Common Sense Financial Podcast

In this podcast we will discuss nine specific threats that are always lingering and are threatening your cashflow. Inflation, sequence of returns, unfilled income gaps, market risk, interest rate risks, taxes, long term care expenses, rising health care costs, technology and medical advancements are all real concerns that you need to think about. These are without a doubt the biggest threats and i...

CSFP 022 | Wall Street Is Broken by Brian Skrobonja: Author, Financial Advisor, Entrepreneur

In this episode, Brian discusses best practices for starting the new year off right and using techniques to help increase the chances of success of you achieving your goals. Brian walks through his 'Five F's' and explains a simple way to get organized with your thoughts and put a plan in place to have a successful 2019.

In this podcast, Brian breaks down a client case to give listeners a behind the scenes look into how he is able to help clients achieve their financial goals and help them retire and live with confidence.

CSFP 020 | The Four Headwinds That Could Ruin A Retirement Plan by Brian Skrobonja: Author, Financial Advisor, Entrepreneur

I had a thirty year old client make a comment to me recently about retirement. She said it was too far off to think clearly about it and made a point to say it is 30 years from now. Why do people believe that retirement is at 62 or 65? I think it is simply because it is the status quo. It doesn't have to be this way!

You will be surprised to learn who the world's greatest investors actually are. The way that they manage money is entirely different than the way the typical person manages money. They're not going online and using a computer to just answer 10 questions and have it produce a risk tolerance that they plug into an automatic portfolio for a few. The wealthy are doing it differently.

2018 marks Brian's 25th year in business and with that comes a lot of experience working with other financial advisors. Some of those experiences are good while some of them, well, not as good. The truth is that there are many people in the financial services business that are truly helping people. They are sincere and put their best foot forward trying to help. However, not all financial advisors...

In this episode of the Common Sense Financial Podcast, Brian discusses one of most frequently asked questions, how Financial Advisors are paid. In this podcast, Brian discusses some of the biggest challenges people face today as they venture into the unknown of saving for retirement. Specifically, the question of 'how much to save' for retirement.

In this podcast, I interview one of our tax resources, Kathy Ayres. We discuss some tax strategies and some of the confusion around important tax decisions. Hopefully this will equip you to make informed decisions when the time comes. There are so many things to consider when it comes to planning how you are going to save your money, how you are going to use your money and how you will handle your...

There is so much information in circulation about what to do and what not to do with your money that it is causing many people to get confused about their options. You hear one thing from one person and then an entirely different thing from someone else and none of it seems to make sense after a while. In this podcast Brian explains what a mindset is and how you can use them when making financial...

Mortgages is an area that many people seem confused about and often ask a lot of questions. Today the goal is to reduce the mystery around mortgages and to do this I have Brandon Smith with us who has a been a great resource for me over the years to help clients with their mortgage needs. Brandon is the branch manager and senior loan officer for New American Funding in Clayton, Missouri.

CSFP 012 | Estate Planning Legal Work - An Interview with Attorney Andy Weinhaus by Brian Skrobonja: Author, Financial Advisor, Entrepreneur

In this podcast, we had the opportunity to interview Business and Relationship Coach, Mike Lindstrom. Mike earned his JD from California Western School of Law and worked right out of college as a consultant with Tony Robbins Organization. He has been interviewed on FOX, CNN and HLN and speaks regularly at corporate events on behavioral skills for success in leadership. Throughout my blogs, podcast...

As with most things, many of us want a quick fix or quick answer to our questions. What I have learned is that not everything can be answered with a quick cookie cutter answer. For Instance, I am often asked 'What should I be investing in?'. Well, if I was simply trying to sell books or give a simple cookie cutter approach to investing, then this would be easy to respond to because I would say the...

I recently published my second book titled 'Generational Planning - Creating and perpetuating wealth for generations'. I wrote the book for a number of reasons, but primarily it was to help educate the public about what planning your estate really means. There is a lot of limiting thinking when it comes to transferring assets to the next generation. I want to lift the fog on this topic and provide...

If you have a living mother, father, grandparents, brothers, sisters, children or grandchildren then this is a topic that could be beneficial for you. There is never a one size fits all solution for how a generational plan is to be arranged. Family dynamics, their belief system, and their financial situation will dictate the details of a plan. The framework of a generational plan begins with the m...

This podcast is the first of it's kind in this series because Brian discusses a very specific strategy for handling your cash flow. The past few podcasts have been about cashflow and how banks work and some common financial myths that are considered mainstream. This podcast attempts to bring them all together. Brian digs deeper in how money flows in and out of your life and will discuss how to use...

In this episode, Brian lifts the hood on banks and shines a light on a few things that you may not be aware of. While we use banks nearly everyday, very few people know and understand how they really work. It's A Wonderful Life - https://www.youtube.com/watch?v=iPkJH6BT7dM Dana Loesch Interview - https://www.youtube.com/watch?v=t_skdx_HuX8

If things you thought were true were actually false, when would you want to know? We are told things all the time that seem to be good, but in the end may not actually be true and may doing more harm than good. In this episode, Brian busts some common myths and challenges mindsets around the status quo that would lead us to believe are non negotiable topics.

Today we discuss how money flows in and out of our life and why understanding your cash flow is the most important part of our financial planning. We live in a world where there are more and more external things that keep much of our financial life out of our control. For more information, visit www. SkrobonjaFinancialGroup.com CASH FLOW WORKSHEET:: https://www.skrobonjafinancialgroup.com/shownote...

Today's podcast is an interview with our Social Security resource, Rich Grawer. Over the last ten years, he has been a student of Social Security and if you have ever been around him, you know that he is passionate about teaching people. This episode includes some of the most common questions that Brian is asked regarding Social Security and Medicare.

CSFP 002 | Positioning Your 401k and Pension Assets by Brian Skrobonja: Author, Financial Advisor, Entrepreneur