Built For Life, Not Just Wealth

In this week's podcast, Ryan and Alex will discuss paying over on your mortgage and why or why not this is a good idea for different people. They will talk about interest rates, your cash flow flexibility and how paying more at certain times makes more sense than others. You will walk away with a better understanding of whether or not this is a good tactic for you.

Have you checked to make sure your beneficiaries are correct? One of the most important decisions you make when filling out your life insurance policy information is who your beneficiaries are but rarely do we look back to make sure that they are still who we want years later. In this episode, we discuss beneficiaries, and making sure that you look at this more often to update any information that...

Today's discussion revolves around the top five financial mistakes that Ryan and Alex encounter in their practice. Those five mistakes are: There is no plan Not considering taxation Not protecting your income fully Placing a bigger important on rate of return instead of savings rate Hubris (excessive confidence in financial planning or sticking your head in the sand) They will discuss each of thes...

In today's episode, we will be discussing annuities, what they are and what they do. We will also be explaining the five different versions of annuities; single premium immediate annuity, also known as a spear, a deferred income annuity, also known as a DHEA. Then we have a fixed income annuity, an indexed annuity, and a variable annuity. Helping you understand the differences between them and if...

Today's discussion is a continuation of the podcast last week discussing investment. This week we will have a deeper talk about investment discussing the standard deviation, we are going to put some numbers behind what we mean by risk units.

Today's talk is about investments and more of intro to investments, talking about the fundamentals, talking about risk profiles, talking about just looking at asset classes and how to begin looking at investing in the market. It is an interesting conversation because a lot of people can confuse investing and trading. It's just really a complex conversation. And so starting at the beginning and get...

In today's episode, we are going to focus on what you can and cannot control and how to be efficient with your money. What happens if something goes wrong? What happens if the rate of return we assumed was wrong? What happens if taxes go up? What happens if inflation goes up? Ryan and Alex will help you determine what the best way is to control what you can and not stress about the rest.

Life is happening now and like everything that you should do for yourself, including eating right and working out, you should be looking at your finances. As soon as you are ready to start making your finances a priority is when you should start working with a financial professional.

Today's episode is going to be an interview with Nick Wilson, a local mortgage lender and advisor with an area of expertise around helping his clients with buying, refinancing, and getting mortgages. So we're going to do a holistic viewpoint of what you should be considering when we're looking at that type of loan and that type of asset class.

In part two of the conversation on how to protect and for your wealth we discuss how to grow your balance sheet, grow it efficiently and have a blueprint. Enjoy your wealth. If you are controlling what you can control, you can enjoy your money. Think with the end in mind and look at how you can make your finances as efficient as possible and as simple as possible so that you can live the life that...

We want you to enjoy your life and enjoy the money that you make. How do you do this? There are several steps that you need to follow to make sure you are making good decisions. We will cover these steps over two podcasts. The first part is all about savings and protection. Alex and Ryan will guide you to looking at how you are protecting your income so that you and your family can enjoy life for...

It's bonus season and you suddenly find yourself with extra money. How do you spend it wisely, where do you invest it, how can you make a good decision to create financial balance? Ryan and Alex will help you think before you spend and simplify your financial life.   This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Although the informa...

Welcome to Beer and Money a financial fireside chat for tech professionals. We simplify your money so that you can enjoy your life.    This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the informat...