Buy Your Side

In this episode, Michelle chats with James O’Brien from Shore Financial about the benefits of releasing equity. In today’s episode, we will discuss what releasing equity means, could releasing equity be beneficial during the rental crisis, why some families are choosing to release equity to buy property together, and if you still need pre-approval if you have released equity? Love the Buy Your Sid...

In this episode, Michelle chats with Jared Zak from Dott and Crossitt about the 3 tricky clauses when getting your contract reviewed. In today’s episode, we discuss what are some clauses to look out for, what a release of deposit clause is and how it can work against you, if you need to worry about Land Tax adjustment, and late fees. Love the Buy Your Side podcast? Please give us a review, we'd lo...

In this episode, Michelle chats with James O’Brien from Shore Financial about the First Home Buyer Choice scheme in New South Wales.  From today’s episode, you will learn what is the scheme and how it works, who can utilise the First Home Buyer Choice scheme, what type of properties are eligible to buy, and James shares an example of stamp duty costs vs. land tax. Love the Buy Your Side podca...

Welcome to 2023! In this episode, Michelle introduces us to a new year and what is in store for the property market. In this episode Michelle discusses how the property market has started for the year, the new property trends for 2023, why falsifying information and documents can be serious and what the RBA is likely to do over the coming months with the cash rate and how to manage this. Love the...

Are you looking to buy your dream property in 2023? In this episode, Michelle dives into why it’s important to do your research prior to auction, why having a good relationship with your local agents can help you at auction, which buyers to look out for at auction and how to show up confidently during an auction. Love the Buy Your Side podcast? Please give us a review, we'd love to know what you t...

Whether you're in the market NOW or thinking about it, this episode is for you! Michelle talks about why you should keep searching for your ideal property (even this close to Christmas), why agents want to sell properties before the end of the year, why it's important to get on agent's mailing lists and why it's important to get your pre-approval ready before 2023. Love the Buy Your Side podcast?...

Let's talk about 66W certificates. You may have heard the term floating around, but what the hell are they and why would you want one? In this episode, Michelle explains what a 66W certificate is, when it’s a good idea to think about using one, the reasons you don’t need one and who can assist you with a 66W certificate. Love our podcast? Please give us a 5 star review! Full show notes to the epis...

You have found the property of your dreams and exchanged contracts - now what? In this episode, Michelle explains the important steps that follow after contracts have been exchanged. Here’s what you’ll learn from today’s episode: — What is the cooling off period once the contract has been signed? — What percentage will you need to pay for your deposit — How you can help speed up the valuation proc...

Here’s what you’ll learn from today’s episode: FOMO - Do you have it? Why has FOOP started to return to the property market? What can buyers do to ensure they make smart buying decisions How do emotions play an important role in the buying process?

Do you live in NSW and are thinking of buying a property? In this episode, Michelle is joined by James O’Brien from Shore Financial to discuss the NSW State Government's plan to scrap stamp duty. Here’s what you’ll learn from today’s episode: - If stamp duty is scrapped, what will take its place? - How will an annual land tax work for first home buyers? - When will this be legislated? - What are s...

Are you looking to buy your first property? In this episode, Michelle is joined by James O’Brien from Shore Financial to walk you through the numerous grants available to first home buyers to help you get your foot in the door in the property market. Here’s what you’ll learn from today’s episode: - What first home buyer grants are available? - Who can help you along your buying journey - How impor...

Are you worried about properties with asbestos? In this episode, Michelle explains what your obligations are when it comes to asbestos, and why you should do your research before buying a property. Here’s what you’ll learn from today’s episode: - What is asbestos, and what are the health risks? - How do I know if the property has asbestos? - Where will asbestos typically be found in a property? -...

What is Material Fact? In this episode, Michelle explains what Material Fact is, and why you should think about this before buying a property. Here’s what you’ll learn from today’s episode: - Do I need to care about Material Fact? - What are some examples that I should know about? - How cultural and religious beliefs can create certain requirements - Why it’s important to do your own research as w...

Interest rate rises - the topic on everyone's lips. In this episode, Michelle chats about the RBA rate rise, and what this means for the market. Here’s what you’ll learn from today’s episode: — Why it’s important to do your own due diligence — How will the increase in the RBA cash rate affect your mortgage — Will you be able to grab a bargain? — What to look out for in a buyers market — Should you...

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process. Here’s what you’ll learn from today’s episode: - Why having a broker can help navigate the pre approval process - Should you stick with your bank when looking for finance? - Banks and their lending options - Which lender i...

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process. Here’s what you’ll learn from today’s episode: - Why having a broker can help navigate the pre approval process - Should you stick with your bank when looking for finance? - Banks and their lending options - Which lender i...

If you are thinking of buying, it’s important to prepare before getting a mortgage. In this episode, Michelle chats with mortgage broker Michael Chiel from Stonehouse Group who shares his top 5 things to do before speaking with a broker. Here’s what you’ll learn from today’s episode: - Why planning on what you’re wanting to buy is an important step - How to do research on the property market - Und...

If you are thinking of buying something off the plan or a newly constructed property, Michelle explains some risks involved and what to look out for - so you can make informed decisions. Here’s what you’ll learn from today’s episode: — How developers are making money off new builds — Council and building certifications and how that affects you — Building delays and the consequences involved — Inve...

It’s the burning question on every buyer's lips - Should I wait to buy in case prices drop? Michelle explains the impacts of waiting for a bargain, and why buying now could be a better idea. Here’s what you’ll learn from today’s episode: — Is waiting for the market to drop a good idea? — How waiting can end up costing you more money. — Interest rate rises vs. lower property prices. — Bargains, do...

You are ready to choose a buyer’s agent but are confused by who you should pick? Michelle explains exactly what to look for in a buyer’s agent so that you will have the best buying experience possible. Here’s what you’ll learn from today’s episode: — Checking a buyer’s agent’s reputability — What kind of experience a buyer’s agent should have — Seeing past the marketing of a buyer’s agent — What a...

Have you ever been confused by how a Buyers Agent charges for their services? In this episode Michelle breaks down the 3 different ways that Buyers Agents will price themselves to the buyer. Here’s what you’ll learn from today’s episode: — Percentage-based pricing — Tiered-based pricing — Fixed fee pricing — Buyers Agents’ motivations behind their chosen pricing model

Looking ahead to 2022, Michelle dives into the emerging trends in the property market, and gives some insight into how to stay up to date with these trends. Here’s what you’ll learn from today’s episode: - Which trends are emerging in the property market - Areas to look out for in Sydney - Which types of properties to keep an eye out for - Which demographics will cause the biggest shift in propert...

With Christmas approaching, Michelle takes a look at the benefits of keeping on top of the market during the festive season of 2021. Here’s what you’ll learn from today’s episode: - Should you keep in touch with the market during the Christmas period? - What kinds of properties are listed during the Christmas period? - Real Estate Agents’ motivations towards the end of the year - How to prepare as...

On today’s show we have guest speaker Daisy Ashworth, founder of the property investment matchmaking site, Mortgage Mates. Michelle and Daisy go into the details about how Mortgage Mates was started and how it can help home buyers gain entry into otherwise inaccessible property markets. Here’s what you’ll learn from today’s episode: - Who is Daisy Ashworth? - What is Mortgage Mates? - How can Mort...

This episode takes a look at how to pay your deposit, and the three most common options that are available for you such as EFT, Cheque, and the newer Macquarie Auction Deft Pay. Here’s what you’ll learn from today’s episode: - Deposit payment options - Changing your transfer limit with your bank - Banker’s drafts - Using cheques