Charleston's Retirement Coach

On this episode, Brandon sat down with the country band, Little Big Town to talk about money.  They talked about their long-time financial advisor and how they have built up a trust with him over the course of their career.  And this leads to the conversation about how important it is to have a trusting relationship with your financial advisor. See omnystudio.com/listener for privacy information.

When you need to get financial advice, where do you turn?  A friend, a brother in law or the internet?  Sure that could be a short-term, high-risk idea, but you should trust a financial professional.  Brandon explains why you should trust a professional and fill you in on how he goes about making a plan for you. See omnystudio.com/listener for privacy information.

If the pandemic has taught us anything, it's that we experienced volatility and how that added an extra headache to our daily lives.  But do you know how volatile your portfolio is?  You're not alone if you don't know.  Brandon talks about how many people don't realize how volatile their portfolios are.  And you can find out how to figure out how volatile your portfolio is by using a new tool call...

Now that the weather is nice and Spring is here, have you thought about Spring-cleaning your portfolio?  Maybe it's a good time to do that.  Brandon explains this as well as taking a challenge to replace your paycheck once you retire.  When you do retire, that paycheck goes away.  But, what if you have a strategy that will replace that paycheck once you retire?  Brandon shows you how and helps dev...

Wouldn't having a crystal ball to predict the ups and downs of the market be a great tool to have?  Of course.  But it's pretty unrealistic.  On this episode, Brandon poses a scenario of how you could have your own crystal ball to downsize your risk in the market.  But greed should not be in your future. See omnystudio.com/listener for privacy information.

When we think of stress, it usually isn't a good thing.  But what about stress in your portfolio?  Sounds like it's a bad thing doesn't it?  But what if you purposely put stress on your portfolio?  You might find out some good things.  Brandon discusses how putting stress on your portfolio can actually help you in the long run in achieving a successful retirement. See omnystudio.com/listener for p...

On this episode Brandon and I discuss his father's hard work as a farmer and how that affected his career choice of becoming a financial advisor.  Also, we will discuss the relationships with his current clients. See omnystudio.com/listener for privacy information.

So, do you have an Estate Plan yet?  At what age should you have one? In this episode, Brandon explains when to start making an Estate Plan and what very important scenarios you should be avoiding.  He will tell a story about how one tore a family apart by not being prepared.   See omnystudio.com/listener for privacy information.

Are you actively looking at your portfolio?  Many people fail to take a look at it on a regular basis.  But what are you missing if you're not looking at it?  What's your risk?  Maybe the risk is backwards?  Brandon explains what the backward risk is and tells a story of one of his clients' risk and how he righted the risk into a successful portfolio. See omnystudio.com/listener for privacy inform...

Are you familiar with the 4% rule?  Brandon explains what it's all about and how that will affect your future retirement.  Also, what is The Monte Carlo Simulation?  Yes it's a car, but maybe this system will help you on your road to retirement. See omnystudio.com/listener for privacy information.

Are you prepared for future tax hikes in your retirement?  Maybe you're procrastinating.  That's not uncommon, but of course that will create problems, especially if you want to save money on taxes in your retirement.  Brandon shows you the numbers with your taxes and tell you about some of the tax strategies you should be making, including Roth conversions. See omnystudio.com/listener for privacy...

It's human nature to procrastinate.  But what happens when you procrastinate with your retirement?  And what if you have too many financial accounts?  All important question to answer.  Brandon explains and helps you resolve your issues with these questions.   See omnystudio.com/listener for privacy information.

So, you've saved a large amount of money for your retirement.  That's great.  So, how do you keep it from being overtaxed by the government if you're worried about a tax increase in the future?  Brandon explains strategies to keep as much away from the government and more in your account.   See omnystudio.com/listener for privacy information.

Do you have a lot of cash just sitting in the bank doing nothing?  You're not alone.  Many people are hoarders because of fear of the unknown or even not sure what to do with it.  Brandon offers his advice on what you can and should do with it.  Also, all this hoarded cash quite possible could help you retire earlier than you anticipated. See omnystudio.com/listener for privacy information.

When the DOW hit an all time high recently, is it time to seriously think about the risk you're taking in the market?  Should you leave your money in the market or should you scale down your nest egg?  Brandon explains what your options are. See omnystudio.com/listener for privacy information.

Many people handle all their financial decisions.  And that's okay.  But are you totally confident that you know everything there is to know about it?  Would you install  your own swimming pool or a palm tree in your yard with minimal knowledge of how to do that?  Brandon talks about why you should hire a professional to manage some, if not all of your finances.  And how it's important to avoid ma...

You've worked had for your retirement nest egg.  Can you trust a young financial advisor?  Why would you?  Brandon explains that it's simple...technology.  He'll also delve into the reasoning for this and how it makes sense.   See omnystudio.com/listener for privacy information.

You've probably heard the "Annuities" word thrown around, especially if you're in or nearing retirement.  If you've struggled to fully understand them, Brandon will help guide you through what they are and what they do as well as as the good and bad.  Who are they good for and who they work best for.  It's a simplified lesson on  See omnystudio.com/listener for privacy information.

It was a looooooong election season, but we all unite knowing the political ads are finally over! Brandon shares his positive thoughts about coming together as a country and moving forward. Plus, a real-life story that reinforces how a fresh perspective could change your financial outlook… Especially when it comes to taxes and your retirement portfolio. See omnystudio.com/listener for privacy info...

In the fall of 1986 President Reagan signed a major tax reform bill into law that lowered the top income tax rate from 50% to 28%. Since then, Congress has raised the top rate to 37% - And considering our deficit and the pandemic, more hikes are likely coming. Add in the possibility that taxes will rise if there’s a “blue wave” and Democrats win the presidency, House, and Senate in November… Then...

Surly we’ve all felt some regret in our life after purchasing a car, home, vacation or maybe even electronics. Buyer’s remorse can have serious consequences — not just anxiety. On this episode, Brandon explains how he helped a couple work through the buyer’s remorse they were feeling about an annuity they acquired years ago from another firm. Annuities aren’t always bad... but listen to find out w...

After trying to watch the 1st presidential debate, many of us feel less informed than ever. Brandon isn’t concerned about who you vote for or why. He’s a financial advisor that is only focused on how the election might impact your bottom-line, especially when it comes to taxes! On this episode he explains how to proactively be tax efficient with your portfolio… regardless of Trump or Biden winning...

After Brandon passes along a brief checklist of what to consider before trying to pull off a forced or voluntary early retirement… You may need a tissue. He shares how he recently helped one couple address a very common worry: Running out of money. When you hear their story and why that fear became so urgent for them, you’ll better understand why Brandon takes so much care, concern and pride in he...

What would you sacrifice to be able to retire early? Your mind will be blown when you find out what 8% of Americans said they would give up to stop working 10 years sooner than planned! Plus, we’re all focused on how the candidates plan to address taxes and our deficit. Either way the election falls, it’s likely that Uncle Sam is going to take a MUCH bigger bite out of our money for taxes in the f...

Lawmakers in California are not only trying to increase their income tax rates; they’re also proposing what could be   a  first-in-the-nation wealth tax ! If they get away with it, other states will likely attempt the same. With such a heated election pending in November, Brandon discusses how the outcome could directly impact your wallet… but doesn’t have to . Listen to find out the numbers you C...