Common Sense Investing with Victor McClure

The odds of filling out a perfect bracket for the March Madness NCAA Tournament are 1 in 9.2 quintillion. There are just too many variables and the odds are just overwhelmingly absurd. We can’t promise you a successful retirement on the show today, but we believe your chances could be a lot better than those odds if you have some key factors for retirement. For more information about Victor McClur...

Are any changes in federal monetary policy in the works? Today we have audio from Federal Reserve Chairman Jerome Powell on our economic recovery and we’ll talk about what their efforts could mean for you. Plus, USA Today says Social Security is your retirement income anchor. We’ll cover what professionals say you need to know about Social Security to improve your chances of having the retirement...

When you were growing up, did you ever have a hard time respecting an elder’s strict rules?  Whether it was an aunt, uncle or grandparent, we all had one of those. But we should respect our elders’ wishes and honor the legacy they leave behind. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Whether it’s the spread of a virus, an election, action from the federal government, or this recent trend of shareholder activism … just about anything can cause bumps in the markets. And if you don’t want those wild swings to potentially impact your retirement, you’re in the right place. Today on the Common Sense Investing Show we’ll talk about strategies to help bring predictability to your reti...

Do you think Americans are saving more money or less money in the time of Covid? We’ll tell you what analysts are seeing in saving habits among Americans … Plus, there are several reasons why you could see your taxes increase under the Biden Administration. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

How many times have you heard this before? it’s not what you make , it’s what you keep that counts. It’s less about the number of dollars you’ve saved, and more about strategies you use with your savings. Your money should be moving in the same direction for a singular purpose: your retirement For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclur...

Kiplinger’s recently conducted a poll to see how the pandemic has impacted people preparing for retirement. Nearly 60 percent of the people who responded to the survey said they dipped into their retirement savings to cover things like living expenses and medical bills. For people who had to take money from their retirement accounts last year, what should they be trying to do in 2021 to possibly c...

Financial experts say there are behavioral factors that could influence our financial decisions. Let me translate that for you: sometimes we act weird when it comes to our money! We could be irrational and sometimes we make decisions we later regret. So, we want to talk about how our behavior could have a potential impact on our money over time, and what we can do to stop acting weird with our mon...

The year is coming to an end ( Hallelujah !) and now is when we often take stock on our achievements and the goals that we fell short from. Now we know Covid-19 changed our plans in 2020, but this short-term disruption shouldn’t change your long-term planning. So, if you want to do something that can help improve your finances that doesn’t require too much of your time as long as you put in the ea...

For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

When we were growing up, we heard about Santa’s Naughty or Nice list. Santa would write your name deciding if you’ve been Naughty or Nice. And admit it. Your behavior improved as the calendar got closer to Christmas. So today, [ADVISOR] is our Retirement Santa. What retirement scenarios could fall under Naughty or Nice? Let’s find out… For more information about Victor McClure, Steve Ringo and the...

Interest rates are near record low levels. They’re so low, it may seem like you might as well just stuff your money under your mattress or stash it away in a cardboard box since it’s hardly earning anything. But a Missouri man learned the hard way that there’s another risk with stashing cash around your home – mice (literally) ate some of his savings. His bank was ultimately able to reassemble the...

Victor and Guy get questions each and every week about all things retirement. Let’s open our Common Sense Retirement Show mailbag and go over some common retirement questions. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Blogger Financial Samurai raised some eyebrows when he laid out some stark numbers about retirement. He wrote that in order to retire, you need to multiply your desired annual expenses by 200. So … if you do the math … planning for $40,000 per year would mean you need to accumulate $8 million for retirement. $8 million! That sounds pretty crazy. Do we really need to aim that high? For more informa...

If we are forced unexpectedly into early retirement or just choose to retire sooner than planned, we might be focused on whether we’ve saved enough. But what about issues like taxes? How can taxes impact how long our money lasts in retirement? For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

We’re faced with questions every day. What’s for dinner? When’s the meeting? How was your day? These are questions that are – or should be – easy to answer, but when you’re starting to consider retirement, the questions can get a lot more complicated.  For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

As with many other aspects of financial planning, when it comes to your health coverage in retirement, it’s NOT a good idea to set it and forget it. And now is the time to take a look at your Medicare coverage for next year.  For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

When you plan for retirement, you need to consider all the risks your money may face… Because if you don’t take steps to help protect your money from risk, your retirement could be at risk.   For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Many of us are creatures of habit. We have our usual order at our favorite restaurant. We take our coffee a certain way. We don’t like to switch banks, accountants or doctors because we’re comfortable with how things are done. But if you’re getting close to retirement, you should seriously consider changing things up. For more information about Victor McClure, Steve Ringo and the McClure Capital t...

If you’ve saved a million dollars for retirement, it seems like you’d be all set. But is there anything you’re overlooking? We’re about to get into that. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

Many of us are creatures of habit. We have our usual order at our favorite restaurant. We take our coffee a certain way. We don’t like to switch banks, accountants or doctors because we’re comfortable with how things are done. But if you’re getting close to retirement, you should seriously consider changing things up. For more information about Victor McClure, Steve Ringo and the McClure Capital t...

There are more than one million tax preparers in the U.S., so there’s no shortage of help when it’s tax time. But who should we turn to when it comes to tax planning in retirement? Do you work with other professionals when helping a client create a tax-efficient retirement strategy? For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.co...

We used to think of retirement as the final stage of life. It’s not the finish line anymore. It’s just the beginning of the next phase of life. Retirement today lasts so much longer, and we believe it actually unfolds in stages. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/

It happens every year in every state in America – orange cones and construction zones blocking your way, forcing you to change your route, and making you want to pull your hair out. You’re thinking, “How long is this going to last?” and “Why can’t they plan better?” These are NOT questions you want to be asking about your retirement.  For more information about Victor McClure, Steve Ringo and the...

I’ll bet a lot has happened to you in the last 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future. For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/