Coffee, Homes & Loans

In today’s episode we will talk about including your remodel cost into your mortgage loan and the minimum requirements. If you have been in the market to buy a home, you have probably noticed that new construction homes have smaller lots without RV Parking, a nice size backyard or a pool. But what if you find the perfect home in a great location with a nice size lot but the inside looks dated and...

Everyone is talking about AI (artificial intelligence), are you using it? Turns out that we (Railey, Carolina and Coffee, Homes & Loans) are! In this episode we cover some of the AI tools we are using for our real estate and mortgage business and the opportunity you have to scale up on your video content based on your budget and current needs. What type of AI tools are you using? Do you have r...

Tune in to our weekly podcast as we show you the wonderful course and views from Rico Secco Golf Course in Seven Hills in Henderson, Nevada. This beautifully designed course has views of the Las Vegas Strip from the green. Experience the full service golf course. The homes range from senior living communities to million dollar custom build homes. You won’t even feel like you live in Las Vegas with...

We are excited to bring to you a series of videos of one of Lennar’s newest communities in Henderson and Black Mountain Ranch. Lennar has built over one million new homes across America since 1954. This time they bought the land where the Black Mountain Golf Course used to be, removed the grass, graded the dirt, and started a huge project with 7 unique home collections and up to 24 different home...

We are excited to bring to you a series of videos of one of Lennar’s newest communities in Henderson and Black Mountain Ranch. Lennar has built over one million new homes across America since 1954. This time they bought the land where the Black Mountain Golf Course used to be, removed the grass, graded the dirt, and started a huge project with 7 unique home collections and up to 24 different home...

In this episode we are covering the different types of real estate transactions. As a buyer, you find out what your budget is, you look at a home, fall in love with it and want to buy it. Who are you presenting your offer to and how long will the transaction take? These are great questions! Tune in as we breakdown the different types of real estate transactions. https://coffeehomesandloans.com/mor...

Looking to buy a home but your down payment needs a boost? Watch this episode, this new down payment assistance program could give you up to 5% of the purchase price to buy your new home. Tune it to see if you could qualify and the requirements. Get a full loan application in and a loan consultation to see if this will work for you. https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/e...

A home that can fold up to 10 times and is manufactured to attach to a well, city water or septic, multiple power sources including ground and solar, what? Yes, that’s right! Boxabl is in Las Vegas and we have the insight and most frequently asked questions for you, tune in to learn more. https://coffeehomesandloans.com/new-construction/episode-23-a-home-that-folds-tour-boxabl-with-us-2018⁠

Welcome back to Coffee, Homes and Loans. This week we are talking about Short Term rentals (Like Airbnb and Vrbo) there is a lot of information on rules and regulations, and we are covering the most common questions and concerns new investors have. Are you looking to buy a home and convert it to a short-term rental? Reach out! We’d love to guide you through the process. Contact Carolina here: http...

What are our client's saying? Our clients are so important to us and today we are sharing some of the reviews they wrote for our team. We really appreciate their feedback and trust and are so excited to be able to spotlight a few of these clients! If you or someone you know is looking into buying a home but just doesn’t quite know how to go about the process please reach out and we would be ha...

What is an FHA Loan? On this podcast episode we explain what FHA loans are. What does FHA stand for? Who provides FHA loan programs? What is the minimum down payment and credit score on an FHA Loan? Why is it beneficial to have obtain an FHA loan as a first time buyer? What are the required documents to apply for an FHA loan? We hope you enjoy the soundtrack, the facts and the explanation! https:/...

Episode 19: Two Peas in a Pod

Living in Las Vegas is so fun! From a multitude of golf courses and restaurants to endless shows and vacation gateways really close by. Tune in to find out what is like to live in Las Vegas! https://coffeehomesandloans.com/living-in-las-vegas/episode-19-a-resort-lifestyle-1953

Welcome everyone! Today we are covering the most recent topics. You may have hear about a 40-year mortgage, interest rates increasing for those that have good credit scores (what?!), and projections on whether or not the rates will go down and the market will cool down. Tune in as we cover it all! https://coffeehomesandloans.com/interest-rates/episode-18-whats-the-deal-with-may-1st-1955

Some clients ask, what could go wrong in a real estate purchase transaction, the answer, a lot! Tune in as we discuss the horror stories, we have encounter during our years of experience and being in the middle of it all. Read more tips here: https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-16-real-estate-horror-stories-1945

Why is your credit score important? This is a great question, your credit score does not only determine the type of home mortgage loan you can qualify for, but it also impacts the new credit lines (credit cards, auto loans, etc.) that you can qualify for, your rental application and auto insurance. Watch and visit our blog to learn more! https://coffeehomesandloans.com/mortgage-tips/first-time-buy...

Today's podcast is very special, we are featuring a stunning Henderson home for sale located at 1168 Skyline Rd, Henderson, NV 89002. This beautiful 6 bedroom, 5 bathroom, 3,751 sq. ft. home has 360 views of the mountains from almost every room with an amazing backyard that could fit a pool/jacuzzi combo. Wonderful natural lighting, modern design and open concept floor plan. Watch as Railey wa...

Welcome back to Coffee Homes and Loans! Today’s podcast will take us to a beautiful home in Inspirada Community in Henderson, NV. This is a family friendly community with amazing events covering workshops, farmer’s markets, basketball championships, parades, festivals and so much more! The current new homebuilders are KB Homes, Toll Brothers and Tri Point Homes. The location is another amazing per...

Welcome back! Today we are going to go over a real estate transaction from beginning to end to explain what could wrong in both the loan origination and real estate side! There are so many moving parts and our objective in this episode is to inform you as the buyer throughout each step to try to avoid doing something that could jeopardize the purchase of your home. As always, message us or comment...

On this podcast we are talking about five of the most recent coffee shops we have visited and absolutely loved! We will go over our experience and what we got from there!  The Human Bean Our Most Favorite things to order are Mexi-Mocha, Snowy Mocha, and Real Fruit Smoothie!  Coffee Class Our Most Favorite things to get from here is the Blueberry Maple Latte, Strawberry Matcha, Baked Crèm...

Woohoo! You are a homeowner! Now, what’s next? In this episode we cover some commonly asked questions so you can prepare after the closing of your home. Make sure you have the right coverage from a home warranty and homeowners’ insurance, why is important to file a declaration of homestead with your county and be aware of what comes in the mail. https://coffeehomesandloans.com/mortgage-tips/episod...

Welcome to another episode of Coffee, Homes, and Loans! Today our guest is our amazing manager Erin Freemal at Movement Mortgage, and our topic is Reverse Mortgages. Find out who qualifies, the agencies that regulate these types of loans and why are they so beneficial when originated correctly and on the client's best interest. https://coffeehomesandloans.com/loan-programs/episode-9-reverse-mortga...

You asked, we listened! Today we are answering some of your questions when it comes to buying a home. How should you prepare? What costs are associated when buying a home? Where do I start in the process? And do I have to pay my real estate agent when I am the buyer? Leave a comment below with your questions and we’ll make sure to answer them in our next episode. Don’t forget, get all your resourc...

In today's episode we invited Jessica Okamoto from Thrivent Financial, she is my go-to financial expert when it comes to investing, preparing for retirement, diversification, and being tax efficient. Are you leveraging your retirement accounts and taking advantage of your company match? Read more at https://coffeehomesandloans.com/mortgage-tips/episode-7-retirement-accounts-and-real-estate-1815

How does social media benefit your business in real estate and mortgages? Tune in as Ivan Simental and I go over what has worked for us and how we have been able to grow our audience organically and turn followers into clients. Our biggest tips are to start with the social media channel that makes you feel the most comfortable and grow from there and be yourself! People want to get to know you, an...