Chai Pe Kharcha

Chai pe Kharcha - NRI Personal Finance Matters

Business EN ↓ 59 episodes

A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a different perspective on managing money, different experiences & different life stages. We hope you find these chats useful & relatable. Feel free to drop questions/comments to help us improve & ideas of what we should discuss nextDisclaimer: This material is just a casual chat between friends and is not financial advice. Please speak with a competent legal, tax or financial advisor for your specific needs.

Be sure to visit the podcast's website and support the creator: chaipekharcha.com

Author

Chai Pe Kharcha

Category

Business

Podcast website

chaipekharcha.com

Latest episode

Oct 23, 2024

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Episodes

Career Growth in Your 20s as a NRI | Real experience and perspective 23.10.2024

In this episode, we provide NRIs with valuable insights into personal finance, career decisions, and living abroad. Featuring Manas Sharma, a product manager at Grab, we discuss his professional journey and why he moved to Singapore, alongside his future academic plans in the U.S. Explore the financial challenges and opportunities NRIs face, including the benefits of pursuing an MBA in the U.S., a...

What is it like to be an Indian expat in London? Real Experience 17.10.2024

In this episode of Chai Pe Kharcha, we chat with Abhilash Surendran, a seasoned NRI now residing in London, about his personal and professional journey across Asia and Europe. Abhilash shares practical insights on navigating financial decision-making as an NRI, touching on salary expectations, cost differences between cities like Singapore and London, and the importance of financial independence a...

What's It Really Like for Indians Living in Australia? Real Experience 09.10.2024

In this episode of Chai Pe Kharcha, we have a unique couple as guests, Rohan and Akansha, to discuss their experiences living in Australia. As Immigrants, they share insights into the high quality of life, clean environment, and the welcoming culture they've found in Australia, while also discussing the practicalities of cost of living, tax systems, and financial planning. Focusing deeply on topic...

NRI starting a business aboard 03.10.2024

Join us in this episode of Chai Pe Kharcha as we delve into the intriguing journey of Shrugal, an NRI entrepreneur based in Singapore. We explore the intricacies of starting and managing a business outside India, focusing on the manufacturing sector. Discover the challenges faced in product scaling, finding the right suppliers, and managing startup finances. Shrugal shares his personal story of ve...

Moving from Singapore to Thailand. NRI prep 26.09.2024

In this episode Ishan shares his personal experience as he prepares to move from Singapore to Thailand, covering topics like housing, financial arrangements, local amenities, and the cost of living. From managing housing expectations and rental costs to understanding the local food options and tax benefits for expats, this episode offers practical advice for a smooth transition. #chaipekharcha #si...

Fed cuts rate, how does it impact Indian economy? 22.09.2024

In this episode the hosts discuss the implications of the recent rate cuts by the US Federal Reserve. Delving into how this move affects not just the US but global markets, they explore its impact on India's economy, including potential RBI rate cuts, changes in gold and oil prices, and sector-specific effects such as in the pharma industry. The episode also covers the broader economic shifts...

Do you need a financial advisor? 12.09.2024

#chaipekharcha #financialadvisor In this episode tailored for NRIs interested in personal finance, we delve into the often-debated topic of whether or not one needs a financial advisor. Ritesh MD SYFE shares his perspective from managing a digital investment platform, emphasizing the importance of guidance in making smart investment decisions. He discusses the dynamics of market behavior, the comp...

NRI investments discussed with MD of a top wealth management platform in Singapore 11.09.2024

Investment Strategies and Mistakes NRIs Should Avoid | Interview with Ritesh Ganeriwal In this episode of Chai Pe Kharcha, we delve into the world of NRI investment strategies with our special guest, Ritesh Ganeriwal. From his journey as an NRI in Singapore to his insights on ETFs and personal finance management, Ritesh offers invaluable advice for NRIs looking to navigate global markets. We discu...

Cost of living in Singapore, discussed by NRIs living there 22.08.2024

In this episode of Chai Pe Kharcha, we dive into the comprehensive details of the cost of living in Singapore, tailored for prospective NRIs. The speakers, who have lived in Singapore for over a decade, share their personal experiences and break down living expenses based on different life stages—single individuals, couples, and families with kids. The video covers various categories such as rent,...

Navigating Entrepreneurship and Tech Careers in Dubai as an NRI 08.08.2024

In this episode we dive deep into the entrepreneurship landscape in Dubai. Our guest discusses funding, low barriers to entry, and the prevalence of co-founders in the region. We also explore career opportunities in the tech industry outside of India, comparing prospects in Singapore and Dubai, and provide advice for NRIs on transitioning to these markets. Additionally, we touch upon employment op...

Cost of Living in Dubai compared to Singapore 01.08.2024

In this episode, we have a discussion with Himanshu, an NRI currently residing in Dubai. Himanshu shares his journey from India to Dubai via Singapore, detailing his career in data engineering, analytics, and his experiences working with top companies like across regions. The conversation covers an in-depth analysis of living costs in Dubai, including rent, utilities, groceries, transport, and hel...

Financial Freedom and Life balance (with Jay Shah part 3) 27.07.2024

In this episode, Jay Shah ( co-founder of One Tree Hill Prime Wealth https://onetreehill.in/ and / https://www.instagram.com/othwealth and / https://www.youtube.com/channel/UCGYubL9GjJLVeUpEKJTBX0w ) delves into his investment portfolio allocation, with a strong focus on equities and zero real estate investment. He explains how dividing investments among large, mid, and small caps can balance risk...

Financial Freedom and Life balance (with Jay Shah part 2) 18.07.2024

In this episode we delve into the concept of the Financial Independence, Retire Early (FIRE) movement and its various aspects with Jay Shah ( co-founder of One Tree Hill Prime Wealth  https://onetreehill.in/ and https://www.instagram.com/othwealth and https://www.youtube.com/@OneTreeHillPrime ). Jay shares insights on calculating your personal FIRE number using simple tools like Excel, the importa...

Financial Freedom and Life balance (with Jay Shah part 1) 11.07.2024

In this episode of Chai Pe Kharcha, we welcome Jay Shah, co-founder of One Tree Hill Prime Wealth (https://onetreehill.in/ and https://www.instagram.com/othwealth). Jay shares his journey in wealth management, having previously scaled the Edelweiss Alpha Fund impressively. He discusses the principles of portfolio construction, risk management versus returns, and the importance of financial freedom...

We spoke to our past episodes 04.07.2024

In this intriguing episode of Chai Pe Kharcha, hosts delve into an experimental session with an AI as their guest. The AI, answers questions based on transcripts from previous episodes. Topics span from the top expenses for NRI parents to ranking countries based on various aspects for NRIs and preferred asset classes. The AI's responses are analyzed for efficacy and accuracy, providing a uniqu...

A NRI Journey from Student Savings to Investments in Singapore Part 2 27.06.2024

Join us in this episode as we delve into the challenges and strategies of navigating career fairs, deciphering investment philosophies, and balancing financial decisions from a woman's perspective. Raka shares her experiences on diversification in investments, cultural experiences in Singapore, and the unique dynamics of NRI life. Hear insightful discussions on how education, job hunting, and...

A NRI Journey from Student Savings to Investments in Singapore 20.06.2024

In this episode of 'Chai Pe Kharcha,' we sit down with Raka Banerjee, an NRI living in Singapore for the past seven years. Raka shares her journey, starting from her student days in India to her professional career in Singapore. She covers her saving strategies, her thoughtful approach to personal finances, and her entry into the investment world, including crypto and stocks. We also discu...

Impact of election results on financial perspective 17.06.2024

In this episode of Chai Pe Kharcha, we discuss the impact of the recent Indian election results on personal financial decisions. NRIs interested in personal finance will find this episode particularly insightful as we explore market reactions, investment strategies, and the potential policy shifts under a coalition government. Our hosts, though not financial experts, share their perspectives on ma...

Ep 41: What NRIs Need to Know About Investing in Indian Real Estate 08.06.2024

In this episode tailored for NRIs interested in personal finance, our guest shares valuable insights on buying property in India. Discussing everything from securing early discounts through substantial down payments to understanding the intricacies of the Indian real estate market, we cover how to identify upcoming projects, the importance of choosing reputable builders, and the financing options...

Ep 40 NRI making money in Real Estate! | Investment Secrets Revealed 30.05.2024

#business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha

Ep 39: Ex NRI reveals his entrepreneurial journey from Singapore back to India part 2 16.05.2024

#business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 00:00 Introduction 00:20 Pre-Entrepreneurial Financ...

Ep 38: Ex former NRI reveals his entrepreneurial journey from Singapore back to India 11.05.2024

#finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha

Ep 37 The Random Show 04.05.2024

A show where we discuss random unconnected things to NRI personal finance.

Ep 36: Global Metros - Seattle VS Singapore With Pavan Part 2 29.04.2024

#finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha

Ep 35: Global Metros - Seattle VS Singapore With Pavan Part 1 19.04.2024

#finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha

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