Common Sense Investing with Victor McClure

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo delved into the math and logic behind smart retirement planning. Victor emphasized the importance of going beyond averages and understanding how the “sequence of returns” can impact the longevity of retirement portfolios, warning that even a single down year can derail well-laid plans. The team stressed the need for a com...

For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo addressed essential retirement planning topics in their signature plain-spoken style. They emphasized the importance of choosing high-rated carriers for annuities and guaranteed income products, warning listeners about the risks of lower-rated companies and the illusion of high upfront bonuses that don’t always translate...

This week on the Common Sense Investing Show, Victor McClure and co-host Amy Sharp dedicated the hour to answering listener questions from their “mailbag,” focusing on practical concerns surrounding retirement. Victor applied nearly 40 years of experience to topics like the financial and logistical realities of retiring abroad, including the nuances of maintaining Social Security and pensions, the...

This week on the Common Sense Investing Show, Victor McClure and co-host Steve Ringo dove into the financial challenges facing retirees and those planning for retirement in today’s economic climate. They highlighted the “financial vortex” that can erode savings, such as caring for both aging parents and grown children—the so-called “sandwich generation”—financial hardships, and lifestyle creep dur...

This holiday-themed episode of the Common Sense Investing Show focused on critical retirement planning issues as the year ends. Victor McClure and Steve Ringo discussed the true pillars of retirement readiness—emphasizing not just how much you’ve saved, but how much income you’ll need to maintain your lifestyle in retirement. They unpacked rules of thumb, touched on alternative income solutions an...

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo reflected on holiday traditions and the changing dynamics of gift-giving, sharing personal stories about family, memorable gifts, and the challenges of raising children in a world where material expectations are higher than ever. The hosts discussed the importance of planning for the future, highlighting resources like Vi...

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo took a reflective look back at some of 2025’s major financial headlines, examining how changing tax laws, trade disputes, and the longest government shutdown in recent history have impacted both retirees and those planning for retirement. The hosts highlighted the importance of adapting your financial strategy to current...

This week’s Common Sense Investing Show, hosted by Victor McClure and Steve Ringo began with a lively post-Thanksgiving chat and quickly jumped into timely financial topics, including the latest Federal Reserve interest rate cut and its impact on retirees. Victor and Steve shared their decades of experience in wealth management to explain why planning for retirement stability is essential, especia...

This week’s Common Sense Investing Show delved into the practical realities of retirement planning, emphasizing the importance of clear-eyed math and stress testing your portfolio. Victor McClure and Steve Ringo discussed the critical concept of "sequence of returns," explaining how even a single down year can drastically alter retirement outcomes despite strong average returns. The show highlight...

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo tackled some of the biggest financial headlines, including the government shutdown’s end and the historic retirement of the penny. The hosts discussed how these and other economic shifts—like rising insurance costs—affect retirees and their planning. They emphasized the importance of adapting retirement strategies to chan...

This week's episode opened with Victor McClure and Steve Ringo discussing the generally optimistic outlook among financial advisors despite ongoing concerns like inflation, taxes, and market volatility. The group emphasized the importance of financial planning and preparation, drawing on personal anecdotes and current trends in real estate and home ownership. Victor stressed the value of starting...

This week’s CSI Show welcomed listeners with special guests Raymond McClure and Logan Wakamoto, paraplanners at McClure Capital, stepping in for host Victor McClure to join Steve Ringo. The team covered timely topics such as the impact of changing interest rates, recent large-scale layoffs, and market volatility, emphasizing the importance of always having a well-constructed, stress-tested retirem...

This week's show with Victor McClure and Steve Ringo focused on the importance of financial planning in October—the official Financial Planning Month. Victor shared his experiences from recent travels and highlighted how life priorities and financial challenges shift as we age. The team distinguished between general financial planning and the more specialized retirement planning, emphasizing the u...

This week on the Common Sense Investing show, Victor McClure and co-host Steve Ringo dove into the fundamentals of retirement planning, emphasizing the importance of preparing for the unexpected and ensuring your savings last. Drawing on decades of experience, Victor encouraged listeners to look beyond flashy sales pitches and bonuses, instead focusing on working with highly-rated financial produc...

This week on the Common Sense Investing show, Victor McClure and Steve Ringo tackled the increasingly critical issue of healthcare costs in retirement. Drawing from new Fidelity research, they discussed how a 65-year-old retiree today faces an estimated large amount in medical expenses over their retirement, with that figure doubling for couples and excluding key out-of-pocket costs like dental, v...

This week’s CSI show kicked off with the team discussing the recent government shutdown and its practical implications for retirees and the broader public. The hosts encouraged listeners not to panic, noting that the stock market typically responds with resilience during shutdowns, and advised against making hasty investment changes based on short-term headlines. Instead, they advocated maintainin...

Victor McClure and his team at McClure Capital tackled timely topics in retirement and investing, starting with a candid discussion of today’s volatile stock market and record-high valuations. Victor highlighted the importance of understanding metrics like the CAPE ratio and the Buffett Indicator, both pointing to an overvalued market. Throughout the show, he emphasized smart asset allocation—urgi...

This week’s Common Sense Investing (CSI) radio show focused on the recent Federal Reserve interest rate cut and its impact on retirement planning, investments, and overall financial security. Victor McClure and Steve Ringo discussed how the Fed’s quarter-point reduction—bringing rates to a 4–4.25% range—may influence CDs, borrowing costs, and annuities, especially for those nearing or in retiremen...

This week’s episode of the Common Sense Investing Show focused on answering listener questions from the mailbag, covering topics many retirees and soon-to-be retirees face. Victor McClure used his decades of experience to explore the complexities of moving abroad in retirement, explaining that while pensions and Social Security are generally portable, crucial considerations like healthcare access,...

This week on the Common Sense Investing Show, Victor McClure was joined by Steve Ringo and special guest Daniel Snover from PMV Capital for an insightful discussion on managing risk in today’s volatile markets. The team emphasized the importance of attention to detail, both in client service and investment strategy—drawing analogies from military precision and office culture. Victor and Daniel exp...

This week on the Common Sense Investing Show, Victor McClure and Steve Ringo focused on the importance of year-end financial strategies as we enter the latter half of 2025. The team emphasized stress testing retirement portfolios and urged listeners not to be complacent but to routinely evaluate their plans, particularly looking at asset allocation, tax harvesting, and income strategies ahead of 2...

This week's episode of the Common Sense Investing Show, hosted by Victor McClure from McClure Capital Wealth Management and co-hosted by Steve Ringo, tackles critical topics surrounding retirement planning. Victor shares his extensive experience in finance to navigate complex subjects such as the impact of fluctuating interest rates, market volatility, and tax changes on retirement plans. Emphasiz...

This week's episode of the Common Sense Investing Show, hosted by Victor McClure and Steve Ringo, focused on navigating the uncertainty surrounding economic conditions and their potential impact on retirement planning. Victor shared insights from his extensive experience, emphasizing the importance of having a solid retirement plan, especially given current fluctuations in interest rates. Victor a...

In this week's episode of the Common Sense Investing radio show, hosts Victor McClure and Steve Ringo go over crucial topics surrounding retirement planning and financial stability. They emphasize the importance of a comprehensive retirement plan to navigate market volatility, taxes, inflation, and unexpected financial burdens. Victor explains the risks associated with relying solely on average re...