Build a Better Financial Future

The last quarter before the end of the year provides great opportunities to do tax planning for the current and upcoming tax year. It is best to be forward looking when it comes to tax planning. Tune in to learn some strategies that can help you maximize your tax savings opportunities before the end of the year. Notes: In this episode, Luis talks about the following and more: Opportunities during...

Online shopping has become a popular way to make our everyday purchases. This has increased during the pandemic. Buy now, pay later options have also significantly increased as a result. Tune in to learn about point-of-sale loans, and the pros and cons so that you can make an informed decision. Notes: In this episode, Luis talks about the following and more: Buy now pay later Pros and cons of poin...

We are creatures of habit, and those very habits we have can make or break us. When it comes to personal finance matters, you may not even notice the bad money habits you've built. Tune in to learn more.  Notes: In this episode, Luis talks about the following and more: Failing to pay yourself first What it means to invest in yourself Contributing to your 401k Lifestyle creep Living beyond your mea...

For those individuals waiting for the government or their organization to achieve pay parity, Rick Gillis, author of Leveling the Paying Field, offers workers the opportunity to take the issue into their own hands. After more than twenty years of job search support and career advising, Rick has now created the QTNT® (pronounced: Quotient) Personal Value Calculation process to teach workers (as wel...

In this special Hispanic Heritage Month Edition episode, Luis speaks with Lyanne Alfaro. Lyanne tells stories about what's next in the world of technology, business, and entrepreneurship. With more than a $2.6 trillion GDP, she is especially passionate about exploring the Latino influence in the world of business, which she speaks about via newsletter, podcast and platform; Moneda Moves.   She is...

In this special Hispanic Heritage Month Edition episode, Luis speaks with Alejandra Alanis (Ale). Alejandra is a Risk Consulting Manager for RSM US LLP, a public accounting firm focused on the middle market. She grew up in a small town in Eastern, Washington and later went on to attend the University of Washington where she majored in Finance and International Business. She is the proud daughter o...

In this special Hispanic Heritage Month Edition episode, Luis speaks with Camilo Moreno-Salamanca. Camilo is a proud alumni of the Foster School of Business (Class of 2012). Upon graduating Foster, Camilo joined Boeing in their Business Career Foundation Program, which gave him a view of Boeing's global business across multiple disciplines and experience working with airlines and suppliers in Kore...

In this special Hispanic Heritage Month Edition episode, Luis speaks with Mayra Rocha. Mayra is a Media executive and Emmy-Award-winning journalist. She is a graduate of the University of Virginia's Darden School of Business. In her 15 years of experience, she has interviewed politicians and leaders of our time for the most respected news program in US Hispanic Television "Aqui y Ahora". She was a...

In this special Hispanic Heritage Month Edition episode, Luis speaks with Diego A. Verdugo, CFP®, CRPS®. Diego is first-generation immigrant from the Mexican state of Sonora. His family arrived to Arizona in 2001 with the hope of pursuing the American Dream. He is a cancer survivor and has battled a chronic immunodeficiency since birth. In 2012, Diego became the first in his family to graduate fro...

The F.I.R.E. movement has gotten a lot of attention in recent years. Tune in to learn about this lifestyle and things to consider in order to determine if it is right for you. Notes: In this episode, Luis talks about the following and more: What F.I.R.E is all about Understanding Your Why Variations of the F.I.R.E. Movement Things to Consider, Pros & Cons   Resources: Schedule Your Complimentary I...

Many believe that wealth is only material. It is important to be at your best from a mental and physical standpoint in order to enjoy and share the wealth that you create. Tune in to listen to some tips that you can do to reduce burnout and increase your health net worth! Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing...

Money is one of the main reasons why couples argue. The good news is that there are ways for a saver and a spender to make it work. Tune in to learn some easy to implement tips to find common ground and build a better financial future.  Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed th...

The cost of health insurance and out of pocket expenses is a great factor when it comes to retirement planning. Tune in to learn how you can use a Health Savings Account to plan for these costs, and also use it to help boost your retirement.  Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noti...

The cost of education continues to rise. Imagine being able to give your kids the gift of a student loan free education. Tune in to learn more about ways to save for your kids' education while using the tax code in your favor. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of...

Solar panels have become increasingly popular. Are they a worth investment? In this episode, Luis talks about the things that you should consider before acquiring a solar electric system for your home, in order to help you make an informed decision. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Lu...

In this episode, Luis talks about the reasons why it's not too early for Millennials to work with a financial planner. Even if you don't consider yourself "wealthy", a financial planner can help you get started and help you navigate your options on your way to wealth! Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up...

In this episode, Luis speaks with Diana Gisel Yáñez, CFP®. Diana is the founder of All the Colors, a financial empowerment firm dedicated to helping clients create peace and joy with their money, so they can affect their community and the world. As a money coach, meditator, and activist Diana brings a unique approach to money questions. Sign up for her bimonthly newsletter for inspirational posts...

In this episode, Luis talks about the things you should consider before you buy a home in a hot real estate market. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From...

In this episode, Luis talks about how the Federal Reserve's actions affect the economy, the stock market, and your finances. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an educati...

In this episode, Luis talks about how to turn the cost savings of working from home into action steps to help you decrease debt, increase your assets, and get a better quality of life. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and wa...

In this episode, Luis talks about how important it is to have the right mix of credit in order to help boost your credit score. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an educ...

In this episode, Luis talks about how having income from a rental property affects your taxes. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participating as an...

In this episode, Luis talks about the importance of determining and understanding your risk tolerance before you invest your money. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an...

In this episode, Luis talks about the expanded child tax credit for 2021 and how to know if you qualify. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From participat...

In this episode, Luis talks about things to be aware of before you decide to move to a lower income tax state. Luis is the founder of Build a Better Financial Future LLC . He came to the U.S. at age 11 from the Dominican Republic. Growing up in New York City Luis noticed the lack of financial literacy in his community and was inspired by his parents to work hard and pursue an education.  From part...