Cheques and Balances

Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why the markets are dropping. Do you buy or sell your shares? If you're a first home buyer which KiwiSaver fund should you be in? Your questions are answered here with the team from Lighthouse. The content in this podcast are the opinions of the hosts. It should not be treated as financial advic...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the important things to consider before buying into a company, the pros and cons and the different ways of buying into a business. The content in this podcast are the opinions of...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this week's episode, the team discuss, What to do if you're priced out of the property market and alternative options for investing. The content in this podcast are the opinions of the hosts. It should not be tre...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the recent changes to the Resource Management (RMA), what will be the flow-on impact to property prices, what areas of New Zealand will be impacted and can you expect a large deve...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss when you need to pay GST on a property, AirBnB and GST, common mistakes clients make on property transactions, GST on new builds, GST on lifestyle blocks, affordable housing for Kiwis, subdivi...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss, should you have a financial plan and the benefits of implementing a financial plan for your future. The content in this podcast are the opinions of the hosts. It should not be treated as fina...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the deposit needed for your first home and low deposit lending for new builds. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is im...

Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, the top five mistakes people make moving into retirement and easy steps to maximise your situation. The content in this podcast are the opinions of the h...

Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, are you in good shape for retirement and important tips for preparing your retirement. The content in this podcast are the opinions of the hosts. It shou...

Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss, what is the future of KiwiSaver and Why is KiwiSaver so important for retirement. The content in this podcast are the opinions of the hosts. It should no...

Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined by the Head of Sales and Marketing of Mint Asset Management, David Boyle as they discuss Should you DIY invest or use an advisor? The pros and cons of using an investment platform. The content in this podcast are the opinions of the hosts. It should not...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss What are the responsible lending Code Changes, What is the purpose of the changes, and when they will come into effect. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals bef...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss how much do you need in retirement, can you rely on New Zealand Superannuation in retirement, and examples of how much you need to save for varying incomes. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your...

Join James and Mike in this week's episode of Cheques & Balances where they discuss the new shared property ownership scheme. They are joined once again by property guru and Managing Director of Lighthouse Financial services Matt Harris as they discuss, the new government shared ownership scheme and how it will help first home buyers into the property market. The content in this podcast are th...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you invest in gold, the pros and cons of investing in precious metals, and gold returns vs the S&P 500. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before m...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the recent Pokeno lottery Jackpot last week ​which begs the question, what would you do if you won $42 million and how to invest lottery winnings. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own perso...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss what does 4.9% inflation mean for you and the consequences of historically high inflation on the economy. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any...

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. This week they discuss the new property tax changes explained, winners and losers of the recent investment property changes, Loop Holes explained, and what constitutes a new build investment. The content in this pod...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the five D's of DIY investing, world investor week, and tips of a 'do it yourself' investment strategy. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any f...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss a common question asked by our clients, should you invest while paying down your mortgage? How do you find the right balance between paying down your mortgage aggressively and investing enough for retirement? Should I pay down my mortgage aggressively and maximize the sprint. These are all very common questio...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss should you purchase a property with a friend or family member and how to structure a property venture. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any fi...

Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a Financial Advisor, how they can help you in regards to your financial situation, and the most common questions and misconceptions of a financial advisor. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is import...

In this week's episode of Cheques & Balances, James Blair and Michael Vincent discuss the current situation regarding the Chinese property developer, Evergrande. In this week's episode, we break down the Evergrande Crisis by explaining who Evergrande are, what has gone wrong, what could happen if they go bankrupt and if we think they will. The content in this podcast are the opinions of the ho...

Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss what is a mortgage broker, how they can help you when looking to purchase property, and the pros and cons of working with a mortgage broker. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consi...

Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances. In this week's episode, we discuss the sprint, how to maximize your financial position after paying off your mortgage, and achieving financial freedom. The content in this podcast is the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own person...