Converge

In his upcoming book, author Ian Horne (a former FinServ relationship manager and head of content for Money20/20 EU), discusses the many reasons why the often lofty, quixotic-sounding concepts of decentralized finance (or #DeFi) should matter to anyone looking to improve the way we do business and exchange value. For Part 1 of our 3-part series on "Why DeFi Matters" (the formal title of...

India now outpaces China in wealth creation and GDP per capita, and the number of their students able to afford high quality education overseas is projected to grow. Overall, the demographics of students who study abroad are shifting dramatically, presenting new opportunities and challenges for students, payment providers and higher education institutions. Furthermore, 60% of international student...

The European Payments Initiative (EPI), an ambitious European payments scheme backed by a consortium of 16 banks, has been in the news lately. It is gearing up to pilot an instant payments scheme this year after agreeing to acquire two fintechs, Dutch payment scheme iDeal and mobile payments app Payconiq. The pilot will comprise a digital wallet and instant payments system using open banking in Ge...

In recent years, the United Kingdom has seen a massive uptick in financial crime. The need for better controls against fraud, both human and machine, are more important than ever. And while many types of financial fraud remain the same, new channels have emerged posing unknown risks. Customer oversight has become nebulous making data-sharing crucial among global organizations. Those who can levera...

Download Convera's Q3 Economic Outlook here: Convera Global Economic Outlook 2023 Q3 Edition | As we enter H2 of 2023, businesses are growing increasingly concerned about the tightening monetary conditions. Despite one of the sharpest sequences of policy tightening in living memory, inflation, especially core inflation, remains too high. Only Canada is forecast to fall below the 3% upper toler...

Within today's complex regulatory environment, blockchain and crypto-enabled payments provider Ripple has stood out for their continued growth. Their commitment to working with the current system has led to meaningful partnerships across the banking sector, and despite legal challenges in the US, ongoing expansion globally as well as important acquisitions. Hear from Sendi Young , Ripple's...

While blockchain use cases have seen considerable growth in the past 5 years, there's still a long road ahead in the world of payments and the tokenization of real-world assets of value. Join Ryan Rugg , Head of Digital Assets for Citi's Treasury and Trade Solutions and Convera CEO Patrick Gauthier for an enlivening discussion on emerging digital asset tech, Citi's exploration in the s...

Hear  Mick Fennell , Global Business Line Director - Payments at  Temenos , one of the largest banking cloud services providers, discuss the importance of progressive modernization for both incumbents and startups. From Temenos: "Progressive Modernization helps banks to de-compose monolithic core technology and use interchangeable capabilities to consume, compose and extend banking services,...

Rapid growth in Brazil's payments industry has been driven by a new crop of fintech companies, enabled by Central Bank initiatives like the low-cost, always on Pix payments platform. As a result, since the beginning of the pandemic, it is estimated an additional 16 million Brazilians have become part of the financial system. More broadly in Latin America, in 2021 there were more than 300 milli...

A roundtable discussion featuring: Susana Delgado, Global Head of Consumer & SME Payments Strategy at Swift, Nicole Olbe, Managing Director of Partnerships at Barclaycard Payments and Sendi Young, Managing Director Europe and UK Board Director of Ripple. This special episode, guest hosted by Convera CCO Jennifer Parker, brings together four remarkable women in the fintech and payments industri...

Co-hosted with Money2020. Avowed crypto skeptic and Convera CEO Patrick Gauthier sits down with crypto evangelist Teana Baker-Taylor, VP of Policy and Regulatory Strategy at Circle to discuss the fragmented global regulatory landscape for crypto assets, the new SEC lawsuits against Binance and Coinbase, regulation by enforcement, blockchain for real-time payments as a disruptive technology, creati...

Embedded finance is on a tear. McKinsey estimates the US market for embedded finance reached $20 billion in revenue in 2020, with Oracle seeing valuation reaching $7 trillion in the next 10 years. We sat down with legendary fintech thought-leader and influencer David Birch, Lisa Scott, EU CEO of global real-time payments network Banked, and Miroslava Betinova, head of fintech at Griffin, an API-fi...

Building trust in times of uncertainty is crucial for navigating business (and life). Uncertainty is an opportunity then for businesses to thrive, and can accelerate the most meaningful innovation (with strong evidence throughout history). Furthermore, thoughtful regulation can play an important role in creating conditions for businesses to operate clearly and serve customers more efficiently. But...

Get your copy of the 2023 Convera B2B Payments & Trade Report, here: https://convera.com/future-of-b2b-global-payments-trade-report/ In our inaugural episode of Converge we highlight Convera's annual B2B Payments and Trade Industry Report, looking ahead up to 2028 at what might influence these industries and reflecting on a wild three years past. Host Alex Lawrence sits down with Nawaz Ali...

Converge, a new Podcast from Convera, brings traditional banking and legacy payments providers together with fintech disruptors to challenge the narrative (and each other) on the future of finance. Global trade, currencies, treasury management, and fintech leadership continue to be hugely impacted by world events, setting the stage for fundamental technological, social and operational shifts in th...