Budgeting With Confidence | God-Led Budgeting, How to Stick to Your Budget for Moms, Save Money, Manage Money, Money Habits and Routines, Money Mindset

Hey Mama,    Do you ever wonder how you are supposed to make it on one income? Your bills might be paid and you have food on the table, but that’s simply just surviving.    I want more for you, you want more for you and your family and it is possible no matter how much income you bring in. So today, I am going to share with you 5 ways a budget can give you the life you are dreaming of.    So go cu...

Hey Mama,   How often do you find yourself searching the internet for more savings tips? Do you think the only way to save is by being more frugal? Are you ready for another way to start saving money?    Then you mama are in the right place! Today you are going to learn 7 non frugal money savings tips that you can easily put in place today.    So go cuddle up with a nice warm drink, get comfy with...

Hey Mama,    Do you wish you had more money for those unexpected problems? Are you ready to stop feeling the pressure from living on one income? Is more actually the answer?    Spoiler alert, the answer is no.    In today’s episode we are going to go over 3 mindset shifts to help you release the overwhelm, the stress and the pressure that comes with living on one income so that you can start livin...

Hey Mama,    How often do you find that you’ve missed something that needed to be added to the budget after you’ve already budgeted everything? That is so frustrating and sometimes it doesn’t even show itself until days after you’ve already been using the budget the way you planned.    Well today we are going to talk about how using a calendar can prevent you from missing these expenses that can e...

Hey Mama!    Do you have too many categories, or maybe not enough categories for your budget? How many times have you sat down to budget, and feel like you have no money because you have so many categories? $10 here, $20 there and you’ve achieved nothing.    That is what we are going over today. How to decide what categories you need, if you have the right amount and how to pair them with your acc...

Hey Mama,    Have you found that after you’ve paid the bills one week you have plenty remaining and the next you have nothing? Do you find it difficult to budget this way? Are you ready for a way to get out of that cycle?    Great, because that is what we are talking about today. I am going to share with you how you can beat the feast and famine cycle from living paycheck to paycheck. I am going t...

Hey Mama,    Ever wonder how much money you need monthly to live abundantly on one income? Do you feel like you don’t make enough money? Are you ready to be joyful instead of stressed over your income?    These kind of questions are why this episode came to be. I could give you the tactical answer, but the real answer to abundance is not a specific number. It’s your mindset. Which is why I am shar...

Hey Mama!    Are you sick of living paycheck to paycheck? Do you constantly search the internet for a way to dig yourself out of it? Are you ready for some consistency and extra spending dollars?    That’s what you are going to find today. My number one way to budget that allows for consistent numbers in your paycheck and that wiggle room you have long been desiring. It doesn’t matter how much inc...

Hey Mama!    Do you feel restricted from all of the money you have tied up in debt? Are you constantly searching for ways to pay down your debt quickly? Are you ready to be free from your debt?    That’s great, because that is what we are going over today. In today’s episode you are going to learn how to set your budget up to pay down debt quickly without feeling restricted and without accumulatin...

Hey Mama!    Are you tired of trying to figure out what to serve morning, noon and night? Do you wish groceries were cheaper and less of a hassle to get? Are you ready for a simpler cost effective way to shop for your groceries?    Me too! That is why I have been researching for some better ways to meal plan, not only because I’m tired of having to sit down and come up with a new meal plan every 2...

Hey Mama!    Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax?    That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a great tool to use if you know what steps to take...

Hey Mama!    Does living on one income feel tight? Do you feel like you have to be restrictive to make it on one income? Are you ready to release the tension and put some money back into your budget?    Mama you don’t have to be unhappy to live on one income. You can live stress free and comfortably on one income regardless of the amount in your account. Today I am going to share with you 3 ways y...

Hey Mama, welcome to the one income family podcast!    Are you looking for a way out of the paycheck to paycheck lifestyle you are living? The one where one week you have 50 dollars left to your name and the next you have hundreds? Are you ready for some consistency?    Because today I am going to be sharing with you the method I use that has allowed me to stop living paycheck to paycheck and give...

Hey Mama,   Are you having trouble making ends meet? Do you feel like you don’t have enough money to live let alone reach your financial goals? Are you ready to finally get ahead?    Well that my friend is exactly what today is all about! Today you will learn how to calculate your income and set up your budget so that you can live beneath your means and finally reach your goals.    So go cuddle up...

Do you find yourself drowning in financial overwhelm and you’re ready for a way out?    Many of us are on this journey trying to figure out how to do the budgeting thing and follow the bible which tells us to steward God’s money well. There’s parables and verses all over the place guiding and teaching you how to manage the money God has given you. But when you are in the middle of overwhelm the si...

Hey Mama,    Are you stressing over not being able to stick to your budget? Do you worry about the inconsistency of living paycheck to paycheck? Are you anxiously waiting for the next ball to drop, the next unexpected expense?    That is what today is all about! These 3 systems that I am going to share with you will put boundaries in place making it impossible to not stick to your budget without d...

How often do you find yourself scrambling to pay for yet another unexpected expense? You thought you budgeted for everything, but then something comes your way that you either forgot about like an oil change or didn’t know was part of an activity like sports pictures.    I want you to know that you are not alone and there are many ways to tackle this stress, but today we are going to jump into 4 e...

Hey Friend,    Are you sick of budgeting? Does it feel like you just finished the last budget only to have to do it again?    Yet here we are, it’s that time again. Time to sit down and work your budget for yet another paycheck cycle, but you don’t want to do it. You sit down and stare blankly at your budget and you just feel like you don’t know what you should be doing. It feels foreign. It feels...

Hey Friend,    Is budgeting hard? Do you find yourself unable to stick to your budget because it just doesn’t work? Which then leads  you to constantly searching the internet for a new way to budget. Wasting your precious time, energy and money from the inability to track your finances properly and falling prey to overspending.     Then you, my friend, are in the right place. Today I am going to s...

Hey Friend,   Do you find it difficult to actually stick to your budget? You take the time to sit down and fill out a budget only to find yourself throwing said budget out the window because you’ve overspent and have no idea how to right the wrong. So what do you do, you go on with life as if that budget never existed and try to wing it the rest of the pay cycle hoping it doesn’t affect anything i...

Hey Friend,    This episode is going to reveal to you what your true financial goals are. Most think of financial goals as saving money, going on vacation, paying off debt, buying big ticket items and creating emergency funds, but there is so much more to it and it’s the little hidden financial goals that you don’t know you have that make you feel restricted.    So go cuddle up with a nice warm dr...

Hey Mama,    Welcome to the last episode of 2024 on the one income family podcast. This year has flown by and so much has happened and that is why I decided to do a 2024 goal review. It’s important to know where we’ve been, what we’ve achieved, what has changed and where we want to go this next year. Goal setting is so important in order to stick to your budget to have something that fuels you thr...

Merry Christmas!    Christmas can bring expectations and emotions that cause us to become a Grinch instead of a joyful presence. That is why this in episode I bring you 2 tips to help you embrace a joyful heart this Christmas.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we settle into today’s episode.    Xo  Molly    P.S. I want to invite you...

Hey Mama,    I know what it’s like to get to the end of the Christmas season only to find out that you’ve already spent all of your Christmas budget. Which is so EASY to do! Especially if you’re like me and you want to make sure that everyone gets a gift and feels loved by you. Or you want your Children to be involved and so you let them buy Christmas gifts for everyone as well, meaning you're buy...

Hey Mama,   It’s that time of year and Christmas is just around the corner. If you’re anything like me, you dream of doing all the things, giving as much as you can and working to instill the spirit of Christmas into your Children while also teaching them about its true meaning, the birth of Christ.    But you have one dilemma, your budget for all things Christmas is Small. How are you supposed to...