Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset

Hey Mama,    I see your struggle. I see how much you are trying to keep your grocery budget down all while fighting inflation and rising prices. Unfortunately no matter how much you wish you could, you cannot control prices, but what you can control is your budget and that’s what we are going to go over today. How to inflation proof or better said ease the pressure inflation puts on your budget. ...

Hey Mama!    It’s the first episode of the month, meaning we are going to dive into what happened in my budget this past month. What I planned, what I didn’t plan, how I handled things and what I could have done differently.    So go grab your headphones and a nice cool drink and let’s dive into what I did so that you can learn from me and make your budget even better.   Xo  Molly    P.S. Want to...

Hey Mama,    Today’s episode is all about learning how to live beneath your means. Which essentially means learning how to live on less than the number on your paycheck. When you first start managing your money your focus is on the amount that is left in the account. Meaning you buy what’s most important first and then use the leftover as you please.    This is a good starting point in managing yo...

Hey Mama,    Welcome to the one income family podcast. Today I have a real treat for you. Summer is almost here and I know that you are excited and ready to have some good ole summer fun! I am right there with you dreaming of camping, swimming, gardening and simply just being outside all day long. I, my friend, have been cooped up for far too long. Bom Fires, roasting marshmallows and star gazing...

Today’s episode is going to be all about why you want to budget and stick to it so badly, specifically meaning not throwing the budget to the curb when your numbers go over what you predicted.    Life is unexpected, things are going to happen, you’re going to give into temptation and when all of your energy is going into worrying whether you’re going to stay on budget or not your quality of life f...

On today’s episode we are going to be diving into my real life budget. You’ll see whether I stayed on budget or not, what I had planned and how they changed, how I handled the change and so much more.    As I’ve said many times over, budgeting isn’t about stressing over whether you stayed on budget or not, it’s about how you handle the changes that life or even your temptations bring you.    So le...

Today we are going to be talking about the pursuit of possessions and how that is keeping you from living a joyful and abundant life on one income. When you are so hyper focused on things, your priorities start to change in an unhealthy way. Instead of your family and the needs of your family being the focus you are now focused completely on things, on the next new and shiny object that will bring...

Hey Mama,    I am so glad to see you back here with me on another episode of the one income family podcast. I am so honored to have you here with me investing in yourself to create a better life on one income. Dreaming for the future, setting goals and putting your money towards the things that you and your family enjoy.    But life is messy. You are human and there will be times when you get off...

How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple.    The next second your husband is throwing the idea of a job chan...

Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more.    The reason we have been able to do so much is because this method makes sticking to your budget ea...

Living with a Poverty Mindset is a lifestyle that you choose.    It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, savi...

What do you do when things don’t go as planned?    I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck...

Have you ever found yourself in a position where no one paycheck was the same amount?    Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year?    Well that my friend is exactly what this episode is all about.    It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to f...

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income li...

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at hom...

Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at th...

I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your sp...

I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is...

Is decision making difficult for you? Especially the financial ones that are big dollar amounts. Do they bring you stress and interrupted sleep because you don’t know what you should do? That is exactly what we are going to be going over today. It’s time to take back your sleepless nights. It’s time to release that stress and use these 6 steps to decision making that allows you to make difficult d...

Hey Mama,    Have you ever sat down and really thought about the way you look at money? Do you feel like you want to do more for others, but your bank account just won’t let it happen? Are you ready to stop stressing over your finances when tragedy hits? These thoughts have haunted me every single time I see someone in need. I want to help so badly, but my inner alarms go off telling me that I don...

Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeti...

Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amou...

How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into wha...

Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finan...

In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm d...