Built For Life, Not Just Wealth

In this episode, Ryan Burklo discusses the formula for vision and how it applies to personal finance. He shares his experience with the 75 Hard program and how it has pushed him to think differently about himself and his finances. The formula for vision consists of having a target or goal, a belief in your ability to achieve it, a plan, and a willingness to explore multiple pathways. Ryan emphasiz...

Summary In this episode, Ryan Burklo and Alex Collins discuss the number one problem for most people with their personal finances: cash flow. They explore the default cash flow management system that most people use, where income goes directly into a checking account and expenses are paid from there. They highlight the importance of interrupting the spending circuit and building a reserve to cover...

In this episode, Ryan Burklo discusses how going for a walk can help improve your finances. He shares his personal experience of struggling to find time for communication with his spouse and how they decided to go for a walk every morning to spend quality time together. This simple routine allowed them to have conversations about their day, their children, and eventually led to discussions about t...

Summary In this episode, Ryan Burklo and Alex Collins continue their discussion on turning assets into income in retirement. They emphasize the importance of understanding this process early on, even if retirement is still far away. The conversation covers various tax reduction strategies, including the use of investment dollars and annuitization of assets. They also highlight the need for balance...

In this episode, Ryan Burklo and Alex Collins discuss how money is taxed in retirement. They emphasize the importance of considering both current and future taxation when making financial plans. They provide a historical overview of federal income tax brackets and highlight the impact of major events on tax rates. The hosts also explain the difference between marginal and effective tax rates. They...

Summary In this episode, Ryan Burklo and Alex Collins discuss the concept of true liquidity and its importance in retirement planning. They explain that true liquidity goes beyond cash reserves and savings, and involves considering what assets will be accessible and how to turn them into income during retirement. They highlight the risks of relying solely on market-based assets for income in retir...

Summary In this episode, Ryan Burklo and Alex Collins discuss investment philosophy and the different approaches to investing. They cover three main styles: active management, passive management, and structured management. They also touch on the importance of investment structure and aligning investments with personal values. The hosts emphasize the need for a balanced approach to investing and se...

In this episode, Ryan Burklo discusses five ways to build wealth and maximize life. He emphasizes the importance of spending money on items that truly matter, focusing on what can be controlled, protecting income and family's wealth, creating lasting connections with family, and limiting phone use when with family. These strategies serve as reminders to prioritize what is truly important and make...

In this episode, Ryan and Alex discuss 3 takeaways from Morgan Housel's new book  Same As Ever.  The beer of the day is Farmhaze IPA from Remlinger Brewery. If you would like to learn more about this beer, please visit their website https://remlingerfarms.com/brewery/ If you would like to learn more about Quantified Financial Partners, please visit our website www.beerandmoney.net  

In this episode, Ryan and Alex discuss the top five things they would tell their moms to ask if they were interviewing financial advisors. The beer of the day is Pitchfork IPA from Remlinger Brewery. If you would like to learn more about this beer, please visit their website https://remlingerfarms.com/brewery/ If you would like to learn more about Quantified Financial Partners, please visit our we...

In this episode, Ryan and Alex discuss what your competing priorities are costing you in your everyday life with your finances.  The beers of the day are Remlinger Brewery's Gary IPA and Fremont Brewing's Sky Kraken IPA. If you would like to learn more about these beers, please visit their websites https://remlingerfarms.com/brewery/ https://www.fremontbrewing.com/sky-kraken If you would like to l...

In this episode, Ryan and Alex discuss the state of the world and how you can prepare your finances to weather the storm. The beers of the day are Tolt IPA from Valley House Brewing and Lucille IPA from Georgetown Brewing. If you would like to learn more about these beers, please visit their websites https://valleyhousebrewing.com/ https://georgetownbeer.com/beer/details/lucille If you would like...

In this week's episode, Ryan and Alex discuss 3 concerns you should address now so you are prepared for retirement.  The beer of the day is a Pilsner from Fired Up Brewing in Colville, WA. If you would like to learn more about this beer, please visit their website https://www.facebook.com/firedupbrewing/ If you would like to learn more about Quantified Financial Partners, please visit our website...

In this episode, Ryan and Alex discuss lessons on how to talk about money within your marriage.  The beers of the week are Flocktoberfest Lager from Black Raven Brewing and Sam Addams Octoberfest. To learn more about these beers, please visit their websites https://blackravenbrewing.com/products/flocktoberfest https://www.samueladams.com/our-beers/limited-release/marzen/octoberfest   If you would...

In this episode, Ryan and Alex discuss three things that you should consider making in the fourth year for your taxes.  The beer of the day is No Li IPA from No Li Brewery in Spokane, WA. If you would like to learn more about this beer, please visit their website https://www.nolibrewhouse.com/ If you would like to learn more about Quantified Financial Partners, please visit our website www.beerand...

In this episode, Ryan and Alex discuss how to talk to your parents about finances. The beers of the week are Avery Brewing's Rufus Corvus Sour Ale and Elysian Brewing's Dragonstooth Stout. If you would like to learn more about these beers, visit their websites https://www.averybrewing.com/brews/barrel-aged-series https://www.elysianbrewing.com/beer/dragonstooth-stout If you would like to learn mor...

In this episode, Ryan and Alex discuss the four basic building blocks of retirement funding.  The beer of the day is Flocktoberfest Lager from Black Raven Brewing. If you would like to learn more about this beer, please visit their website https://blackravenbrewing.com/products/flocktoberfest If you would like to learn more about Quantified Financial Partners, please visit our website www.beerandm...

In this episode, Ryan discusses five more quotes from the book  The Psychology of Money  by Morgan Housel.  If you have any questions about Quantified Financial Partners, please visit us www.beerandmoney.net  

In this episode, Ryan discusses the Netflix Docuseries, Live to 100: Secrets of the Blue Zones. If you would like to learn more about this show, click HERE. If you would like to learn more about Quantified Financial Partners, please visit our website www.beerandmoney.net  

In this episode, Ryan and Alex discuss if a 20 year old needs estate planning documents and why. The beers of the day are Fremont Brewing's Hustle Double IPA and Widmer Brothers Hefeweizen. To learn more about these beers, please visit their websites https://www.fremontbrewing.com/hustle https://www.widmerbrothers.com/beer/hefe If you would like to learn more about Quantified Financial Partners, p...

In this episode, Alex discusses retirement planning and the various vehicles to help you get ready. The beer of the day is an amber ale from Fired Up Brewing in Colville, WA. If you would like to learn more about this beer, please visit their website https://www.facebook.com/firedupbrewing/ If you would like to learn more about Quantified Financial Partners, please visit our website www.beerandmon...

In this episode, Ryan and Alex discuss the difference between whole life insurance and bonds and where to put your money. The beers of the day are Twilight Summer Ale by Deschutes Brewery and Juciy Haze by Voodoo Ranger. If you would like to learn more about these beers, please visit their websites https://www.deschutesbrewery.com/beer/twilight-summer-ale/ https://www.voodooranger.com/beer/juicy-h...

In this episode, Ryan and Alex discuss what term life and whole life insurance are. The beer of the day is Mac and Jack's African Amber. If you would like to learn more about this beer, please visit their website https://www.macandjacks.com/african-amber If you would like to learn more about Quantified Financial Partners, please visit our website www.beerandmoney.net  

In this episode, Ryan and Alex discuss different types of life insurance and what they do. The beers of the day are Huckleberry Pucker by Paradise Creek and Stash Panda by Hop Valley. If you would like to learn more about these beers, please visit their websites  https://paradisecreekbrewery.com/product/huckleberry-pucker-2/ https://www.hopvalleybrewing.com/beer/stashpanda/ If you would like to le...

In this episode, Ryan and Alex discuss three factors to help determine whether you should pay cash or get a loan to purchase a car. The beer of the day is Devotion from Lost Abbey Brewing. To learn more about this beer, visit their website https://lostabbey.com/beer/devotion/ To learn more about Quantified Financial Partners, please visit our website www.beerandmoney.net