Capital Adulting

My 2020 Key Takeaways Life is unpredictable and we can only control so much. That doesn't mean taking a passive approach, actually quite the opposite. As life changes, we must adapt and capitalize on new opportunities Having emergency plans/funds is a MUST! If you had any doubts about whether you needed to save money for a crisis, 2020 took care of it. Opportunity always exists. It won't always lo...

As part of a new government spending bill, approximately $900 billion was allocated for Covid relief, including another round of stimulus checks. Here are the details: $600 for every adult and child dependent, max of $2,400 for a family of four Adult dependents (17+ and seniors) aren't eligible Payments are expected to start next week, per Secretary Mnuchin How you should use it: Pay down debt, st...

With 2020 coming to a close, it's time to start thinking about tax season. I know, it's everyone's favorite, but it's unfortunately a part of life. However, there are options to minimize what you owe so you can put more money back in your pocket. Concepts: Tax system - How different governments (federal, state, and local) generate revenue to pay for goods and services. Income tax - A percentage of...

It's critical to find a healthy balance with your money. Obsessing over it will drive you nuts, not being focused enough could create a financial crisis down the road. Discover how to find your financial middle ground in today's episode. Key Reflections/Questions: Reflect on your financial life goals (ideal house, cars, family, other big ticket items.) What influences can you break away from? What...

Everyone gets excited when they get their first paycheck. However, this is also when a lot of mistakes are made. Host Grant Gardner dives into the key financial priorities to ensure you're setting yourself up for future success. Financial Priority Order Fully funded emergency fund Establish a solid savings account Pay down debt Start investing Purchase valuable things

What even is investing and why should I be doing it? How/where do I get started? In today's episode, host Grant Gardner answers these questions and more while offering some tangible steps you can take to start making your money work for you.

In today's episode, host Grant Gardner dives into seven of the most common financial mistakes that people are making today and some easy steps to avoid/correct them. Mistakes in order of discussion: Spending too much time on your phone/other devices You go out to eat too much Can't afford more major car maintenance Making minimum payments on your credit card Not optimizing your 401k plan Not negot...

Too many young adults either miss out on opportunities to improve their lives financially or make mistakes early on, both resulting in less than ideal situations. Episode 1 outlines our mission at Capital Adulting and our goal of creating a community centered around building each other up and enhancing the financial standing of all. Join us in our mission by subscribing to the podcast! Our Mission...