Ayo' Oye (MBA, ACA)

Business 101 Podcast (investing, money and finance education that actually works)

Business EN ↓ 44 episodes

Ayo's goal is to build a community of young people who are equipped to maximize earnings, optimize investments & build smart, sustainable businesses through direct exposure to tested toolkits from experienced business leaders. Ayo' is a McKinsey trained management consultant & chartered accountant. He has previous experience in Banking and Financial advisory and has worked for Deloitte London & PwC Nigeria. He earned his MBA from Duke University.

Author

Ayo' Oye (MBA, ACA)

Category

Business

Podcast website

podcasters.spotify.com

Latest episode

Jul 7, 2026

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Episodes

Why Some People Always Get Lucky 07.07.2026

Everyone wants success. Very few people understand how it actually works. Most people believe success is random; one lucky break, one viral moment, one perfect opportunity. I don't believe that. In this episode, I explain why success is usually engineered through consistency, volume and positioning—not luck. We talk about: • Why growth is exponential, not linear • Why going viral is a terrible...

The Hardest Part of Business (No One Talks About This) 02.06.2026

The hardest part of building a business is not the product. It’s not funding. It’s not even customers. It’s knowing what problem to solve in the first place. Most people start with solutions. That’s why most businesses fail. In this episode, I break down a simple framework to help you identify problems that are actually worth solving. Because the truth is simple: Not every problem deserves to be s...

How to Switch Careers Without Starting Over 12.05.2026

Most people know they should switch careers. They just don’t do it — not because they’re lazy, but because they think it means starting over. That fear keeps people stuck for years. In this video, I break down how to switch careers without losing all your progress — even if you’re moving into something completely different. Because the truth is simple: Career growth doesn’t happen by default. It h...

The Career Strategy That Took Me From $6K to 6 Figures 02.05.2026

If you’re a recent graduate or stuck in your career, this is the strategy that changed everything for me. I went from earning $6,000 per year to multiple six figures; not because I was special, but because I made a series of deliberate moves most people never consider. In this video, I break down the exact framework I used so you can replicate it. 📌 What you’ll learn: Why you only have 1 year aft...

WHAT WEALTHY PEOPLE KNOW ABOUT INVESTING (SIMPLE TIPS THAT WILL CHANGE YOUR FINANCIAL FUTURE)! 23.04.2026

Middle class people think investing is about picking the right assets. Wealthy people know that's not the problem. The real problem? Trying to grow money… before you've grown yourself. In this episode, I break down how I actually think about investing - not as stocks, real estate, or returns… but as positioning. Because money is a multiplier. It amplifies whatever base you already have. If...

3 INVESTING MISTAKES MIDDLE CLASS PEOPLE MAKE (THIS IS WHY YOUR PORTFOLIO ISN'T GROWING)!!!😔 16.04.2026

Everything you know about investing is wrong. Not because it’s fake… but because it’s incomplete. Most people are taught how to invest money. Almost no one is taught when it actually makes sense to invest. And that mistake? It costs years. In this episode, I break down the biggest investing myths keeping people stuck in average outcomes. If you’re under 30, this will change how you think about mon...

YOUR JOB WANTS TO STEAL YOUR IDENTITY, DON'T LET IT! 09.04.2026

When asked how they felt, 93% of high flyers (people either went to very prestigious colleges and/or had very prestigious jobs) who had been out of a job for more than 3 months said they felt like "I have no idea who I am". Why is this? Because the systems within which we operate (the college we go and the work we do) have the natural tendency to become our identity. If you do nothing, t...

5 LESSONS FROM NVIDIA: HOW TO FUTURE PROOF YOUR LIFE 26.03.2026

When I started tinkering with this idea - that perhaps we are all better off treating our lives like businesses, and managing them the way we would a highly successful one-, I struggled to find a company that was the literal representation of what I thought a properly managed business looked like... that was until I studied NVIDIA! Many people think Nvidia to be a lucky company: lucky to have been...

HOW TO BECOME A CONSISTENT PERSON 19.03.2026

Most people don’t struggle with time… they just don’t see where it’s going. In this episode, I make a break down how to become a consistent person by understanding how time is actually spent - and how to take it back. If you feel busy but not productive, this will change how you think about your day. I share a practical system used by myself and other high performers to reclaim hours every week (a...

The Dangerous Trap of Lifestyle Inflation 12.03.2026

What would you do if money stopped being a problem tomorrow? Not a vacation. Not endless movies. What would you actually dedicate your life to? What do you want your life to be known for? Think about it for a second. In this episode, I challenge a dangerous cycle most ambitious people fall into: every time income increases, lifestyle increases with it. Bigger house. Newer car. Nicer things. And sl...

The secret of high-achieving individuals 05.03.2026

Why do most people never achieve anything truly extraordinary? Because they only set goals they already know how to achieve. In this video, I challenged one of the most popular ideas in productivity: SMART goals. Instead, I argue that everyone should have at least one goal so big that their honest answer to “How will you do it?” is “I have no idea.” Why? Because unrealistic goals force personal ev...

Move from IDEA to EXECUTION with Jose Berlanga 24.02.2026

What does it really take to build a multimillion-dollar business — not once, but four times — across completely different industries? In this episode of the Business 101 Podcast, we sit down with Jose Berlanga, a serial entrepreneur who has mastered the art of reinvention. Jose’s story doesn’t begin in a boardroom — it begins in a hospital. After surviving a catastrophic accident at age four, he s...

Inside MIT Sloan School of Management with Toritse David-Maroh 10.02.2026

How do you use an MBA not just to pivot — but to multiply the impact you were already creating? This episode tells that story through Toritse David Maroh, a Nigerian finance professional, entrepreneur, and recent MBA graduate of the MIT Sloan School of Management. Before MIT, Toritse began her career in investment banking at Standard Bank Group and Stanbic IBTC Capital, advising middle-market clie...

Inside Duke University Fuqua School of Business with David Owusu-Gyebi 22.01.2026

It’s easy to navigate the MBA application process when you have the “traditional” background business schools love. But what happens when your profile looks nothing like the norm? Today’s guest, David Owusu-Gyebi, proves that non-traditional backgrounds don’t just belong in top MBA programs — they can thrive there. David holds an MBA from Duke Fuqua School of Business, where he served as Co-Presid...

Inside Darden School of Business with Anuoluwapo Rogers 06.01.2026

How should you really choose a business school? Rankings, funding, and location matter — but Anu Rogers believes there’s one factor people underestimate: vibe. In this episode, Anuoluwapo Rogers, a proud Nigerian, Pan-African, and Finance & Strategy professional at American Express, shares a refreshing and honest perspective on how to choose the right MBA program for you — not just the most po...

Inside The Wharton School with Adwoa Boateng 25.12.2025

At a school as historic and prestigious as Wharton, how does a young person actually stand out and make their mark? In this episode, we welcome Adwoa Boateng, a recent Wharton MBA graduate whose journey bridges public service, global development, and top-tier consulting. Before Wharton, Adwoa served as a Senior Analyst at the Special Inspector General for Afghanistan Reconstruction (SIGAR), advisi...

Inside Tuck School of Business with Neemah Muhammadraji 23.12.2025

Tuck is known for being cold. But is it also known for finance? And what does it even mean for a business school to be “finance-heavy”? In this episode, Neemah Muhammadraji (Tuck MBA ’25) helps break the stereotypes. A proud Nigerian and Investment Banking Associate at Jefferies, Neemah shares what the Tuck experience is really like for students pursuing finance careers — and why Tuck might be mor...

Inside London Business School with Aminat Sokunbi 10.12.2025

Maybe you know everything about American business schools… but how much do you really know about the European gem: London Business School? Today’s guest, Aminat Sokunbi, brings that world to life. A strategy professional with a track record of building scalable, high-impact solutions, Aminat spent four years at Deloitte and Strategy&, driving transformation across complex environments. At Lond...

Inside Columbia Business School with Love Alabi 18.11.2025

What does it take to land an offer at the world’s most prestigious consulting firm straight out of business school? Love Alabi has done it twice (in 2 different continents) and can tell you all about it. A proud Nigerian and Associate at McKinsey’s Houston office, she shares her journey from McKinsey to Columbia Business School and back — and the mindset that got her there. Love started her career...

Inside Yale School of Management with Femi Ayangbayi 04.11.2025

What does it really take to be “Yale material”? In this episode, Femi Ayangbayi (Yale SOM MBA ’25) breaks down what it means to thrive at one of the world’s most selective business schools — and how he made it there. A proud Nigerian, business strategist, and problem solver, Femi has built a career at the intersection of consulting and transformation. Before Yale, he spent nearly five years at KPM...

Inside IESE Business School with Kofoworola Toriola 17.10.2025

What happens when everything seems to work against your MBA dream? Kofoworola Toriola says you keep going — and keep believing. Kofoworola faced setbacks at every stage of her MBA journey: GRE struggles, rejections from top schools, and doubts along the way. But today, she’s a lawyer-turned-business strategist and incoming Associate at McKinsey’s Lagos office, proving that persistence pays off. A...

Inside Ross School of Business with Tolulope Ogunsola 13.10.2025

Getting off the MBA waitlist at a Top Business School is tough — getting funding after that? Almost unheard of, but Tolulope Ogunsola (Ross MBA ’25) did both. Tolu was waitlisted at the University of Michigan’s Ross School of Business, then turned that into a full admission with major funding. In this episode, she breaks down exactly how she did it. Before Ross, Tolu spent four years as a Data Ana...

Inside Kellogg School of Management with Jibikeoluwa Faborode 29.09.2025

Inside Kellogg School of Management with Jibikeoluwa Faborode Ever met one of those people that your parents ask if they have 2 heads? Well, let me introduce you to one! Jibikeoluwa is a proud Nigerian, a business strategist and an international policy expert. After completing her MBA at Kellogg, she's now an incoming Consultant at EY-Parthenon’s Houston office. At Kellogg, she served as Vice...

Inside Harvard Business School with 'Demilade Oresanya 22.09.2025

How do you go from "your story is decent but not memorable" to "welcome to HBS"? 'Demilade Oresanya will tell you it takes a village! 'Demilade is first of all a proud Nigerian. He's also a business strategist, and an Associate at McKinsey’s Toronto office. He is a class of 2025 MBA grad from Harvard Business School, where he served as co-President of the Africa Bus...

Inside University of Chicago Booth School of Business with Sharon Nwani 15.09.2025

No one has a better perspective of Booth School of Business at The University of Chicago than Sharon Nwani, an operations leader, who in her current role, serves as a Pathways Operations Manager at Amazon. She is a Class of 2025 Booth MBA graduate, where she served as Co-Chair of both the Booth Africa Club and the Emerging Markets Club at Booth, driving initiatives that unlocked the power of commu...

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