Common Sense Investing with Victor McClure

What are some of the key questions you need to be able to answer as you prepare for retirement? That’s our first topic today. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

We’re finally seeing some positive economic trends in the final weeks of 2022 with some better economic numbers here in the U.S. So, are we out of the woods yet? And how does the 2023 retirement outlook shape up? We’ll tell you in today's show. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Interest rates on the rise, continued pressures from inflation, and a crypto crash? Plus, did any of your favorite athletes or actors retire this year? We’re winding down the year 2022 with a look at the top financial and retirement headlines of the year. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

If you haven’t checked the allocation of your investments recently, do so now to make sure the makeup of your portfolio will keep you on track for your goals.  Rebalancing is especially important after a year like 2022 when investors have faced unnerving news around volatility, inflation and interest, but changing your portfolio too much can mean you're speculating, not investing. For more informa...

Who is most likely to be comfortable and confident with their retirement? There are a few things you can do to help secure your financial future and Victor will help us break it all down. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

A new study reveals that American adults believe they’ll need to save more in order to retire comfortably. But they’ve also saved less.  How much will we need to live comfortably in retirement?  Victor tells us in todays show. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

“It’s more likely to get worse than better.” That’s the forecast for the global economy in the coming months. We’ll tell you more about what analysts are predicting for our economic future and what it means for your retirement For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

The fourth quarter is here and it’s time for savvy, strategic investors like you to take action. Creating a tax-efficient, inflation-adjusted income strategy now can help you stay ahead of the game later.    For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

How do we get ahead of rising costs in retirement? It’s a question a lot of you have right now and we’ll get some insights from Victor in today's show as well as the latest news on Social Security benefits next year and inflation spreading to become a global fight.  For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

As with many other aspects of financial planning, when it comes to your health coverage in retirement, it’s NOT a good idea to set it and forget it. And now is the time to take a look at your Medicare coverage for next year. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Citing persistent inflation, the Federal Reserve raised interest rates by three-quarters of a point. •    Everything from mortgages and credit cards to student and car loans will be impacted. •    Since most credit cards have a variable rate, there’s a direct connection to the Fed’s benchmark. As the federal funds rate rises, the prime rate does as well, and your credit card rate follow suit withi...

There can be so much excitement about starting a brand-new phase of life with your retirement. But if you’re relocating to your dream retirement home, downsizing to a smaller house or condo, or simply wanting to declutter for this new time of life … you’ve got to face getting rid of “stuff.” For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurec...

Today’s federal income tax rates might be the lowest you’ll see for the rest of your life, after tax rates went down with the 2017 Tax Cuts and Jobs Act. But those tax rates expire come 2026 so at this point, it’s not a matter of if but when taxes will go up. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Many of the same financial threats we’ve seen will persist through the course of the year, according to financial analysts.  ·         Inflation, movement on interest rates, and other economic threats mean volatility will continue to hammer the markets through the rest of 2022. ·         But major indexes will likely end 2022 higher than where they stand now. For more information about Victor McCl...

60 percent of American adults say the pandemic has been “highly disruptive” to their finances, and two-thirds of Americans are raiding their savings because goods and services are so expensive. These things might be adding some pressure to your nest egg, Victor has some ways to protect your retirement savings. For more information about Victor McClure, Steve Ringo and the McClure Capital team, vis...

On today's show, Victor discusses three reasons why a recession would be different this year: •    The labor market is robust. In most recessions, economic output and employment both go down. But unemployment is still at a record low, which means corporate financial health is strong. •    Companies are cash-rich. US corporations are sustaining profits and sitting on a large cash hoard going into t...

There are so many big decisions you have to weigh heading into retirement. We like to take one of those big decisions and really dive into the pros and cons … this is Retirement Yea or Nay. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Inflation, a down economy, and higher taxes down the road are continuing to feed into feelings of uncertainty for everyone, especially baby boomers who are about to retire or already retired. Can you afford to retire? How can you avoid more losses in your 401k? What are your options for income in retirement? Victor will answer those questions and more on today's show. For more information about Vi...

After covid turned our world upside down in 2020 and 2021, there are some new questions that people are asking as it relates to retirement. With that thought in mind, we bring you to our Top 5 list for this week … Top 5 Retirement Questions. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Be prepared for surprises with your second quarter statements from your 401k. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

One of the most common retirement questions people have is “How much do I need to save to retire?”  There are several factors that impact your personal savings goal, including the age you plan to retire, and the lifestyle you hope to have in retirement.  Victor explains more in today's show. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurec...

After covid turned our world upside down in 2020 and 2021, there are some new questions that people are asking as it relates to retirement. With that thought in mind, we bring you to our Top 5 list for this week … Top 5 Retirement Questions. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

For many of you, retirement means the freedom to do what you want to do when you want to do it for as long as you can. Independence from the daily grind. As we celebrate our nation’s Independence Day this weekend, we’ll talk about how you can achieve – and celebrate – your own financial independence in retirement. For more information about Victor McClure, Steve Ringo and the McClure Capital team,...

It’s a lot easier to get a job done if you have the right tools. And the financial tools you need for retirement are a little different from what you used during your working years. So, we want to help you pack your retirement tool kit. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

There are so many big decisions you have to weigh heading into retirement. We like to take one of those big decisions and really dive into the pros and cons … this is Retirement Yea or Nay. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/