BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation? For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart. Highlights:  0...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out. Highlights of the conversation:  01:29 Which wealth management models...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. The art market consistently returns 7.6% to investors and contemporary art investments have outperformed the S&P 500 over the last 25 years. But investing in fine art carries big risks. Artwork does not generate any ongoing cash flows, like interest payments or dividends . So is art inves...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Studies have shown over and over again that actively managed funds almost always underperform passive investments in the long run. In this episode, we’ll try to settle the long debated argument of ETFs vs Mutual Funds, although we’re well aware there’s no straightforward solution to this and...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. For more insights, correspondent Howie Lim speaks to Ashli Koe and Raphael Ng, fund managers, Salzworth Asset Management. Highlights of the conversation:  02:15 Misconceptions about FX trading 04:13 Tips for newbie forex traders 09:30 Past performance doesn’t guarantee future returns 11:29 Ti...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. The pandemic, current market conditions of sky high inflation, geopolitical tensions and supply chain issues have decimated many people's savings and a demographic particularly affected is the sandwich class: adults who have to care for dependent children and ageing parents, usually at the ex...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. After a very rocky May 2022 of trading, the cryptocurrency market ended on a high note. But, the crypto market environment will likely remain challenging in June 2022. Cryptocurrency prices have been under major pressure since the beginning of 2022. So how can you navigate this environment an...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Decentralized finance or DeFi can be thought of as open source finance which is truly owned by no one. And it has been known to give returns of up to 20-30%! But to truly understand what you’re investing in and make big money requires effort at this nascent stage. For more insights corr...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Thanks to the current environment, millennial and Gen-Z investors - projected to inherit US$48 trillion of wealth over the next 25 years, are facing the daunting challenge of securing their own retirements. So what can this generation do and how would understanding their behaviour make instit...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Cryptocurrency, DAO, DeFi, NFT, blockchain, metaverse: these terms have been bandied about for some time but do they all fit under the Web3 umbrella?  So what are these strange new investment opportunities and should we maybe get some?  For more insights, correspondent Howie Lim speaks to Rya...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. From private equity to whiskey, real estate to haute couture, how important is the definition of alternative investments since it’s increasingly becoming grayer? And how is their value holding up in this inflation riddled environment? Correspondent Howie Lim speaks to Daryl Ho, senior i...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. What can high-income earners do in coming tax seasons and can we expect further tax hikes in the near future? In this episode of Money Hacks, correspondent Howie Lim speaks to Tan Ching Ne, partner specialising in tax, PWC Singapore to find out. Highlights of the conversation:  01:10 Tax...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this episode of Money Hacks, correspondent Howie Lim speaks with Robin Lee, CEO and co-founder of HelloGold who gives his rather unconventional take on gold. Highlights (click/tap above):  01:10 Why Warren Buffet is wrong about gold 02:45 ‘Safe haven’ an Anglo Saxon concep...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 113th episode of Money Hacks, correspondent Howie Lim speaks to Ethan McMahon, an economist from Chainalysis, on whether non-fungible tokens (NFTs) are a viable investment instrument. Highlights (click/tap above) 01:15 Are NFTs speculative? 03:55 Can the NFT market get any hotter? 05:...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 112th episode of Money Hacks, correspondent Howie Lim speaks to Daryl Ho, senior investment strategist, chief investment office, DBS, about the investment outlook for 2022 and how a robust portfolio can weather uncertainty. Highlights (click/tap above):  01:22 Top issue of concer...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 111th episode of Money Hacks, BT correspondent Howie Lim speaks to Cathy Hackl, chief metaverse officer of the Futures Intelligence Group about lucrative investment opportunities in the metaverse and how to navigate this growing space.  Highlights (click/tap above): 03:20 Why inv...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 110th episode of Money Hacks, correspondent Howie Lim speaks to Christopher Tan, founder and CEO of Providend about whether you can DIY estate planning and the common mistakes to avoid. Highlights of the conversation: (click/tap above) 02:16 Common deterrents to estate planning 04:30...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 109th episode of Money Hacks, correspondent Howie Lim speaks to co-founder of Sophia and gender lens investor, Tanya Rolfe about closing the gender investing gap through education, especially since women investors thrash their male counterparts.  Highlights (click/tap above)&nbsp...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 108th episode of Money Hacks, correspondent Howie Lim speaks to Evie Zhang, co-founder and CEO of Coinomo about cryptocurrency’s outlook for 2022 and beyond, and also whether non-fungible tokens should factor in your portfolio as well. Highlights of the conversation (click/tap a...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 107th episode of Money Hacks, BT correspondent Howie Lim speaks to Victor Wong, senior director, head of UOBAM Sustainability Office, UOB Asset Management about how ESG investing can make money but greenwashing needs to be top of mind. This episode is brought to you by UOBAM: https://...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 106th episode takes a deeper look into Buy Now Pay Later platforms. How risky are they for consumers and will regulation really help? Correspondent Howie Lim speaks with Lim Kell Jay, Head of Grab Financial Group Singapore.  Highlights of the conversation: Concerns raised wit...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 105th episode of Money Hacks, BT correspondent Howie Lim speaks to Koh Hwee Joo, senior director, Sustainability Office at UOB Asset Management, about how doing good doesn’t mean sacrificing returns these days with ESG investing. This episode is brought to you by UOBAM - https://www.u...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. In this 104th episode of Money Hacks, correspondent Howie Lim speaks to Morgan Terigi, CEO and co-founder of Incomlend about how cash-strapped SMEs can access diversified sources of working capital, especially during these challenging times. Highlights of the conversation: SMEs’ lack of...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's 103rd episode explores whether it’s ever too late to start planning for retirement and what you can do if you’re 60 and haven’t. Correspondent Howie Lim speaks with Jay Phua, Financial Services Director at Great Eastern. Highlights of the conversation: The common...

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. This week's episode helps you understand the reasons behind the changing regulatory climate in China and how to act on them while taking fewer risks, brought to you by OCBC Securities: www.iocbc.com BT's digital editor Chris Lim hosts Lim Yuin, chief investment strategist from Lion Global Inv...