Cheques and Balances

In this episode, we break down what you should be doing with your KiwiSaver in 2025, covering the top-performing growth and aggressive funds, socially responsible options, and key factors to consider when choosing a provider. We also discuss common mistakes, when to switch funds, and how to maximise your returns for retirement or a first home. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we sit down with Stanley Henry, CEO of The Attention Seeker, to discuss his journey of scaling a global marketing agency. Stanley shares insights on the power of personal branding, taking bold risks, and what it takes to build a thriving business. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For more money...

In this episode, we dive into our OCR predictions, what further cuts could mean for Kiwi mortgage holders, and how global events—like Trump’s economic moves—might influence New Zealand’s financial future. Plus, we break down whether term deposits are still a smart move and how these changes could impact Kiwis and their back pocket. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

Join Matt Harris and James Blair as they unpack everything you need to know for your 2024 tax return—must-know deductions, key compliance tips, and strategies to keep more cash in your pocket. Listen to next: https://spotifycreators-web.app.link/e/uIT3pAcAMQb For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we are joined by Adam Farrell Director of Lighthouse Property to uncover the sneaky tactics property developers use to make deals seem better than they really are—like misleading bedroom sizes, hidden defects, and tricky negotiation strategies. We also share expert tips on how to spot red flags, negotiate smarter, and avoid getting caught out when buying a property. This episode i...

In this episode, we're joined by Matt Harris, Managing Director here at Lighthouse Financial, as he shares his top tax-saving strategies. From home office deductions to personal insurance and smart investment structures, Matt breaks down practical ways to help you keep more money in your pocket. Tune in to discover how to maximise your tax return and minimise your liability! This episode is pr...

In this episode, we break down the latest quarterly report, covering key market trends from October to December 2024, including the impact of a strong US dollar on global equities, the surge in gold, and the struggles of listed property. We also explore the hedge vs. unhedged debate, the dominance of the Magnificent Seven, and why diversification is essential for 2025. Listen to next: Episode 237:...

In this episode, we break down what Trump’s tariffs mean for the New Zealand economy, exploring their global economic impact, the short- and long-term consequences, and how the potential trade war could affect Kiwi businesses and consumers. Tune in for insights, bold predictions, and a reality check on what’s next. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life...

In this episode, we tackle the age-old question: is it better to buy a home or rent and invest? We weigh the benefits of each option, from the stability and forced savings of homeownership to the diversification and liquidity of investing. Plus, we dive into the 'rentvesting' strategy—renting where you want to live while building wealth through property. Whether you're chasing the Kiwi...

In this episode, we break down what a capital gains tax could mean for property investors, homeowners, and New Zealand’s economy. We discuss the potential winners and losers, how tax policies impact investment, and whether New Zealand is doing enough to attract global capital. Tune in for a balanced take on one of the country's most debated financial topics. This episode is proudly sponsored b...

In this episode of The Takeover, we explore the best ways to save on travel, from booking flights at the right time to finding affordable destinations. Learn about shoulder seasons, last-minute deals, and actionable tips to stretch your travel budget. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For more money tips follow us on: ⁠⁠...

In this episode we break down what an ETF (Exchange Traded Fund) is, cutting through the jargon to explain how they work, their benefits, and potential risks. Whether you're a seasoned investor or just starting out, learn how ETFs can fit into your financial strategy. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For more money ti...

Ready to take control of your finances? In this episode, we share actionable strategies to build your emergency fund—fast. Learn how to save your first $1,000, create a reliable safety net, and prepare for life’s unexpected twists. Secure your financial future with tips you can put into action today! In this episode we cover: -How to save your first $1,000 quickly and efficiently. -Practical budge...

In our latest episode, we sit down with Sarina Gibbon, Head of the Auckland Property Investors Association, to break down the latest updates to New Zealand’s tenancy laws. From 90-day no-fault termination notices to the introduction of pet bonds, Sarina explains what these changes mean for landlords. Don’t miss this essential guide to navigating the evolving rental market in 2025. Join the Aucklan...

Join Mike and James as they break down the fundamental, actionable steps to creating a solid financial plan for the year ahead. In this webinar, they cover: -Setting goals that align with your values -Budgeting effectively and managing debt -Making smart investment decisions -Protecting and growing your wealth -Staying accountable with regular financial reviews Whether you’re aiming to buy your fi...

In this episode, we dive into the psychology of financial decision-making, exploring common biases like anchoring and loss aversion that can impact your investments. Learn how to recognise these pitfalls, reframe decisions, and make smarter financial choices for a more secure future. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode of The Takeover, we dive into the financial side of family planning. From the costs of IVF to budgeting for egg freezing, we explore the key expenses involved in starting or growing your family. Whether you're navigating these options now or planning ahead, we offer practical advice to help you align your finances with your family-building goals. This episode is proudly sponsored b...

In this episode of The Takeover, Jess and Makayla share key insights and tips for first-time homebuyers, from avoiding common pitfalls to managing your budget effectively. Learn how to clarify your priorities, navigate mortgage approvals, and surround yourself with the right experts to make confident, informed decisions. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Part...

In this episode, we sit down with Josh Taylor, co-founder of Taxi and Tax Traders, to explore how their workflow tool is helping Kiwis simplify the preparation of provisional tax bills. We also discuss Josh's experiences with business growth, expansion, and navigating setbacks, as well as the impact of their innovative solutions on New Zealand businesses. Learn more about Tax Traders here Learn mo...

In this episode, we sit down with Matthew Horncastle, Managing Director of Williams Corporation to delve into the complexities of buying off the plans, from navigating sunset clauses to securing deposits and protecting your investment. Learn practical tips to safeguard your purchase and avoid common pitfalls in a shifting property market. Learn more about Williams Corporation here This episode is...

In this episode, we sit down with Murray Harris, Head of KiwiSaver at Milford, to break down the basics of KiwiSaver, its benefits, and how it can play a key role in your retirement strategy. Whether you're new to KiwiSaver or looking to make the most of your contributions, tune in for expert tips and insights. Learn more about Milford here Utilise their KiwiSaver calculator here This episode is p...

In this episode, we sit down with an extra-special guest, Cooper Blair, to explore five financial tips every new parent needs to know. From creating a baby budget to planning for long-term goals, we cover the essentials for navigating the financial challenges of parenthood. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For m...

In this episode of The Takeover, Jess and Makayla dive into the rise of dupe culture, exploring how affordable alternatives to luxury products are gaining popularity. They discuss the pros and cons of dupes, from budget-friendly benefits to ethical concerns in the marketplace. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For...

In this episode, we break down why a solid financial plan for 2025 is key to hitting your goals. From setting SMART targets to managing your income and expenses, we dive into strategies to set you up for success in the year ahead. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

In this episode, we revisit some of the top advice shared by our 2024 guests: from tackling debt to navigating the commercial property sector and entrepreneurial growth, featuring Reagan White, Scott O'Neill, and Matthew Horncastle. Discover valuable lessons, insightful strategies, and inspiration to guide your financial journey in the year ahead. This episode is proudly sponsored by ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...