Churners Digest

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site https://fearthez.com/2023/12/13/episode-23-industry-updates-my-shopping-deals-more/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Companion Post: https://fearthez.com/2023/12/04/episode-22-holiday-discounts-250-free-bets-gift-cards/ If you want, support me on patreon ! Referral page: https://invt.co/u/sytvBFfbj Intro music can be found here !

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/26/episode-21-free-patreon-access-housekeeping-and-black-friday/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/17/episode-20-hmb-ness-dead-massive-gc-deals-more/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/11/episode-19-albert-paywall-bofa-2x-day-stats-others/

Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/05/episode-18-1-off-coffee-deals-cvs-making-people-blind/

See the show notes/companion post on my site! https://fearthez.com/2023/10/29/churners-digest-episode-17-brokerage-bonuses-checking-savings-sub-free-taco/

For show notes, see this post on my blog ! https://fearthez.com/2023/10/24/episode-16-topic-episode-europe-trip/ Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy!

See show notes on the companion site! https://fearthez.com/2023/10/14/episode-15-extra-2-day-venmo-offers-bye-curve-more/

Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Update: mentioned this in the Simple Finances discord a few days ago but forgot to add it to my notes. There are elevated targeted Venture X referral codes as reported by DoC and first reported on reddit Companion post If you want, support me on patreon ! Referral page:...

Skip ahead to 10 minutes if you want to get right to the Churning news/updates! Companion Post Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Shout-out the madman and legend Kleed for being a patreon supporter! Soon the site will be ad free! Call out Google Podcast, PocketCasts (removes white noise), Apple Podcasts & Over...

Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Companion post Support me on Patreon! Shout-out the madman and legend Kleed for being a patreon supporter! CFPB complaint successful and Amex acknowledge that I should receive MR on my federal income tax payment and that I also met the SUB MSR with the help of this spend. Precede...

Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon ! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals! I am trying this out so if you don’t like it please let me know. New referral page: h...

Companion Post BofA new categories: Online shopping includes cable, streaming (was already included), internet, and phone plan and gas now includes EV charging Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Albert Genius now $14.99 Free trial still churnable Touch on idea Referral link Ally bank checking bonus https://w...

Companion Post Recent Bank SUBs Liberty Bank (CT, MA, RI) $1k CC funding Any DD or 5 debits in 60 days for $300  Turn off eStatements First Commonwealth (PA, NJ)  $500 CC funding Any DD or deposit $1k in 60 days for $300 Update on Save The referral $5k isn’t invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can't be changed Estimated 6% return based...

Quick & dirty episode, been busy but wanted to get something up! YMMV 10% back on PayPay up to $300 spend/$30 cash back https://www.doctorofcredit.com/ymmv-paypal-get-10-back-on-up-to-300-in-purchases-anywhere/ CapOne BJs $10 membership https://www.doctorofcredit.com/ymmv-capital-one-10-bjs-membership/ HMBradley $25 routine Targeted Expired promo https://www.hmbradley.com/Routines-Funding-Offe...

Companion post on my blog ~20% Uber Gift Cards https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ My recent applications  Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months. Link here See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/2...

Apologies about the mic pops. I’ve got a pop filter on the way :( Companion post: https://fearthez.wordpress.com/?p=1000 Airbnb gift cards https://www.doctorofcredit.com/target-com-purchase-200-in-airbnb-giftcards-get-20-target-giftcard-for-free/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ Uber Gift Cards https://www.doctorofcredit.com/best-buy-...

Welcome to this weeks episode! This is a topic episode and apologies to those who want churning nes, but it is time for the apartment rant I promised in Episode Three., If you don’t want to hear me complain about my old apartment complex, tune out now. New Churnersd Digest episode coming soon with three CC app DPs, bank churn updates, some GC purchases I made and more. Thanks Kleed for motivation...

UPDATE: I said that the business version of the CCR would work for this. I failed to notice that the 3% categories on that card are different than the personal so it won't work for the internet category 5.25% flos Welcome new listers from /r/churning! Text companion on fearthez.wordpress.com and blog.simplefinances.net/fearthez Old Percents vs Curve post How to get max Requires Curve card (email m...

Shout out Tom R for the motivation! Discover SUB https://www.doctorofcredit.com/discover-savings-150200-bonus-1500020000-deposit-new-exp-103117/ CapOne SUB https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/#comment-1581807 Ness card www.nesswell.com https://www.doctorofcredit.com/ness-wellness-credit-card-50000-point-500-bonus-349-annual-fee/ Oxygen htt...

Paceline update https://www.doctorofcredit.com/paceline-credit-card-to-shut-down-apple-watch-statement-credits-ending/ Nation wide SUB Wells Fargo https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/ $525 WellsFargo in branch savings bonus https://www.doctorofcredit.com/wells-fargo-525-savings-bonus-with-25000-deposit-in-branch/ Target Circle Week https://www.doctorofcre...

Percents RIP https://www.allyourcardsinone.com/ Curve Metal ICONIC shutting down 2/22 https://www.heyiconic.com/ Oxygen 1099 https://www.doctorofcredit.com/oxygen-bank-account-review-cashback-boosts/#comment-1555629 Enzo debit bill pay cash back www.joinenzo.com https://usa.visa.com/content/dam/VCOM/download/merchants/visa-usa-interchange-reimbursement-fees.pdf Chase CLI in app no hard pull https:...