscape of homebuying in 2024. Aspiring homeowners are facing unprecedented challenges, as the traditional equation of affordability has been upended by a confluence of factors. Join us as we explore why prospective buyers now need to earn more than 80% compared to 2020 just to enter the housing market. Discover how the scarcity of new h...

On this episode of Money Mindset, we challenge conventional wisdom surrounding retirement planning and the notion that a specific dollar amount, such as $1.5 million, is the key to a comfortable retirement. Join us as we explore the importance of shifting the focus from a fixed monetary target to understanding the broader implications of retirement on health, lifestyle, and location. Through insig...

On this episode of Money Mindset, we delve into the sobering reality facing the middle class in America: the struggle to maintain their desired lifestyle amidst mounting financial pressures. Join us as we unpack the criteria for a middle-class lifestyle, including stable employment, access to healthcare, emergency savings, retirement planning, and financial security. Despite the traditional ideals...

On this episode of Money Mindset, we tackle a significant financial hurdle faced by many Americans: the staggering cost of car payments and its impact on wealth-building. Join us as we uncover the startling statistics revealing that the average monthly car payment for a new car is nearly $750, while for a used car, it's approximately $530. These hefty payments pose a substantial barrier to financi...

On this episode of Money Mindset, we delve into a bold movement gaining traction among student loan borrowers: the decision to boycott loan payments as a means of exerting pressure on the federal government to address the student loan crisis in America. Join us as we explore the motivations behind this movement and the implications for borrowers and policymakers alike. With 1 out of 10 student loa...

In our latest episode of Money Mindset, we confront a sobering statistic: nearly half of Americans are unable to cover a $1000 emergency expense, whether it's for a car repair or medical bill. Join us as we delve into the implications of this financial vulnerability on individual households and broader economic stability. We explore how factors such as education level, race, marital status, and pa...

On this episode of Money Mindset, we explore a significant generational shift in financial attitudes and behaviors: Gen Z couples' propensity to keep their finances separate, irrespective of marital status. Join us as we delve into the underlying reasons behind this trend, with Gen Z expressing concerns about preserving their financial independence within their relationships. We uncover the hesita...

On this episode of Money Mindset, we tackle the staggering reality that childcare costs have surpassed even college expenses for many parents. Join us as we dive into the startling statistics, revealing that some families are shelling out over $36,000 annually on childcare alone, with the average hovering around $18,000 per year. Despite recommendations from the Department of Health and Human Serv...

On this episode, we delve into three fascinating financial trends shaping the landscape for adults under 40. Join us as we explore the phenomenon of the “bank of mom and dad,” uncovering how young adults are increasingly relying on parental support for financial stability. We also examine the surge in black investors since the pandemic, highlighting the growing diversification within investment co...

On this episode of MoneyMindset, we delve into the startling reality that many high-earning Americans, those making $100,000 or more annually, are finding themselves trapped in a paycheck-to-paycheck cycle. Explore the underlying factors driving this phenomenon, from overwhelming debt burdens and lifestyle inflation to the relentless pressures of high-cost living. Uncover the sacrifices these indi...

On this episode of Money Mindset, we delve into a thought-provoking Forbes article that explores the reasons behind the pervasive issue of Americans living paycheck to paycheck. Uncover key insights from a survey addressing factors such as soaring housing costs, low incomes, and mounting debt. Join the discussion as we explore strategies for paying off debt, building savings, and gain valuable ins...

On this episode of Money Mindset, we discuss a Bloomberg article that breaks down why even rich Americans are struggling financially.

On this episode of Money Mindset, we discuss a Forbes article that explains why Americans don't need to be almost $300k a year to be happy.

On the first installment of Money Mindset, we discuss a CNBC and CNN article that breaks down the problems student loan servicers are facing with restarting student loan payments and how many Americans have yet to make their student loan payments.

On this end of year wrap up episode, we go over the new tax brackets, 401k/IRA limit increases and much more to help you prepare your finances for 2024.

On the final edition of Wealth Wednesday we discuss CNN article that breaks down the racial disparities between the conventional mortgage approval rates of Black and White applicants at Navy Federal Credit Union.

On this episode of Wealth Wednesday we discuss yahoo Finance article that list the top 6 reasons a majority of home buyers and sellers regret with their home in 2023.

On this episode of Wealth Wednesday we discuss CNBC make article that review what Buy Now, Pay Later (BNPL) is and the pros and cons of using BNPL vs. Credit Cards.

On this episode of Wealth Wednesday we discuss CNBC article s detailing the increase in Black Friday and Cyber Monday spending and how retailers and consumers are dealing with holiday deals.

On this episode of Wealth Wednesday we discuss a California Government website article breaking down the increase of minimum wage for faster workers to $20 an hour.

On this episode of Wealth Wednesday we discuss a yahoo Finance article breaking down the $1.8B settlement the real estate industry is facing due to inflated commissions.

On this episode of Wealth Wednesday we discuss a CNBC article breaking down the current state of the housing market and how it can have a long-term impact on the overall economy.

On this episode of Wealth Wednesday we go over a NPR article that discusses whether or not DJ Envy was involved in a Real Estate fraud scheme with Cesar Pina and how it impacted the alleged victims.