Consumer Credit Matters

In the latest installment of my Guest Series on the Credit Card Matters podcast, I had the pleasure of diving deep into a topic that, while often overlooked, forms the backbone of our digital and financial infrastructures: data centers. My guest, Gerry Granovsky, a seasoned expert with over thirty years of experience in credit risk assessment within the technology, media, and telecom sectors, shar...

In this keynote speech recap, William Black discusses the consumer credit paradox, where macroeconomic statistics show positive trends while consumer credit performance is poor. He highlights the record levels of consumer debt and the acceleration of debt levels due to increased spending and inflation. Black also examines the impact of the jobs market on credit performance, the tightening of under...

In this episode, William Black and Bob Jankowitz discuss consumer credit and its impact on the economy. They explore the definition of consumer credit and its various categories, such as mortgages, credit cards, auto loans, and student loans. They also examine the current health of consumer credit, highlighting the paradoxical nature of the macroeconomic environment and consumer performance. They...