Chasing Financial Freedom

The truth about DSCR loans nobody told you? Most real estate investors assume these loans protect them from personal liability—but that assumption can wreck your portfolio. In this episode, we uncover what banks, brokers, and most “experts” won’t tell you about DSCR loans. You’ll discover: The real difference between recourse and non-recourse DSCR loans Why most DSCR loans still make you personall...

What banks aren’t telling you about DSCR loans... but I will. Everyone says DSCR loans are the key to scaling your rental portfolio without wrecking your credit. But if you follow the wrong lender’s rules, you’ll end up overleveraged, stuck in a deal, and locked in just like a traditional loan. In this episode, Ryan breaks down the DSCR loan pitfalls no one else is talking about : W‑2 and DTI myth...

What if you could own 50+ rental properties—and your personal credit never took a hit? Most investors hit a wall after 4 to 6 deals. Why? Because traditional banks kill your momentum with DTI limits and outdated rules. In this episode of Chasing Financial Freedom , I’m breaking down the DSCR loan strategy —how to scale your real estate portfolio without compromising your credit or your values. ✅...

Three days before closing, our house deal collapsed. One mistake, thousands gone, and a wave of financial pressure I didn’t see coming. In this real and raw episode of Chasing Financial Freedom, I open up about what it’s like to hustle through heartbreak and what that pressure taught me about business, mindset, and faith. If you’re running a side hustle, growing a business, or just trying to breat...

The habits you build in peace won’t always survive the storm. But the ones built under pressure? They can transform your life. Feel like life’s testing you harder the more you try to succeed? This episode is for every entrepreneur in the middle of a storm—facing setbacks, delays, and doubts—and wondering if it’s all worth it. Ryan shares a real-life business storm that nearly knocked him out and t...

Feel like everything’s going wrong—even when you’re doing everything right? You’re not alone. This one’s for every entrepreneur questioning their calling in the middle of chaos. Hit play—and take the challenge at the end. This week on Chasing Financial Freedom , I’m opening up about a real storm I’m facing in my business right now. We’re talking setbacks, contractor issues, and the overwhelming we...

Are you stuck dreaming instead of doing? In this powerful episode of the Chasing Financial Freedom Podcast , host Ryan DeMent breaks down the difference between a wish and a win—and reveals 3 unbreakable rules every entrepreneur must follow to start gaining serious traction. You’ll learn how to: Turn a vague dream into a crystal-clear, deadline-driven goal Eliminate distractions that are silently...

Feeling stuck in the grind? Wondering where your passion went? You’re not alone—and you’re not done yet. In this episode of the Chasing Financial Freedom Podcast , Ryan DeMent opens up about how he lost connection with the mission behind his business—and how he’s turning it all around. Through raw reflection and powerful insights, Ryan breaks down 3 purpose-driven habits that every entrepreneur ca...

Ever felt like everything’s swirling around you and there’s no way out? This week on Chasing Financial Freedom , I open up about what it’s like to be in the middle of a personal and professional storm—and how to anchor yourself when everything feels uncertain. This isn’t just a conversation about mindset—it’s a roadmap through the chaos. You're not alone if you’re facing financial strain, business...

Are you grinding so hard in your business that you've lost sight of your mission? In this episode of Chasing Financial Freedom , I open up about a game-changing realization after what I call a “CFO meeting with the man upstairs.” Somewhere between chasing results and solving problem after problem, I lost focus on why I started this journey: to serve others and make a lasting impact. Whether you're...

What do you reach for when life hits you with a two-by-four—mentally, financially, emotionally? In this raw and real episode of the Chasing Financial Freedom Podcast , host Ryan DeMent pulls back the curtain on one of the most challenging weeks of his business journey and reveals the four habits helping him push forward when the pressure is on. If you’ve ever felt overwhelmed, anxious, or like you...

Send us a text Are you stuck in the storm of anxiety, doubt, and overwhelm, trying to grow your business while holding it all together personally? In this week’s episode of the Chasing Financial Freedom Podcast , we get real about the inner battles entrepreneurs face when pressure builds and peace feels out of reach. 🎯 Whether you're navigating leadership, chasing a goal that feels just out...

Send us a text Ever feel like you're carrying the weight of the world while trying to finish what you started? In this episode of Chasing Financial Freedom , Ryan opens up about the highs, lows, and real-life lessons behind wrapping up a complex real estate project—and how four simple self-reflection practices helped him shift from survival mode to strategic growth. If you’re a business owner...

Send us a text Feeling overwhelmed by challenges in business and life? You're not alone. In this raw and honest episode of the Chasing Financial Freedom Podcast , I explore what it really means to lead when you're running on empty, facing roadblocks, and questioning everything. We’ve all hit those seasons where it feels like nothing is going right—deadlines are tight, communication break...

Send us a text When everything feels like it’s falling apart, what do you lean on—hope or faith? In this raw and real episode of the Chasing Financial Freedom Podcast , we dive headfirst into the emotional rollercoaster of entrepreneurship. From battling relentless setbacks to navigating high-stakes deadlines, I’m sharing the exact challenges I’ve been facing while trying to get a key project acro...

Send us a text Ever feel like you're fighting an uphill battle with your to-do list? You're not alone.  The entrepreneurial journey demands more than just managing tasks—it requires leading them to completion with purpose and focus. Drawing from my experience managing properties 2,000 miles away, I've discovered that the difference between merely surviving and truly thriving comes d...

Send us a text In this episode of Chasing Financial Freedom , we dive deep into the reality of dealing with constant challenges as an entrepreneur. Life has a way of throwing unexpected roadblocks, and the key to pushing through is not just surviving, but thriving in the face of adversity. We’ll discuss how to embrace peace in the chaos and leverage your mindset to turn challenges into opportuniti...

Send us a text In this week's episode of Chasing Financial Freedom , we dive deep into the art of effective problem-solving and how it can revolutionize your entrepreneurial journey. As entrepreneurs, we often face roadblocks and challenges that seem impossible to overcome. But instead of pushing through these obstacles mindlessly, I’ll share how reflecting on your mistakes, learning from the...

Send us a text In today’s episode of the Chasing Happiness Podcast, I’m diving deep into how small shifts in your daily routine can lead to massive improvements in your productivity, mindset, and business. Over the past week, I’ve been working hard to implement three key habits that have transformed my approach to each day—habits that have made me more focused, less anxious, and more successful in...

Send us a text Time is our most valuable asset, but too often, we let it slip away, distracted by endless meetings, multitasking, and the overwhelming pressure of checking off to-do lists. In this Chasing Financial Freedom Podcast episode , I dive deep into the core of productivity and share how you can break free from the time traps that hinder your success. As entrepreneurs and leaders, we are c...

Send us a text In this week’s episode of the Chasing Happiness Podcast , we're diving deep into how you can reset your mindset and accelerate your growth with three powerful strategies. This episode is for you if you've ever felt stuck or overwhelmed by past struggles or a lack of direction. In our conversation, I opened up about my journey, where I've struggled with finding clarity...

Send us a text In this week’s episode of the Chasing Happiness Podcast , we dive deep into how aligning your business with a strong, purpose-driven foundation can transform your career and your entire life. We all face struggles in entrepreneurship, and I've had my fair share. But through faith, giving back, and reconnecting with my "why," I've found the keys to flattening out...

Send us a text In this powerful episode of the Chasing Happiness Podcast , Ryan DeMent dives deep into the true meaning of passion, purpose, and giving back. We all start a journey with a clear "why," but sometimes, life throws obstacles that blur our vision and make us lose focus on what truly matters. Ryan shares his personal story about how he's rediscovered his purpose in busine...

Send us a text Navigating the tumultuous journey of entrepreneurship often feels like riding a roller coaster of emotions, where the highs are exhilarating, and the lows can be incredibly daunting. Have you ever felt overwhelmed by the challenges that come your way while trying to maintain hope and faith? Join me as I candidly share my personal experiences of balancing these emotions in the fast-p...

Send us a text Navigating through life's unexpected challenges can sometimes feel like wandering through a maze without a map. When an unforeseen property issue rattled my week, it brought home the lesson that consistency, integrity, and faith—both in oneself and in a higher power—are crucial when things go awry. Sharing my journey as a solopreneur, I reflect on how my ever-changing path, fil...