Patrick Laraway
Charlotte Market Pulse
A crisp daily briefing on real estate in Charlotte North Carolina. Mortgage rates, mortgage news, neighborhood developments, trends, national real estate news affecting Charlotte, winning formulas for home buyers, and more. If you are buying a house, selling a house or just curious in the real estate market in Charlotte this is your pod. Patrick LarawayAmerican Security MortgageMLO# 961156 | ASMC NMLS# 40561
Author
Patrick Laraway
Category
Podcast website
Latest episode
Jul 10, 2026
Where to listen?
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Episodes
March 6 06.03.2026 2:28
- Freddie Mac’s average 30-year fixed mortgage rate climbed back to 6% after geopolitical tensions lifted Treasury yields. - Redfin reported nearly 45,000 relisted homes in January, the highest January count in a decade, with many sellers cutting prices. - NAR says “coming soon” listing rules are set by local MLSs, so local policy determines early listing exposure. - Dilworth’s South Boulevard cor...
March 4th 04.03.2026 1:50
- 30-year fixed mortgage rates are around 5.98% today; 15-year near 5.28%. - Homeowners are staying put about 12 years on average, keeping resale inventory tight. - Geopolitical volatility pushed rates higher after the Middle East strike rattled markets. - RangeWater plans 300+ apartments in NoDa, adding to the Blue Line corridor pipeline. - A Northeast firm took over two motel‑conversion properti...
March 2nd 02.03.2026 2:59
Mortgage rates dipped below 6% for the first time since late 2022, with the 30‑year fixed averaging ~5.98%, which could nudge more spring buyers and sellers into action. Rate mix is shifting nationally: more homeowners now carry rates above 6% than below 3% , signaling the ultra‑low‑rate era is fading and refinance math is changing. HUD proposed new public housing rules that would allow work requi...
Weekly Roundup Feb 27th 27.02.2026 5:08
30-year fixed mortgage rates dipped below 6% for the first time in over three years, though inventory remains the main constraint. Pending home sales returned to year-over-year growth as listings and inventory rose ahead of spring. Congress advanced housing supply legislation focused on financing, conversions, and zoning incentives. Huntersville’s planning board approved the $200M Knox Crossing mi...
Feb. 25th 25.02.2026 2:28
MBA data shows the 30-year fixed average near 6.09% with five-year ARMs around 5.23%, the lowest since 2022, nudging refinancing activity higher. Realtor.com says inventory is up ~142% since early 2022, but prices are still about 8% higher, thanks to the lock-in effect. Policy watch: Trump’s State of the Union emphasized housing affordability through lower rates while trying to preserve home value...
Feb 23 23.02.2026 2:52
Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data moves the Fed. Policy watch: Trump is talking about banning large landlords from buying houses while Senate D...
Feb 20th - Weekly Roundup 20.02.2026 2:08
Highlights this week: Mortgage rates slid to roughly 6.09% on the 30-year fixed, the lowest in about three years. Pending U.S. home sales fell about 6% year over year, with homes taking ~67 days to go under contract. Inventory is building and price cuts remain elevated as spring listings return. States like Idaho, Connecticut, and Colorado are pushing starter-home zoning reforms. Lake Norman rezon...
Feb. 18th 18.02.2026 2:59
Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights: Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data mo...
Feb 17th. 17.02.2026 2:26
Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights: Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data mo...
Feb 13th - Weekly Round Up 13.02.2026 2:55
Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights: Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data mo...
Feb 12 12.02.2026 2:52
Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights: Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data mo...
Feb 11 11.02.2026 2:53
Here's today's Market Keys audio briefing, crafted for anyone following Charlotte real estate. Highlights: Freddie Mac's 30-year fixed average slipped to 6.06%, the lowest since 2022, giving a typical $450K buyer roughly $230 in monthly savings. Redfin says the White House's $200B mortgage-bond plan likely nudges rates only slightly lower and expects pricing to stay range-bound until labor data mo...
Feb 4th Daily Update 04.02.2026 2:23
A crisp daily briefing on housing: rates, affordability, policy headlines, and market trends—delivered each afternoon in under five minutes.
CLT Real Estate Recap 04.02.2026 2:42
Real estate, in five minutes a day. Market Keys delivers the headlines that move housing—rates, policy, and market signals—every afternoon
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