Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

Centsational Women Investing

Business EN ↓ 222 episodes

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start.   Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!  Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you:   - Don’t know what a portfolio is  - Feel intimidated by the word “investing” and by the whole process  - Or secretly worry you’re “j...

Author

Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

Category

Business

Podcast website

www.centsationalwomen.com

Latest episode

Jul 9, 2026

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Episodes

172. Why Women Say Yes to Unpaid Work — And How to Set Financial Boundaries to Protect Yourself 15.01.2026

Send us Fan Mail Are you working in your partner’s business or managing your household without ever seeing a paycheck? Invisible labor isn’t just “help.” It’s work. And without clear financial boundaries, it can quietly cost you your independence, security, and future. In this episode, you’ll learn: What counts as invisible labor and why it matters more than you think The hidden financial and lega...

171. Tax Tips for Women in Europe: How to Pay Less (Legally!) Before You Start Investing 12.01.2026

Send us Fan Mail Are you investing in Europe without knowing your local tax benefits? You could be handing over thousands in avoidable taxes simply because no one told you what to look for. In this episode, you’ll learn the four main types of tax-advantaged investing tools available in many European countries. Whether you’re just getting started or already have money in the market, understanding h...

170. Money and Relationships: 3 Ways Couples Can Share Finances — And Why 50/50 Can Backfire 08.01.2026

Send us Fan Mail Is your money system with your partner actually fair or just equal on paper? You plan your life together. But what about your finances? If you’ve ever felt awkward bringing up money, uncertain about your contribution, or secretly resentful of your current setup… you’re not alone. This episode breaks down the emotional and practical layers of money inside relationships especially f...

169. How Missing Just 10 Days in the Market Can Cut Your Returns in Half 05.01.2026

Send us Fan Mail Ever thought, “I’ll invest once the market feels safer” and then waited a little longer than you planned? In this episode, we unpack why trying to time the market feels responsible especially for smart, driven women but can quietly sabotage your long-term wealth.  In this episode, you’ll learn: How missing just a few of the market’s best days can erase years of potential growth Th...

168. How to Talk Money With Your Partner Without Killing the Vibe 01.01.2026

Send us Fan Mail Money isn’t just numbers. It’s safety, power, trust and that’s why talking about it can feel so hard. In this episode, we unpack: → Why money conversations turn awkward or explosive (even in loving relationships) → The 3 mistakes that silently damage financial trust → How to start a calm, honest money conversation even if you’ve avoided it for years If you’ve ever: • swallowed you...

167. The 5 Taxes Every European Woman Must Understand Before Investing 29.12.2025

Send us Fan Mail Before you invest a single euro, there’s one thing that can quietly destroy your returns: taxes. In this episode, we uncover the 5 types of taxes that affect investors in Europe, the ones most women only discover after they’ve already lost money. You’ll learn: → Why two women buying the same investment can end up with very different results → The tax traps that hit expats, movers,...

166. “I Was Jealous. Then I Realized I Was Just Scared” — Zoe’s Investing School Story 25.12.2025

Send us Fan Mail Think it’s too late to start investing? Zoe thought the same. She was juggling three jobs in one of Europe’s most expensive cities  feeling stuck, overwhelmed, and frustrated every time someone mentioned investing. In this episode, she shares: What pushed her to stop avoiding money and start investing How she faced her fear (and even enjoyed the process) The exact moment she reali...

165. The First Tax Question Every European Investor Must Ask 22.12.2025

Send us Fan Mail Most women skip it. And it can cost thousands. In this episode, you’ll uncover: → The tax detail almost everyone gets wrong → Why investing first and “figuring taxes later” is a mistake → What to check before you hit buy on your first investment If you live, work, or move across countries this is not optional. 🎧 Save this episode. Your future self will thank you. Support the show...

164. Financial Freedom as a Mother: Real, Not Rich Girl Fantasy 18.12.2025

Send us Fan Mail Is financial freedom really possible when you’re a mother, exhausted, and carrying everyone else’s needs? In this final episode of the series Why I Left My Job After Maternity Leave , I share what financial freedom actually looks like inside my real life — not the Instagram version. You’ll hear: → How my money works behind the scenes, without stress or obsession → What freedom loo...

163. If Your Investments Feel ‘Wrong’ — This Is Why 15.12.2025

Send us Fan Mail You finally started investing. You followed a strategy. And now… it feels like nothing is happening or worse, like you messed up. This episode is for the woman who’s doing the “right” things … but still feels uneasy, tempted to quit, or distracted by flashier trends. If you’ve ever wondered, “Is this working… or should I change everything?” Hit play. This episode will ground you....

162. Freedom Starts With a Bank Account: Why Every Woman Needs One 11.12.2025

Send us Fan Mail Most women think a joint account is enough. In this episode, you’ll discover the quiet truth no one teaches us. You’ll walk away knowing: → The hidden risks almost no one talks about → The one move that instantly increases your financial safety → How having your own account changes your confidence (and your options) If you’ve ever wondered, “Do I really need my own money?” This ep...

161. The Biggest Mistake Investors Make in Bear Markets (And How to Avoid It) 08.12.2025

Send us Fan Mail Have you ever checked your portfolio in a downturn… and immediately felt the urge to pull back? If you're a woman investor trying to navigate bear markets with confidence, this episode is your must-listen guide.  In this episode, you’ll learn: The #1 investing mistake women investors make in bear markets (and how to avoid it) Why your brain is wired to make bad decisions in s...

160. The Smart Girl Trap: Why Knowing ≠ Investing 04.12.2025

Send us Fan Mail Think you “failed” because you lost money once? You didn’t. The real problem is what came after : the shame, the overthinking, the “I’m not cut out for this.” In this episode, you’ll hear: Why smart women freeze after one bad investing experience The “Smart Girl Trap” that keeps you researching instead of acting How shame — not the mistake — quietly delays your wealth And the tiny...

159. This Thought Cost Investors Billions — And You’ve Had It Too 01.12.2025

Send us Fan Mail If you’ve ever felt tempted to jump into crypto, gold, tech stocks, or “the next big thing” because the news made you panic… this episode is going to save you money and a lot of emotional energy. In this episode, you’ll learn: ✨ Why hype feels logical in the moment (and the psychological glitch behind it) ✨ The #1 thought that quietly destroys returns — and why it tricks even sm...

158. 3 Money Lies Mothers Hear — And the Truth That Sets You Free 27.11.2025

Send us Fan Mail In today’s episode, we’re going somewhere every mother knows — but almost no one talks about. The money narratives that quietly shape your choices after kids How “reasonable advice” can slowly drain your financial power And what actually changes when you stop absorbing these beliefs… and start questioning them This is the emotional + financial reset every mother deserves — but was...

157. Don’t Invest €1 Until You Do This 24.11.2025

Send us Fan Mail If You Skip This Step, Investing Won’t Work — Ever Most people try to start wealth-building at the wrong place. And that’s exactly why they stay stuck. In this episode, we uncover the one step you must master before investing — the one almost nobody talks about, and the reason so many women feel anxious, inconsistent, or “not ready.” If you’ve been wanting to invest but something...

156. Economic Abuse: The Invisible Cage No One Warns Us About 20.11.2025

Send us Fan Mail Economic abuse doesn’t leave bruises — which is why most women don’t realise it’s happening. In this episode, we shine a light on the financial control dynamics hidden inside “normal” relationships. You’ll hear: ✨ The unexpected signs of economic abuse most women overlook ✨ Why smart, independent women get trapped without realising it ✨ The essential steps to protect your money...

155. Panicking About Gold or Crypto? Stop and Listen 17.11.2025

Send us Fan Mail If the news is stressing you out and you’ve caught yourself thinking: “Maybe I should buy gold… or crypto… or something to protect my money…” — this is the episode you need. You’ll discover: ✨ The real reason so many women run to gold and crypto when the world feels unstable — and why that instinct can quietly work against you ✨ What gold and Bitcoin actually behave like during...

154. What If Divorce Was Your Richest Chapter? 13.11.2025

Send us Fan Mail What if your divorce wasn’t a failure… but your financial reset? In this episode, Francesca reframes one of the hardest life transitions not as an ending, but as the beginning of financial independence. You’ll learn: 1️⃣ Why divorce can become a financial awakening — not just a loss 2️⃣ The most common money mistakes women make during and after separation 3️⃣ How to rebuild stabil...

153. Real Estate: Smart Move or Expensive Myth? 10.11.2025

Send us Fan Mail In this episode, you’ll learn: 1️⃣ Why real estate feels safe and the psychology behind that comfort 2️⃣ The hidden risks most first-time buyers never calculate 3️⃣ How property really compares to stock market investing over time 4️⃣ The single question to ask before buying “for investment” It’s an honest, data-driven look at what truly builds financial freedom and what just looks...

152. I Thought I Was Investing — Until I Took Control. Pauline’s Investing School Story 06.11.2025

Send us Fan Mail Ever felt like you’re doing all the “right things” with your money… but still not really in control? That’s exactly where Pauline, one of our Investing School graduates, was… until something shifted. In this candid conversation, Pauline shares how she went from doing investing to owning it and how that one mindset change transformed not just her portfolio, but her peace of mind. L...

151. Build Your First Portfolio (And Actually Get It) 03.11.2025

Send us Fan Mail Francesca breaks down the simple, beginner-friendly portfolio anyone can start — even if you’ve never invested €1 before.  You’ll learn: • The 3 building blocks of a strong starter portfolio • Why “boring” investments often outperform “fancy” ones • The 3 questions to ask before you pick any ETF This isn’t a list of hot stock tips — it’s the foundation of financial independence. B...

150. Real Wealth? It’s Quiet. And So Are Rich Women. 30.10.2025

Send us Fan Mail In this episode, Francesca exposes the difference between looking rich and being financially free and why the women who quietly build real wealth almost never flaunt it. You’ll discover: • What real rich women in Europe and the UK actually do with their money (and why they don’t need to show it off) • The truth behind performative “luxury” culture and financial insecurity online •...

149. Getting Rich Takes Patience — Do You Have It? 27.10.2025

Send us Fan Mail Everyone says they want “financial freedom.” But here’s the real question: How long are you actually willing to wait for it? Because that answer — not your salary, not your strategy — changes everything . In this episode you’ll learn: • Why impatience quietly destroys more wealth than bad investments • The simple math that proves time is your greatest asset • And how to build peac...

148. The Messy Middle: What Really Happened After I Quit My Job 23.10.2025

Send us Fan Mail What no one tells you about leaving a stable job? The scariest part isn’t quitting. It’s the in-between — that messy middle where you’re rebuilding your income, your confidence, and your identity all at once. You’ll discover: • How she turned fear into financial structure when there was no Plan B • The simple automation that quietly rebuilt her wealth • And the mindset shift that...

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