City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Celebrating 200 episodes of personal finance education and money management tips! Since launching in January 2022, the City Girl Savings Podcast has helped thousands of women improve their financial literacy and build wealth. Wow. Time flies! Back in November 2023, the City Girl Savings Podcast had reached 100 episodes and I couldn't quite believe it. Fast forward to now and I'm still in awe of ho...

When it comes to personal finance and wealth building, no one is coming to save us. Women need to take ownership of their financial planning and money management to build long-term wealth. Women need to (and should want to) take ownership for their financial situations and seek out ways to level up their finances. The cost of living and everything that comes with it will only continue to rise. Ins...

Just like our bodies need fuel to thrive, our mindsets need the right inputs to grow, especially when it comes to money. Feeding your money mindset with proper fuel allows you to expand your thought process, seek out solutions to your money problems, and put things in place to help improve your financial situation. In this episode, I'm walking you through 7 powerful ways to fuel your money mindset...

What if the only thing standing between you and success is what you believe about yourself? Wouldn't you shift that belief so that you and success were no longer separated? Of course you would! I know I would! Here's a hard truth: there are self-imposed beliefs that are keeping you from success. These limiting beliefs are holding you back from the things that can bring you the most joy. In this ep...

There is so much information out there, and sometimes, you have to be willing to seek it. When it comes to my life and money, I'm always seeking out education or insight to help me level up. I don't believe in staying stagnant and there's always someone or something that can help me expand my mindset to continue growing. I've read thousands of books in my lifetime, and there are always some that c...

I've accomplished a lot in my life and while there is still more I want to do, and by no means do I think I'm perfect, I do feel like I've mastered self-discipline well enough to get me to where I'm at today. Mastering self-discipline over the years has no doubt helped me to reach new levels and goals I didn't know how to obtain. Being able to tell myself no, to hold myself accountable to the thin...

Women are running businesses, households, finances, relationships and careers. That alone makes us leaders. Combine all we have to do in our personal lives with the pressures of growing professionally, burnout and overwhelm may not be far behind. If you struggle with fostering a mindset that helps you think like a leader, an executive, or the BOSS that you are, let's change that today! I'm so exci...

With all the things we have going on in our lives, it can be hard to find the time to be productive. And while I'm a firm believer in "good things take time", if there's an opportunity for me to be as productive and effective as possible, in the shortest amount of time, you better believe I'm taking it! My money and finances have been a top priority for me for decades, and that has allowed me to l...

Have you ever wanted to do something but didn't know what step to take first, so you start researching?  Before you know it, research leads to too much information and you decide not to do the thing you originally wanted? Welcome to analysis paralysis. Analysis paralysis is when overthinking and over-analyzing a problem or decision prevents you from taking action. It's a state of being unable to m...

I started City Girl Savings back in 2015, while I didn't go-full time with running the business until 2021, I've had women working for me long before then. I always had the intention of hosting a team retreat, but the timing was never right. In 2024, I declared there would never be a "perfect" time, so I made the decision to get our dates on the calendar! I reached out to The CGS Team via slack to...

Is it just me, or does life almost seem to feel like one big balancing act? Between work, school, kids, families, partners, relationships, businesses, finances, and health, the older we get, the more we need to manage. I personally don't think things will always be 100% in balance, but I do believe women can achieve the productivity results they want, without feeling like something has to give. Th...

Part of my success in life has been attributed to seeing what I want and believing it's possible for me.  Having a vision of what I want, where I want to be, or who I want to be has helped me do what I need to on a day-to-day basis to get there. Seeing is believing, so if you can't see yourself achieving your goals, you're much less likely to actually reach them. The mind is a beautiful thing. If...

As someone who has been in and out of debt multiple times, but now actively maintains an 800+ credit score, I can honestly say that credit plays a huge role in building a strong financial foundation. Having healthy credit habits can open the door for you to leverage credit to your advantage – whether that's buying assets, increasing your cash flow, or using it for investment purposes. If your cred...

I can't quite believe it, but we've reached the halfway point of another year. 2025 has been a whirlwind, and I know I'm not the only one who feels that way. Despite everything that may be happening outside of our control, we need to keep working towards our dream life…and hopefully the goals you've set for the year help you get there! At the end of 2024, I shared my personal and business goals fo...

As I've gotten older, I've seen and felt the importance of maintaining a healthy, active lifestyle. Not only do you feel better in the present, but you prevent future health problems from messing with your quality of life. I truly believe enhancing your mind and body with proper fuel is essential to a healthy quality of life.  That's why I'm so excited to talk with Fitness Coach Michael Williams t...

Are you on track with your money goals for this year? If you're listening to this episode in real-time, then we're wrapping up the first half of the year. What better time to assess your goal progress, acknowledge what's working and not working, and reset your money goals for the rest of the year? Failing to take the time to assess your annual goal progress before the year ends can result in you n...

There's no denying that Summer brings the "let's be OUTSIDE" energy! The sun is usually shining, the pool is calling our names, and the days are longer. If you're not careful though, summer can do a number on your budget. You may be killing your money goals and then a few months of the summer season can undo all that progress. Don't let that be you, my friend! Fight the summer FOMO and need to jus...

Who doesn't love summer vibes?! Remember the days when summer meant no school and nothing to do? Oh, how I miss those times! I used to live my best life in the summer – all the way up until graduating college. Then, real life happened, and summer became no different from any other season. But that's not 100% true. In fact, summer is the perfect time to reevaluate your spending habits, because the...

Here's the thing: we all need boundaries. In our health, work, relationships, and finances…we need boundaries. Boundaries are there to protect your peace and prevent you from causing unnecessary harm. Setting financial boundaries is especially important because they keep you on the straight and narrow.  They keep you focused on doing the things that will help you reach your financial goals. If you...

I've officially made it to my mid-30s and can honestly say that my body no longer functions like it did when I was in my early 20s. Back then, I couldn't keep the weight on. I ate whatever I wanted and didn't have a consistent workout routine. I would take college classes, like pilates and dance, to get my exercise in. After graduation, I did invest in a gym membership, mostly because the weight w...

I'm a Virgo, so I thrive on routines and structure. I know that isn't the case for everyone, but I do know that routines and structure with money can help anyone in some shape or form. There's something to be said about financial organization and feeling in control of your money situation.  In this episode, I'm sharing 7 daily routines that set you up for success in your life and money. These rout...

If I had to choose just one financial tool to improve my situation, hands down, it would be a budget. The course of my life changed with a budget nearly a decade and a half ago. Sure, I may have been forced into that situation, but regardless of how I got there, a budget turned everything around for me. Now, I've made a career helping women turn their own lives around with a budget. No matter how...

Did you know that 40 million U.S. adults suffer from anxiety disorders? That's about 19% of the population and whether you are included in that statistic or not, you've likely experienced some form of anxiety over the course of your life. I'd even go as far as to say, maybe it was driven by finances. In fact, 70% of Americans reported stress in their finances. Between inflation, rising costs, job...

Here's the thing. We only have this one life here on earth. And since our time is so limited, it should be filled with things that bring us true happiness. Whether that's work, family, travel, or passion projects. Creating a life you love should be a pursuit we all strive for. That's why I'm so excited to welcome Catie Hogan to the show today. Catie is an entrepreneur, mom, speaker, comedy writer...

Have you ever been intentional with consistent gratitude? Meaning, every day you acknowledge the things you're grateful for, for an extended period of time. If you have been intentional with gratitude and appreciation, you probably have noticed the benefits.  The more grateful you are, the more you seem to have and the happier you seem to be. Not only that, when you appreciate what you currently h...