Charleston's Retirement Coach

When it comes to Social Security, figuring out some the acronyms and terminology can be confusing. On this episode we make understanding the phrases we hear most often a little fun. Brandon gives a very simple explanation of each term, and the reveals the 3 facts you must know about Social Security and your money! See omnystudio.com/listener for privacy information.

After discussing how we’re all cooking and baking more with this time at home, Brandon addresses how many “experts” say the economic downturn is a buying opportunity for stocks. He explains how that’s not necessarily true for Baby Boomers, and how to make sure you aren’t missing what should be the main ingredient of your portfolio. See omnystudio.com/listener for privacy information.

If you’ve been offered an early retirement buyout from Boeing or another great company, you’re facing with some tough decisions. Yes… Your financial future could be much different than you expected, but not necessarily . On this episode Brandon encourages you to NOT rush into a decision that will impact you and your family for the rest of your life and explains how to step back and weigh your opti...

After Brandon & Kristen discuss making the best out of life at the moment and what we’re spending more money on, we spotlight how important it is that your communication style matches your financial advisor. Plus, if you’re judging the performance of your portfolio solely based on the rate of return, Brandon explains that you’re missing the boat if you’re not also considering the fees you’re payin...

50 years ago, during the Apollo 13 mission we first heard the infamous quote: “Houston we have a problem.”   People often repeat that saying when dealing with a sudden or dramatic dilemma. Just as the crew of the Apollo 13 mission did, Brandon discusses why we need to be calm, responsive, and realistic  yet  optimistic as our lifestyle and economy changes due to the pandemic… And how to stay on co...

Taking a much-needed break from the news, Brandon discusses some of the fun “essential needs” during this time at home with family. And since he completed his honey-do list, he confesses what he finally took care of in his personal life that we all need to create or update:  An estate plan! See omnystudio.com/listener for privacy information.

Embrace this break from the headlines as Brandon shares some exciting news about one of our neighbors here in the Lowcountry! Plus, he explains the GOOD NEWS about how the stimulus package impacts you… And if you don’t need the money right now, find out the new options that are only available during 2020 for your retirement accounts. See omnystudio.com/listener for privacy information.

The market has been so erratic that many of us would prefer to keep our distance if we could. On certain days, many have been wondering if they should make big moves like going to cash. Before you do anything , take a deep breath… and listen to why Brandon feels it’s not time to panic … But it is the perfect time to realize what you can control and be doing NOW to prepare for what’s to come. See o...

The closing numbers of the Dow and NASDAQ on Friday wrapped up U.S. markets’ worst week since the 2008 financial crisis. Brandon explains what soon to be and current retirees need to be focused, and shares some good news we all need to hear ! See omnystudio.com/listener for privacy information.

There was a major market nosedive this past week in reaction to the Coronavirus, and Wall Street hit the brakes. Brandon discusses the concern we all have: Could this global pandemic cause a recession and harm our financial future?  – And more importantly, how you have more control of the economy inside the 4 walls of your home than you may realize. See omnystudio.com/listener for privacy informat...

A significant rise in Coronavirus cases triggered an economic fallout on Monday February 24th, sending the Dow Jones industrial average down 1,000-plus points… the third-largest single-day drop in market history! If you’re like many investors, you reacted by checking your investments and 401(k)s. On this episode Brandon discuss how you should react to events like this, and how to plan around these...

Since we aren’t CPA’s (and find other matters more enjoyable), most of us don’t have a lot of knowledge about tax laws… Especially since they seem to change frequently! Using down to earth language, Brandon explains how taxes can affect the future of your investments, and how the SECURE ACT impacts not only your retirement money… But perhaps your kids too! See omnystudio.com/listener for privacy i...

Most of us are loyal to a few name brands instead of opting for the less expensive generic options. It could be cereal, coffee or even a specific brand of shoes? On this episode, Brandon tackles a much pricier and dangerous dilemma: Can generic rule-of-thumb advice damage your financial future? See omnystudio.com/listener for privacy information.

A recent national study revealed that when the paychecks stop, $1 million should fund a 22 to 23-year retirement in Charleston, SC. Brandon has been a financial advisor in the low country for many years, and on this episode he explains why this study isn’t necessarily true, and defines the 5 steps to retirement you should be focused on. See omnystudio.com/listener for privacy information.

The travel industry is notorious for “nickel-and-diming” customers, and on this episode, Brandon explains how that’s often true of many 401(k) accounts too. Plus, with Bosch recently announcing they’ll be eliminating hundreds of jobs in Charleston over the next year, some are concerned about a forced early retirement. Brandon tells the story of how one employee is proudly taking more control of hi...

Congress passed, and President Trump signed the SECURE Act into law at the close of 2019. It will eventually affect most retirement savers in some way. Is this good or bad for your retirement? Brandon reveals what the changes in the required minimum distribution (RMD) age and inherited IRAs mean for  you and your family. See omnystudio.com/listener for privacy information.

When it comes to resolutions, we all approach the New Year from a different perspective… but we share the common goal of doing something  better  in 2020. On this episode, Brandon addresses why it’s vital that you resolve to be more focused on what’s  really  happening with your portfolio all year long, especially when it comes to taxes! See omnystudio.com/listener for privacy information.

You’ll enjoy getting into the Christmas spirit by hearing Brandon’s daughters talk about what this season means to them. Brandon discusses the joy of giving… and the honor he has of telling many of his clients that they often budgeted to give more to themselves to create special memories with loved ones in retirement.   See omnystudio.com/listener for privacy information.

Hard to believe that we’ve been enjoying Christmas with the Griswold’s for over 30 years… but will we have enough money to enjoy 30 years of retirement? On this episode Brandon explains that with the right planning, you can create an income plan that allows you to enjoy those 20 or 30 years of retirement with confidence… And not with cousin Eddie! See omnystudio.com/listener for privacy informatio...

2019 is coming to a close, and it's a great time to review your tax situation and possibly make strategic changes to your retirement. Since we only have a few weeks to make sure you don't get hit with a tax penalty, Brandon explains how to make these weeks count. See omnystudio.com/listener for privacy information.

Understanding what you're paying for your investment accounts is the first step to making the most of your retirement savings. Brandon brings this reality to light by explaining how he helped a widowed client reduce her investment fees by about $25,000 a year, and how she  now  has the freedom to spend that money on purpose! See omnystudio.com/listener for privacy information.

A couple Brandon recently sat down with is facing a common dilemma many relate to: They’re in their early 60’s, they’ve worked hard, saved and invested well, got rid of all of their debt… But out of fear, they’re putting off treating themselves to a few reasonable rewards. Brandon reminds us that we only have a few weeks left in this decade , and with the right planning, we need to make the most o...

With another year flying by, Brandon address what you need to be doing now to be tax efficient with your retirement in 2020… and beyond. See omnystudio.com/listener for privacy information.

Currently, many of us are obsessed with fall and the pumpkin spice life that comes along with it! And the news media is absolutely obsessed with the idea that another recession may be on the way. Today, Brandon explains what all of this chatter truly means for your money, and what you really need to be watching out for concerning your portfolio and the future of your retirement. See omnystudio.com...

The Federal Reserve’s decision to cut interest rates is a double-edged sword. Lower rates do mean cheaper loan options, but today Brandon explains how this cut can negatively impact the future retirement of soon to be and retirees. See omnystudio.com/listener for privacy information.