Connecting the dots in FinTech... by Marcel van Oost

⚠️ UK fintech Railsr to be sold as issues mount 🪙 Nubank rolls out "Nucoin" 70 million users 🚗 Mercedes-Benz turns car into payment device 📉 Revolut investor slashes $5bn off fintech's valuation 🙄 Silvergate "SEN" used to move funds to Exchanges 🇲🇽 Crypto exchange Bitso launch debit card in Mexico 💡 Smart lending fintech Abound raises £500 million 🇧🇷 Brazilian B2B payments platform Barte rais...

🇳🇬 Flutterwave denies claims that N2.9bn was stolen by hackers 🤫 Binance execs' texts, documents show plan to avoid US scrutiny 🛒 Shopify and thirdweb Launch Web3 Commerce Development Kit 🇦🇺 Nuvei extends global expansion by launching in Australia 🇨🇭 Credit Suisse Loses Key Shareholder

🧮 Revolut's statement about reportedly "misstated" revenue numbers 😢 Stripe Cuts Valuation to $50 Billion After Facing Fundraising Hurdles 💳 Visa considers takeover of (FIS) 🚨 Crypto bank Silvergate warns on ability to survive ⏸ Visa, Mastercard pause crypto push in wake of industry meltdown 🇦🇺 Australian Central Bank Set to Launch CBDC Live Pilot in a Few Months 🇩🇪 Crypto Custodian Finoa Gets...

🥳 Revolut's first full year profit ... 🤭 ... but Revolut’s 2021 numbers may be misstated, says auditor 🚨 Watchdog on alert for failure of Railsr 🛑 Coinbase suspends Binance stablecoin 👩‍⚖️ Former FTX director pleads guilty to charges 👋 Goldman considers losing Its consumer arm 🇬🇧 UK challenger banks overtake incumbents 💪 Thunes hires LatAm Head to toost regional growth ✅ Tide removes 100%...

😳 Binance moved $1.8B in stablecoin collateral 📉 Klarna posts $1bn annual loss, its largest ever 🧮 Sezzle reports profitable fourth quarter 🛑 Remitly to wind down digital banking app Passbook 🐂 eToro and Sentifi launch Social Sentiment Portfolio 🚀 Frollo launches Net Worth Tracker 🇺🇸 US FinTech Finch raises $40m 🧹 Spade collects $5m to clean transaction data 🇸🇬 Digital asset exchange DigiFT...

📉️   Varo raises $50m in downround 🎉️   Revolut expects UK banking licence within weeks 🤭️   Zip loses $240m despite record revenue 🤝️   Western Union and Beforepay introduce 'send now, pay later' 🇬🇧️   Klarna rolls out UK late fees 📱️   CRED adds buy now, pay later and tap to pay offerings 🔎️  Filipino fintech Maya looks...

⚡️ MiFinity launches Open Banking product with Volt 🏦 Hundreds of Wells Fargo's mortgage bankers laid off 💵 Mastercard allows payment in Web3 via USDC 🗺 Remitly expands into the Middle East 🚀 TransferMate announces embedded payments solution for banks 🌱 Guava raises $650K pre-seed 🥳 Brale raises $11.1m to bring CeFi and DeFi together

🛎️  Potential IPO for Monzo 🇭🇰️   Huobi and OKX apply for licences in Hong Kong ⚠️️  U.S. regulators warn of liquidity risks for Crypto deposits 🇰🇪️  FinTechs in Kenya raised $158m in 2022 ✍️️   Clarency taps Form3 for access to Swift network 📱️   Revolut launches in-app cashback feature 🇮🇳️  Telecom giant Airtel eyes a stake i...

🇵🇹️  Revolut Bank to become ‘branch’ in Portugal, offer more confidence. 👨‍⚖️️  Sam Bankman-Fried faces new criminal charges 🇫🇷️  Ingenico and Binance pilot crypto payments in French Stores ✍️️  Nuvei successfully closes Paya Holdings acquisition 📱️  Stripe expands Tap to Pay to Android 📈️  SPAC Bridgetown considers merger with fintech...

🇺🇸 The U.S. is now Klarna’s biggest market 🗽 eToro recieves New York BitLicense 📈 Coinbase beats earning despite declining usage 🇯🇵 FTX Japan to allow withdrawals via local exchange 🚀 Swarm launches ETF trading platform using DeFi 🦓 Stripe launches Enhanced Issuer Network 👨‍⚖️ Mastercard and Visa face class action suit 💪 Finastra patners with Integro for risk management 🖥 Lyra chooses Napier...

🇳🇱 Dutch neobank bunq becomes profitable 📱 Revolut most-downloaded banking app in Europe ✍️ Payoneer scores UK e-money license 🎉 TWINT hits 5 million active users 💿 Siam Commercial Bank will become digital-only 🇵🇭 HitPay and BillEase enable BNPL for SMEs 🇪🇺 European Commission opens blockchain sandbox 🇬🇧 7 million UK consumers and SMEs use open banking 🇧🇷 Unlimint adopts Mercado Pago's solution...

💳 Revolut launches cards program for Irish customers ✍️ Klink Finance gains EU licence 🇧🇷 Lanistar brings Google Pay to Brazil 💪 Fintellect and Nordigen team up to serve SME 😢 Chipper Cash downsizes again 🇮🇸 Icelandic Neobank Indó chooses AML provider Lucinity 🤝 MoneyLion partners with Column Tax for free tax services 🚀 Puzzle raises $15m series A 🍾 Pliant raises $28m Series A

✋️  N26 says on to major acquisition 💰️  Binance Moves $400 Million to Firm Managed by CEO 🇱🇹️  Railsr subsidiary "grossly, systematically" violating AML 💳️  Goldman Sachs steps back from new credit card programs 🇦🇺️  Paypal tells Australia it supports BNPL regulation 🇨🇦️  Plaid allows users to instantly verify identity in Canada

📱 Apple BNPL to evaluate borrowers based on their devices 🇩🇪 German BaaS provider Solaris confirms regulatory restrictions ✍️ Zopa acquires DivideBuy 🇧🇷 Ebanx authorised by Central Bank payment initiator service 🤝 Visa and Froda partner; provide push-payments for SME loans 🌱 ModernFi raises $4.5 million seed by a16z

🏦 Finastra explores sale of banking business 📈 Atom Bank makes London IPO intention clear 🔥 Nubank shows impressive Q4 earnings 🔒 Starling Bank now offers fixed savings rates for SMEs 🇦🇪 Hala acquires UAE-Based startup Paymennt.com 🪄 E-commerce disruptor Starcart partners with Enfuce 💰 Last week €185.5m was raised in 10 Europe FinTech deals 🤝 FinTech Alliance partners with Seedrs 💵 Latino-...

Today in the Connecting the dots in FinTech podcast: ⚖️ Wirecard chief Markus Braun denies charges in trial 🚨 Circle sounded alarm on Paxos ☠️ Bakkt kills off consumer app ✍️ FinWise Bank appoints Robert Keil as SVP 💸 Open Banking transactions exceed $330 billion by 2027 👼 Plus500 gives $100m back to shareholders 🇸🇻 Qredo partners up with LatAm neobank, DitoBanx 🚀 Cryptocurrrency startup Solvo...

Today in the Connecting the dots in FinTech podcast: 🧮 Atom Bank forecasts frofit for 2022 as deposits hit £6bn ✋ Paxos Will Halt Minting New BUSD Tokens 🤝 Adyen broadens partnership with FREE NOW ÷ FIS Announces Plans to Spin Off Merchant Business 👩‍⚖️ FTC orders MoneyGram to return $115m to scam victims 🚕 Jeeny partners with STC Pay 💸 Omnio completes €9 million equity funding round 🚀 Savi...

Today in the Connecting the dots in FinTech podcast: 👋 PayPal CEO Dan Schulman to step down 🇳🇬 Bamboo secures digital broker licence from Nigerian SEC 📱 Leaf Wallet rebrands to BOSS Money 🇸🇦 KPMG Opens centre for Metaverse and Digital Twins 💸 Digital asset protection provider Coincover raises $30m

🙏 Revolut launched donations page to earthquake victims 🇺🇸 UK neobank Monzo doubles down on US expansion 👩‍⚖️ Kraken Faces SEC Probe over Unregistered Securities Listings 📉 Jupiter offloads its stake in digital lender Starling Bank 🌳 Green FinTech "ekko" opens up services to businesses and banks

📉️   Affirm ’s stock plunges as it misses earnings 🚨️   Robinhood will try to buy back SBF’s shares 🇬🇧️  Fraud fighting US unicorn Alloy launches in UK 💰️  Danish neobank Lunar raised €35m 💸️  Lending infra provider kennek raises $4.5m

The 5 FinTech news stories for today: 1️⃣ Klarna adds Paris Hilton to its army of celebs 2️⃣ Gemini and Genesis Reach $100 Million Agreement Over Earn Program 3️⃣ India halts PayU's LazyPay in new crackdown 4️⃣ Nigerian digital bank Umba launches operations in Kenya 5️⃣ Danish startup Growblocks, nets $6M seed to prevent growth companies from growing out of business.

Today we talk a lot about Apple, a possible Britcoin, Binance and BNPL Zilch

Today we talk about Revolut, SEON acquiring Complytron, Openpay’s receivership, Kenya’s impropriety case against Flutterwave and Stash’s new CEO.

Denario selects Klarna Kosma ’s open banking platform to expand its connectivity beyond Europe. Silvergate investigated by US DoJ over FTX and Alameda. JPMorgan Chase is planning to build on the success of its UK digital bank by introducing a similar outpost in Germany. Judge dismisses class-action suit against Coinbase . FIS, a fortune 500 FinTech Giant, makes 2600 job cuts,

Join us! NEWS HIGHLIGHT BlockFi files for bankruptcy as FTX contagion spreads . The crypto lender filed for bankruptcy protection on Monday (Nov. 28), and said it was filing for Chapter 11 bankruptcy protection, indicating it hoped to restructure, continuing operations in the meantime. Link here BREAKING NEWS Polish regulator UOKiK has initiated proceedings against PayPal over the use of possibly...