Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income

The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel...

You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW. But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases....

What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle? Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget! Let your budget EMPOWER you to get what you want. Do you want help getting started? Click here for the   Budget F...

Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget. Listen to this episode to answer these questions:  How do I stay in my food budget? How do I feed my family when we are so busy? How do I s...

Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly. Click here for the free Budget Foundations Jumpstart! Let’s Connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com...

Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your Goals For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a pl...

We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals? Answer: We must become a fierce protector of the goal. 1. Protect your time to have the vision. 2. Protect your time to plan. 3. Protect your plan. 4. Figure out how you will keep up with all your other commitments. And BELIEVE IN YOURSELF! You got this. Click here for th...

What phase of budgeting are you in? Procrastination Phase? Beginning Budgeter? Been Budgeting For a While? Lost your Drive? Whichever phase you are in, I bet you can find a small step to take forward in this episode. Click here for the free Budget Foundations Jumpstart! Let’s Connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com Let me know what you picked! Click to send a text t...

You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget. Click here for the free Budget Foundations Jumpstart! Let’s Connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com Let’s Connect:  Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com Want to ask a question? Click below to send your question to...

Fall is a great time to save money! In this episode we cover: 1. Why fall is a great time to cut spending 2. How to set rules for a no-spend or low-spend fall 3. Expenses that are coming up in fall and secondary options 4. Fun and low cost activities in the fall. Click here for the free Budget Foundations Jumpstart! Let’s Connect:  Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com Wan...

If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you. Click here to join the Meal Planning Challenge Click here for the free Budget Foundations Jumpstart Let’s Connect: Instagram @budgeteffectpodcast Email hello@theb...

Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget. It's Part 2 of our 3-episode series on Meal Planning! You can find Mandy on her Instagram page @Plandy. Mandy You can join the Meal Planning Challenge by signing up here. If you are ready to stop messing around and really get started w...

Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health. This episode will hopefully motivate you to build your habit of meal planning. JOIN the MEAL PLANNING CHALLENGE Join the Money Movement Course - Closes A...

You are doing big things when you decide to start moving forward with money. So start to think bigger. It’s not just your budget and looking for good deals and finding out how to live frugally while you fix your money situation.  It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. ...

Back to School means budgeting for school supplies, school clothes, working on our back to school routines, and thinking future forward about our school year budget and school year routines. In this episode we cover all those things.  *back to school mindset *back to school budget *school shopping budget *school supply budget *how to save for school expenses YOU GOT THIS. Click here for informatio...

If you want to start budgeting, what should you do at the end of this month before you start next month? OR If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do? Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This...

In this episode, we're getting into the importance and the how-to of budgeting for self-care. A little work up front can help you get exactly what you need and want for self-care in your monthly budget. Tune in to learn how to prioritize your well-being without breaking the bank! I will also walk you through how to use this FREE self-care budget builder. Click here to get the SELF-CARE BUDGET...

If you want to get ahead with money, but you’re behind on bills or just can’t figure out how to get going, then this episode is for you.  The main takeaway is that you must have a plan. And I have a proven plan that can work for you.  This episode is for you if you’ve ever asked yourself: How can I pay off debt? How do I stop living paycheck to paycheck? How can I budget if I don’t have enough mon...

BUDGET JUMPSTART CHALLENGE Let's reflect on our wants and needs so that we can make better choices about our spending. Use these prompts to figure out if we are spending money and time on the things that are actually going to fulfill our needs. Journal Prompts for Needs and Wants This episode is for you if: Have trouble with impulse buying, impulse  purchases, impulse shopping You have troubl...

Since we started the podcast, I've been saying we need to talk about sinking funds! In this episode I will break down sinking funds and how they can level up your finances. I will answer: What are sinking funds? How do sinking funds work in your budget? How do sinking funds help you? I hope this episode motivates you as much as it motivated me! Click here to JOIN THE BUDGET FOUNDATIONS JUMPST...

Got debt? Let's crush your money goals. As a single mom making 28k, I paid off thousands of dollars in debt. Let me give you 4 things that worked for me and maybe they'll work for you too. Click to join the BUDGET JUMPSTART CHALLENGE. This episode is for you if... -you are working on your debt payoff. -you have a low income and want to save money. -you are a normal person with normal deb...

Many people are stuck in a cycle of living paycheck to paycheck with seemingly no way out. But there is a solution! Of course you need a budget, but even more specifically - a weekly budget. This will help you get so intentional with your money and move forward with money and in your life. Do you want help getting started with a budget? Join the BUDGET JUMPSTART CHALLENGE for FREE! <<Questio...

If you need help getting a budget started, start with these four things. BUDGET JUMPSTART CHALLENGE So if you have been wondering: How do I stick to a budget? How do I even get started with budgeting? How do I pay off debt? How do I invest when I live paycheck to paycheck? How can I move forward as a single mom? Then this episode is for you. My mission is to help busy moms or even single moms lear...

If you want to move forward in life with money, in your motherhood, in your womanhood, then work on these three things. The great thing is that they are totally free to pursue. CLICK HERE for the BUDGET JUMPSTART CHALLENGE. Click here for the Whole Life Wellness Reflection Question of the Week: << What is a habit you’ve developed that has positively impacted your life?>> Click to Send...

If you want to have an active summer, but you don’t want to break your budget, then this is the episode for you. We discuss preparing for summer with kids, summer routines, summer on a budget, budget friendly summer activities and more. Listen in. ------------------------------------------------------------------------------------------------------------- We discuss 4 things you can do to save mon...