Cash Course | Financial Literacy | PragerU Kids

How do economic policies—both monetary and fiscal—affect your everyday decisions? In this episode of Cash Course, you’ll learn how the Federal Reserve manages the money supply through interest rates, how government spending and taxes influence economic activity, and how economic policies impact everything from the cost of groceries to the terms of your loans. Learn more about your ad choices. Visi...

What are the differences between command, free, and mixed market economies? In this episode of Cash Course, your students will learn how government regulation impacts business, why competition fuels innovation, and whether free markets lead to better choices and greater opportunities. By examining the pros and cons of each system, they’ll gain the tools to become more informed consumers and empowe...

How does your local coffee shop decide what to charge for a cup of coffee? The answer lies in understanding prices! In this episode of Cash Course, learn how supply and demand, consumer value, and goods offered by producers all play a part in both the creation and fluctuation of prices in an economy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Economics is often called the “study of choice.” But how do you know what choices to make? In this episode of Cash Course, we’ll explore four ways to make economic decisions: opportunity costs, thinking on the margin, incentives, and ceteris paribus (“all things being equal”), to help your middle and high school students make well-rounded, informed choices that go beyond thinking about the price t...

Whether we like it or not, time and money are limited. But scarcity—the gap between our limitless desires and finite resources—can spark creativity and drive innovation. In this episode of Cash Course, your middle and high school students will learn how scarcity shapes everything from personal choices to the types of products produced, how they’re distributed, and even the standard of living acros...

Working as a freelancer may offer flexibility, but it also comes with increased responsibility. Unlike employees who receive a W-2 with taxes already deducted, independent contractors receive a Form 1099 from each client and must pay their own taxes. In this episode of Cash Course, we’ll teach aspiring entrepreneurs how to track income and business expenses, check your 1099s for accuracy, and maxi...

Should you rent or should you own? It’s an age-old question that applies to basic things like clothes and furniture, as well as major items like cars and houses. In this episode of Cash Course, we break down the pros and cons of each option, what to consider, and how to decide whether to rent or own. Learn more about your ad choices. Visit megaphone.fm/adchoices

Would you rather have $500 now or $35,000 later? While saving for the future may not sound exciting, the payoff could be huge! In this episode of Cash Course, your middle and high school students will discover the importance of starting to plan for retirement early and learn how various financial tools, such as a 401(k), IRA, and Roth IRA, can provide a significant advantage on their financial jou...

How is wealth transferred from generation to generation? Watch this episode of Cash Course to learn the basics of inheritance—including wills, trusts, and estates—and discover how to become a financially responsible beneficiary of inherited wealth. After all, you don’t want to end up striking it rich, and then losing it all! Learn more about your ad choices. Visit megaphone.fm/adchoices

What is inflation, and how does it impact your finances? In this Cash Course episode, discover why prices rise, the difference between monetary and non-monetary inflation, and how government decisions—like abandoning the Gold Standard—have shaped our economy. Plus, get tips on budgeting, investing in valuable assets, and making your money work for you. Learn how to stay ahead in today’s economic l...

Starting your own business often means forming a business entity. In this episode of Cash Course, aspiring entrepreneurs will learn how various business entities, such as sole proprietorships, LLCs, and corporations, can help protect their hard work and success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Modern technologies bring convenience but also come with the risk of new forms of crime. In this episode of Cash Course, your teenagers will learn about cybercrimes, fraud, phishing scams, and how to protect their information online. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nobody plans to get sick or injured, but we all will at some point, resulting in doctors’ visits, trips to the hospital, and treatments like surgery or medicine. Having health insurance could alleviate some of these medical costs. This episode of Cash Course helps middle and high school students understand what health insurance is and how it works. Learn more about your ad choices. Visit megaphone...

Gambling might seem like harmless fun, but it can quickly spiral into serious financial and emotional distress. In this episode of Cash Course, discover how gambling is rigged to make you lose, the dangers it poses to your financial and personal well-being, and smarter ways to invest your money to achieve your financial goals. Don't risk it all—learn how to secure your future instead. Learn more a...

Before you go on a big trip abroad, you’ll want to make sure you have the correct currency. In this episode of Cash Course, learn all about exchange rates between countries, where to request foreign currency, and how the value of a country’s currency impacts more than just international travel. Learn more about your ad choices. Visit megaphone.fm/adchoices

From Bitcoin to Dogecoin, cryptocurrency is all the rage from Main Street to Wall Street. Technological innovation has led to an all-digital currency, which has created a new avenue of wealth, but it also comes with a lot of risk. Before you “go to the moon” on the latest hot crypto, find out what it is and how it works on this episode of Cash Course. Learn more about your ad choices. Visit megaph...

Have you ever received a suspicious email or an offer that seemed too good to be true? Watch this episode of Cash Course to discover how to identify different types of scams, learn common tactics criminals use to steal money and personal information, and find out how to protect yourself if you become a victim of fraud. Learn more about your ad choices. Visit megaphone.fm/adchoices

Would you be more inclined to buy a product if it promised to never break or if you could get a free replacement if it did? Before you go on your next shopping spree, watch this episode of Cash Course to discover how warranties and guarantees work, the best ways to protect your purchases, and tips for becoming a savvy consumer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some things in life are inevitable—like paying taxes. If you want to start investing, you’ll need to understand how your assets will be taxed. This episode of Cash Course teaches youth and young adults about capital gains and losses, so you can understand how buying, selling, or holding your investments can affect what taxes you may owe. Learn more about your ad choices. Visit megaphone.fm/adchoic...

Learn budgeting basics as we dive deep into six different methods for managing your finances, including the 50-30-20 rule, how to decide which budgeting method is right for you, and tips for reaching your financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens if you find yourself tens of thousands of dollars in debt, unable to pay, and the lenders won't stop calling you? Filing for bankruptcy and getting a “fresh start” by having your debt wiped away may sound appealing, but the consequences can be severe. Learn the basics of bankruptcy and how to avoid it in this episode of Cash Course. Learn more about your ad choices. Visit megaphone.fm...

Having a car is a great privilege that comes with a lot of responsibilities, including auto insurance. This episode of Cash Course will teach new and future drivers all about car insurance—what it is, why you need it, and how to get it—as well as help young adults make informed decisions about auto insurance policies, costs, and coverage. Learn more about your ad choices. Visit megaphone.fm/adchoi...

From buying baseball cards to taking out a loan for school, every financial decision you make could be an asset or a liability. Watch this episode of Cash Course for youth and young adults to learn the differences between assets and liabilities and how to balance the two in order to properly manage your finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence is a powerful tool, but it also opens the door to new types of scams. In this episode of Cash Course, middle and high school students will learn about AI-related fraud, including fake calls and phishing emails, and discover tips for protecting themselves from these emerging threats. Learn more about your ad choices. Visit megaphone.fm/adchoices

Accounting may seem boring, but learning about it doesn’t have to be. In this fun-filled episode of Cash Course, your middle and high school students will learn the basics of accounting, including single-entry and double-entry bookkeeping, and understand how accounting can help them make more informed financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices