Caeli Ridge

Calling All Real Estate Investors

Business EN ↓ 122 episodes

Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com or YouTube.com/RidgeLendingGroup Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients. There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group remains a standout leader in the industry by providing the most competitive programs and rates available...

Be sure to visit the podcast's website and support the creator: ridgelendinggroup.buzzsprout.com

Author

Caeli Ridge

Category

Business

Latest episode

Mar 12, 2024

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Episodes

Part #1- Certified Power Buyer Calls 01.05.2023

Caeli Ridge recorded this episode on 5/2/2023 This episode outlines and sets the expectations for the first two video calls within the Certified Power Buyer (CPB) program hosted by Caeli Ridge, available at Ridge Lending Group at no cost.  These are free educational video calls for real estate investors looking for information and guidance from Caeli Ridge.  They are not objective in nature, but a...

Part 2 : Important Property Review Mistakes and How to Avoid Them 25.04.2023

Caeli Ridge hosted this episode on 4/25/2023 Last week we went over some property review mistakes and there was so much to talk about that we are going into part 2 for this episode!   Caeli Ridge will finish explaining which mistakes you can avoid, and how to avoid them. Open Discussion and Q&A to follow.  Check out the video with the screen share and the documentation in the Community. You ca...

Important Property Review Mistakes and How to Avoid Them 18.04.2023

Caeli Ridge hosted this episode on 4/18/2023 Learn about important property review mistakes and how to avoid them.  Caeli Ridge explains what to know when dealing with property review, with an open discussion and Q&A.   Open conversations about this topic and more... Check out the video with the screen share and the documentation in the Community. You can join these live each week by following...

We Need Your Investor Investment Profile 11.04.2023

Caeli Ridge hosted this episode on 4/11/2023 Caeli Ridge will be going through and showing you how to use and fill out Ridge Lending Groups new 'Investor Investment Profile'.  You will learn how Ridge Lending Group uses this information to help you find opportunities for your real estate investment ventures.   Open conversations about this topic and more... Check out the video with the s...

No Doc Loans are Back (April Fools) but Let's Discuss our Creative Loan Programs 04.04.2023

Caeli Ridge hosted this episode on 4/4/2023 On this podcast episode, Caeli Ridge will be going over all of the creative ways you can borrow money with Ridge Lending Group! This includes Conventional, Debt Service Coverage Ratio Loans, Bank Statement Programs, Asset Depletion Programs, All-in-One HELOC (Primary Home, Second Home, Investment Home), Cross-Collateral Loan Programs and Non Recourse opt...

Why Diversification in Your Real Estate Portfolio Matters 28.03.2023

Caeli Ridge hosted this episode on 3/28/2023 In this episodes discussion, Caeli Ridge is going to explain why diversification in your real estate portfolio matters and what you can do about it.  Open conversations about this topic and more... Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call:...

What is the Biggest Fear Holding You Back From Investing in Real Estate Right Now? 21.03.2023

Caeli Ridge hosted this episode on 3/21/2023 What is the biggest fear holding you back from investing in Real Estate right now?  This episode holds an open mic discussion with members of the Ridge Lending Group Community as they talk about their fears and concerns regarding investing in real estate- followed up by Caeli Ridge's advice for them.  Caeli will also be reading the available notes...

What Will Jerome Powell (Fed Chair) Tell Us on March 21st? 14.03.2023

Caeli Ridge hosted this episode on 3/14/2023 The Feds are meeting again at the end of March. What does this mean for interest rates immediately and for the rest of 2023? Caeli will give her predictions, with no guarantee that her crystal ball holds all the answers.  Open conversations about this topic and more... Check out the video with the screen share and the documentation in the Community. You...

The Importance of Credit. The Myths and the Realities. 08.03.2023

Caeli Ridge hosted this episode on 3/7/2023 You need to know what is a myth and what is a reality when it comes to your credit. Listen to find out from Caeli how to know what is fact from fiction.  Open conversations about this topic and more... Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the cal...

Hacks and Important Tips for Cash-Out Refi's 28.02.2023

Caeli Ridge hosted this episode on 2/28/2023 Here is what she covered at this event: Cash Out Refi Hack  New Seasoning Restrictions    Avoiding a 12 Month Seasoning Period  Open conversations about these topics and more... Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.ri...

Preparing to Become a Landlord 21.02.2023

Caeli Ridge hosted this episode on 2/21/2023 Here is what she covered at this event: Accounting and Tax Considerations Legal Considerations Daily and Monthly Activities you will want to perform A Qualified Team of Professionals to help you Open conversations about these topics and more... Check out the video with the screen share and the documentation in the Community. You can join these live each...

Getting Ready for the Spring Market as a Real Estate Investor 15.02.2023

Caeli Ridge hosted this episode on 2/14/2023 Here is what she covered at this event: When do you really need a Pre-Approval letter? When should you let a lender run your credit report? Why add your phone number to the National Do Not Call Registry? When do you need to get "Serious" about finding a property to buy? How do interest rates matter in your decision? Open conversations about th...

Reviewing the All-in-One - Part 1 13.02.2023

Caeli Ridge hosted this episode on 2/7/2023 Here is what she covered in this part of the meeting: A brief reminder to focus on what the All-in-One is first position HELOC is all about Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-with-ca...

Reviewing the All-in-One - Part 2 13.02.2023

Caeli Ridge hosted this episode on 2/7/2023 Here is what she covered in this part of the meeting: Entering in data to compare the All-in-One loan against a 3.5% 30-year fixed rate mortgage Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-wi...

Reviewing the All-in-One - Part 3 13.02.2023

Caeli Ridge hosted this episode on 2/7/2023 Here is what she in this part of the event: Review of the results and what they mean Answering questions from the live group throughout the event Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.ridgelendinggroup.com/events/live-w...

Reviewing the All-in-One and Running the Simulator to Show the Savings against a 3.5% 30-year Fixed Rate Mortgage 07.02.2023

Caeli Ridge hosted this episode on 2/7/2023 Here is what she covered at this event: A brief reminder to focus on what the All-in-One is first position HELOC is all about Entering in data to compare the All-in-One loan against a 3.5% 30-year fixed rate mortgage Review of the results and what they mean Answering questions from the live group throughout the event Check out the video with the screen s...

Weekly Market Newsletter 2-6-2023 www.RidgeLendingGroup.com 06.02.2023

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-30-2023.  The topics reviewed are: Are More Fed Rate Hikes Ahead This Year? January Job Growth Not as Strong as It Appears Private Payrolls Disappoint in January Jobless Claims Reflect Tight Labor Market Family Hack of the...

Using an LLC in connection with your Application and all about the All-in-One loan program 31.01.2023

Caeli Ridge hosted this episode on 1/31/2023 Here is what she covered at this event: What you can do when using your LLC in connection with your mortgage loan applications All about the All-in-One loan program Check out the video with the screen share and the documentation in the Community. You can join these live each week by following this link to join the call: https://community.ridgelendinggro...

Weekly Market Newsletter 1-30-2023 www.RidgeLendingGroup.com 30.01.2023

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-23-2023.  The topics reviewed are: Inflation Turning the Corner Pending Home Sales Rise for First Time in Six Months New Home Sales Ticked Higher in December Caveats to Positive Fourth Quarter GDP Initial Jobless Claims Dec...

Concepts for preparing to file your 2022 Tax Return and how that could affect your mortgage application 24.01.2023

Caeli Ridge hosted this episode, where Caeli reviewed an open discussion about how to make sure your 2022 Federal Tax Return is to be reviewed to support your borrowing needs in 2023. Here is what we covered at this event: Reviewed a Schedule E Discussed how to prepare your information for your tax preparer to help you the most Helped understand some pitfalls when preparing your Federal Tax Return...

How to be prepared to purchase today and what others have done to be prepared 18.01.2023

Caeli Ridge hosted this episode, where Caeli reviewed an open discussion about things to be prepared for in 2023. Here is what we covered at this event: We had an open dialogue that will show you how to be prepared to purchase today. We explain how others have become prepared and what they are doing next to identify markets and properties. Check out the video with the screen share and the document...

Weekly Market Newsletter 1-17-2023 www.RidgeLendingGroup.com 17.01.2023

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 1-9-2023.  The topics reviewed are: Consumer Inflation Continues to Ease Inflation Remains Top Problem for Many Small Businesses Seasonal Factors Likely Impacted Latest Jobless Claims Services Sector Shows Signs of Slowdown F...

Weekly Market Newsletter 12-12-2022 www.RidgeLendingGroup.com 12.12.2022

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 12-5-2022.  The topics reviewed are: Wholesale Inflation Hotter Than Anticipated Are Home Prices Still Forecasted to Appreciate? Continuing Jobless Claims Reach a 10-Month High Family Hack of the Week - National Cocoa Day Mor...

Weekly Market Newsletter 12-5-2022 www.RidgeLendingGroup.com 05.12.2022

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-28-2022.  The topics reviewed are: Big Jobs Number or Grand Illusion Private Sector Job Growth at Slowest Pace Since January 2021 Continuing Jobless Claims at Highest Level Since February Bonds Boosted by Fed Chair Powell...

Weekly Market Newsletter 11-28-2022 www.RidgeLendingGroup.com 29.11.2022

This is the weekly market newsletter from Ridge Lending Group. We review the events from the previous week in detail. Today's episode reviews the events from the week of 11-21-2022.  The topics reviewed are: New Home Sales Better Than Expected in October Initial Jobless Claims Hit a Three-Month High Will the Fed Slow Its Pace of Rate Hikes? Should Strong Retail Sales Quiet Recession Chatter?...

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