Call the Closer with Lauren Risley Realty

Mr. Joe Edwards joins us to talk about how he's built up the loop over the past 40+ years. Then we take a deep dive into encroachments, easements and more! Why getting a survey and knowing your property line is important. 

The benefit of homeownership is having equity, but what is the benefit of equity if your can't use it during your 30 year mortgage? We talk about home equity lines of credit, the benefit and how to get one. Also we chat about time, money and everything else when it comes to buying a home. 

It seems a common strategy for buyers is to "wait until the rates drop" but guess what? SO IS EVERYONE ELSE! If that's your strategy, you may end up paying a premium to get a house in a multiple offer situation vs just paying slightly higher interest-rate and getting a better purchase price on a home. We also talk with Andrew Hoy of American Family Insurance about how insurance cove...

Join us as we discuss how home values are assessed from a sellers perspective, a buyers perspective and appraisers perspective. What improvements really give monetary value to homes. Also Jayson Hardie is in the house to talk about the “ease of pre approval” and how technology has made getting approved easy peasy.

Days on Market. What does that mean when it comes buying and selling and how days on market can impact final sale prices? Then Adam & Lauren face off in the first ever Price is Right Zillow style game show!

This show is all things "second homes"! Best places to buy 'em abd if you're really looking for a second home or maybe a short term vacation rental, how to get pre approved for financing. We also talk a lot about crows flying but you'll have to tune in for more about that!

Meet Phil! Owner of Perennial Artisan Ales, on of St. Louis' favorite local breweries. We talk IPA's, lagers, whiskey and real estate. We also talk about AI. Will it take over the role of a real life human real estate agent or will it become a tool real estate agents can use to better serve their clients?

This show really doesn’t do much to educate but it sure does entertain! Somehow white water rafting took over the conversation followed up by embarrassing stories in real estate. Jayson Hardie joins us, not to talk about interest rates but to share his favorite Lauren Risley Realty stories as well.

Does a recession automatically mean a housing crash? Believe it or not, out of 36 recessions over the last 160 years, we have only had 1 housing market crash! Fundamental lending issues was the main culprit with the market crash in 2008. We take a deep dive into those issues and what we expect for the future of the housing market. We also talk about our favorite St. Louis neighborhoods and the hot...

We break down what the NAR lawsuit really means and how it affects the home buying and home selling process. Have the fees changed? But more importantly, how low do we anticipate interest rates to drop and is this a good thing for buyers?! What are the pros and cons of a lower interest rate?

We had good intentions of talking about serious real estate issues such as the NAR Lawsuit earlier this year and the huge surge of short term rentals post pandemic but Albanses gummy bears and AirBnBs took over the show! Why are Albanese gummy bears so delicious? Is it a good time to purchase a short term rental/AirBnB? Where is your favorite Airbnb? Next week: NAR lawsuit update!

Zillow predicts a decrease in home prices in 2025. We talk about how different the Midwest market is from the coastal markets an our predictions for the St. Louis Market. We also gain some insight from Jayson Hardie, our mortgage expert, on why a buyer's actual rate differs from advertised rate that "click-bated" the buyer to a particular mortgage company in the first place. 

Lauren's facelift didn't go well but sharing budget friendly house facelifts did! Also we interview Eric Ames, Certified Financial Planner. He shares how owning investments properties can fit into your overall investment portfolio and compliment your 401k and other investments well!

Because many mortgages are federally backed and because cannabis is still federally illegal, it presents challenges for cannabis employees to qualify for a home loan. Learn how and why to jump through hoops. We also talk about the pros and cons of being a FSBO: For sale by owner. 

Downpayment, closing cost, inspections… what other cost go into the true cost of buying a home? Buyers often overlook some pretty significant any cost: utilities, title fees, lending fees, repair cost, appraisal, and then some. We also share some real estate war stories, some funny, some interesting and always a crowd pleaser, some embarrassing!

Jayson Hardie, the smartest man alive, serves up the great word problem that ever existed but successfully educates us on how to make your money go further when you are buying a house. A huge strategy for both buyers and sellers! Also we talk about the pandemic price rise in lumber prices and the impact that had and continues to have on renovations and new construction homes.

Adam & Josh talk about their love for the grocery store while we try and stay on topic debating whether baby boomers house hoarding houses is creating a struggle for millennials to buy. We also get hot and heavy into foreclosures, short sales and the trickery that comes along with it.

What is squatter's rights and why the heck have they not changed the law since it came into effect in the 1800's? Also talking to Jayson Hardie about options for family members to help boost your credit and/or help you get into a home of your own! Oh and some random singing takes place!

Unless you live under a rock, I’m sure you’ve heard of climate change. But have you heard of climate risk? Insurance companies sure have and they are acting on it. We’re chatting how to protect and plan for those risks. Angie Harris, from the team is also joining us to talk about how her phone number shared on the wrong website got her some happy buyer clients!

We’ve heard the rumors but is it true? And if so, what’s the process to freezing your property taxes and who qualifies. Also get ready to laugh when Adam and Lauren throw out their best story in Real Estate.

Our wellness coach, Averi, gives everyday tips on how to not let bad news hijack your energy and your mental state. How to show up best for the people who deserve your best. Also talking through when is a good time to buy vs when is a good time to rent? Is there ever a good time to buy? YES, we’ll tell you about it!

It’s a head scratcher but it’s true! Jayson Hardie with Homestead Financial explains why buyer should want to buy when rates are higher. Also, what Zillow doesn’t tell you about buying and selling. All the things an app cannot do and why trusted relationships are vital to the real estate process. 

You knowing people invest in real estate, you hear podcasts abut investing but can the average Joe really dive into the investment market? We talk basic strategies and how to fund your first investment property. Also talking about the best way to refer and if you care about your friends and family, why you SHOULD BE referring good people like crazy! Lauren Risley Realty

Whether you’re buying a house that needs a facelift or a full renovation, we are talking loan strategies to help! Also touching on how remote work has impacted the home buying process Lauren Risley Realty