Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House
Centsational Women Investing
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “j...
Author
Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House
Category
Podcast website
Latest episode
Jul 9, 2026
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Episodes
122. Why You Still Feel Broke — Even With a Full Bank Account 24.07.2025 6:44
Send us Fan Mail Why do you still feel broke... even with money in your account? Let’s talk about the real reason you’re stuck in scarcity mode. In this episode, you’ll learn: The psychological reason 77% of women feel financial stress — even when they’re not broke What fear-based spending really looks like How to shift from panic to power with 3 simple, nervous-system-safe mindset tools so you c...
121. Confused by ETFs? Here’s What They ACTUALLY Are & Why it’s one of the most beginner-friendly tools in investing 21.07.2025 6:31
Send us Fan Mail ETF. Three letters. One big mental block. If you’ve ever read an article that said “just buy an ETF” and thought, “Cool. What the hell is that?” — this episode is for you. We’re breaking down: What an ETF actually is (salad bar analogy included 🥗) Why it’s one of the most beginner-friendly tools in investing Whether you can lose all your money when buying ETFs So if you’ve eve...
120. The REAL Reason You're Avoiding Looking At Your Bank Balance & How To Finally Regain Calm & ENJOY Spending Again 17.07.2025 8:37
Send us Fan Mail What if opening your bank app didn’t trigger anxiety? If the thought of checking your balance makes your chest tighten or you’ve ever avoided your finances out of fear — you’re not alone. But this isn’t about laziness or irresponsibility. It’s about how your nervous system was wired — and how to start healing. In this episode, you’ll learn: Why your fear of looking at your bank...
119. What Bonds ACTUALLY Are — And How They Help You Make Money (Without the Drama) 14.07.2025 7:44
Send us Fan Mail If the word “bond” makes your brain fog up instantly, you’re not alone. You’ll learn: What a bond actually is (in plain English—plus a lash studio analogy you won’t forget) Why bonds help your money feel more stable And where people mess it up Whether you’re just starting out or building your first real portfolio, this episode gives you the clarity to stop guessing—and start inves...
118. Terrified to Invest? Same. Here’s the Real Reason You’re More Prepared Than You Realize 10.07.2025 7:22
Send us Fan Mail In this quick, no-shame episode, you’ll learn: 💛 Why feeling scared to invest is normal — and even smart 💛 The 4-step beginner sequence to go from “WTF” to “OK, I’ve got this” You’ve already survived wild rent prices, WhatsApp group politics, and that one coworker who always “forgets” to reply. Trust me — you’ve done harder things than clicking “buy” on an index fund. 🎧 Press...
117. Thinking of Buying a Stock? STOP — Do This First to Avoid Beginner Mistakes 07.07.2025 8:54
Send us Fan Mail Ever thought, “Maybe I should invest…” — and then immediately panicked? You’ll learn: How to understand your risk tolerance in under 30 seconds — no quizzes, no math Why copying someone else’s portfolio is like borrowing their bra: uncomfortable and never the right fit How to start building a strategy that fits your goals — not your partner’s, not TikTok’s, not your coworker’s Bec...
116. Wait… What Is Investing? The Beginner’s Guide You Wish School Had Taught You 03.07.2025 9:20
Send us Fan Mail Feel like you “should” be investing but secretly have no idea what that means? You are so not alone—and this episode is your judgment-free, finance-bro-free zone to finally get clear on the basics. We’ll unpack: What investing actually means (in plain, human words) The different types of investing and how to choose the right one And how to start—even if you're scared, confuse...
115. How to understand what the hell private equity is, and why it's SO IMPORTANT for beginners 30.06.2025 8:05
Send us Fan Mail Can you, a regular person, invest in private equity? Here’s what you’ll learn: - what private equity is - why you need to use it in your investing journey as a beginner - how to easily decode it so you don't feel overwhelmed 🎧 Hit play and find out how to think like the 1%, without needing to be one. Support the show 🎓 Ready to take the first real step? Join our free Invest...
114. How To Ask For More & Get The Raise You Deserve WITHOUT Feeling Guilty 26.06.2025 10:56
Send us Fan Mail What if saying just one sentence could be worth €10,000 more this year? You’ll learn: How to stop undercharging or staying silent—and ask for more, clearly and calmly The exact negotiation scripts my students have used to land higher salaries Why negotiating now (not later) is one of the most powerful financial moves you can make 🎧 Hit play now to learn how to prepare, what to s...
113. The Billion-Dollar Investing Lesson You Could've Learned from Pretty Woman...(But Didn't) 23.06.2025 10:19
Send us Fan Mail In this episode you’ll learn: What private equity actually is—and how understanding it helps you spot where big money is flowing (so you can invest smarter, even as a beginner) How these firms make billions by flipping companies like real estate Why understanding this makes you a sharper investor 👉 Press play now to learn what the movies didn’t teach you about money—and how to us...
112. The Hidden Money Beliefs Keeping Women From Wealth - And How Barbie Made Them Visible 19.06.2025 10:10
Send us Fan Mail Is your money story really yours—or just Barbie’s old script in disguise? You’ll learn: How the Dream Gap still shows up in adult women’s money habits The connection between childhood conditioning and financial fear A simple bedtime ritual to start reprogramming your wealth identity tonight Because being financially empowered isn’t about being perfect. It’s about unlearning the n...
111. 4 Red Flags Of Bad Investing Advice Every Beginner Investor Should Avoid & How To Protect Your Money From Fake "Guru's" - PART 2 16.06.2025 10:17
Send us Fan Mail Inside this episode, you’ll learn: How fake urgency is used to manipulate your fear of missing out Why “luxury = expert” is the biggest lie in personal finance What to look for to avoid illegal or unregulated investing advice The most dangerous red flag of all: being told you “don’t need to understand it” 🎧 This is the episode that will help you separate pressure from strategy, c...
110. Scared To Start Investing? How To Take The First Step. Lepa’s Investing School Story 12.06.2025 22:06
Send us Fan Mail In today’s episode, I’m talking to Lepa—one of my brilliant students and an Executive Director of Business Operations from Serbia, now living in Vienna—about how she went from feeling completely overwhelmed to confidently investing every single month. If you’ve been waiting for the “right time” to start? This episode might be the nudge you didn’t know you needed. Hit play and list...
109. 3 Red Flags Of Bad Investing Advice Every Beginner Investor Should Avoid & How To Protect Your Money From Fake "Guru's" - PART 1 09.06.2025 10:59
Send us Fan Mail Ever heard someone say, “I turned €1,000 into €100,000 in 3 months”? In Part 1 of this 2-part series, you’ll learn: How to spot “guaranteed return” BS (and why real investing doesn't work that way) What lack of transparency really looks like — even from traditional advisors Why mocking index funds is a red flag, not a flex 🎧 If you’ve ever second-guessed your gut when readin...
108. How To Recognise Financial Abuse & Finally Reclaim Your Financial Power (Even If You Feel Overwhelmed) 05.06.2025 7:15
Send us Fan Mail Has anyone ever made you feel like money just “isn’t your department”? You’ll learn: What financial abuse actually looks like (it’s more common than you think) How one quiet moment changed everything for Giulia — and could shift something for you, too A gentle, clear starting point if you’re ready to feel safe and confident with money again Listen now, and take the first step towa...
107. How To Finally Understand What Stocks ACTUALLY Are, & How To Use Them To Start Investing (Even As A Total Beginner) 02.06.2025 10:30
Send us Fan Mail Ever wanted to invest but stopped yourself with: “Wait… what even is a stock?” You’ll learn: What a stock really is — and how it turns you into a part-owner of your favorite brands The difference between “stocks” and “shares” (especially in Europe) How to open your first investing account and buy with confidence — no spreadsheets or stress required 🎧 T une in now to finally unde...
106. The REAL Reason You Feel You Don't Have to Invest 29.05.2025 9:25
Send us Fan Mail Have you ever been the only woman at the table who didn’t speak up about money — even though you handle it every day? You’ll learn: What one silent dinner moment revealed about how women are still left out of money conversations Why confidence isn’t the issue — access, language, and support are A simple action you can take today to stop feeling behind and start feeling empowered ...
105. You Don’t Need to Be Brave — You Just Need a Plan (And Some Education) to Avoid DIY Investing Pitfalls 26.05.2025 8:26
Send us Fan Mail Feel like you're supposed to “just start” investing — even if you have no idea what you’re doing? Here’s what you’ll learn: Why DIY investing without strategy often leads to costly mistakes (especially in Europe) What diversification really is — and why it’s your new best friend The difference between action and smart action — and how to take your first step today 🎧 If you’...
104. How to Talk to Your Kids About Money Stress (Without Passing on Anxiety) 22.05.2025 12:10
Send us Fan Mail Should you tell your kids when money is tight — or protect them from the stress? Here’s what you’ll learn: What to say when your kids ask about money (without oversharing or sugarcoating) Why your nervous system, not your net worth, shapes your child’s financial beliefs Simple phrases to use when you're feeling anxious — and how they teach emotional intelligence 🎧 If you wan...
103. How To Teach Your Kids About Money — Without Knowing All the Answers Yourself 19.05.2025 12:32
Send us Fan Mail Ever wish your kids could learn about money — without eye rolls, bribery, or guilt trips? Here’s what you’ll learn: Why your child’s money beliefs are already forming — often before they turn 7 How to make money lessons fun using jars, games, music, and even mistakes Simple ways to turn everyday errands into financial learning moments 🎧 If you want to raise confident, financially...
102. 5 Signs Your Nervous System Is Blocking Your Wealth — And What How to Rewire it for Wealth and Abundance 15.05.2025 25:02
Send us Fan Mail Ever feel like you know what to do with money — but still feel stuck, anxious, or frozen? Here’s what you’ll learn: Why fight, flight, freeze, or fawn states may be shaping your financial behaviors The invisible impact of unresolved trauma on saving, spending, and investing Gentle, body-based tools to start building wealth from a place of calm and confidence Listen now and start...
101. How To Build Lasting Wealth As A Beginner Investor Using The Simple Techniques Of The Worlds Most Successful Investor & Economies 12.05.2025 7:13
Send us Fan Mail What do Warren Buffett stepping down and China’s economic stimulus have to do with your investing journey? You’ll learn: What Warren Buffett’s investing approach really teaches beginners about building long-term wealth Why China’s trillion-yuan stimulus affects global markets — and possibly your ETFs How to stop second-guessing your portfolio and start investing with calm, consis...
79. 3 ETF Investing Mistakes That Could Be Hurting Your Personal Finance & Costing You Thousands 08.05.2025 10:53
Send us Fan Mail Ever felt overwhelmed by the idea of picking the right stocks? What if there was a way to invest without the stress—while still growing your wealth? In this episode, you will learn : What are ETFs and how they let you invest in multiple companies at once The perfect choice for Investing if you don’t want to spend hours researching stocks The most common beginner investing pitfall...
100. 5 Reasons You Haven’t Started Investing Yet and the First Thing You Need to Do to Start Your Investing Journey 08.05.2025 7:31
Send us Fan Mail Are you still waiting to “feel ready” before investing your money? You’ll walk away with: A science-backed mindset shift to stop freezing and start building wealth A relatable story showing exactly how starting small beats waiting for perfect A breakdown of compound interest — and why time, not money, is your best asset Ready to build confidence by doing — not waiting? Press play...
99. How To Understand Investing to Create Passive Income 05.05.2025 8:57
Send us Fan Mail Ever panic-Googled “how to invest” at 2am with three tabs open, zero clue, and a faint hope that Warren Buffett might appear in your dreams? Same. Inside this week’s Money Tip Monday, we’re talking: What Warren Buffett got wrong at 11 — and how it can help you avoid rookie mistakes The sneaky emotional cost of DIY investing (aka why TikTok is not a strategy) The actually doable fi...
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