BT Academy

Does the start of a new financial year mean it’s the chance to stop and reset? Or is it just business as usual? In this week's podcast we look at some of the changes that took effect from 1 July 2022 and what they mean for advisers. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person wit...

The podcast explains the technicalities of the retirement condition of release including case studies based on recent adviser enquiries to the technical hotline. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corpo...

With the 2022 federal election behind us, and the Labor Party forming government, will the new financial year see a new agenda for the financial advice sector? In this week's podcast we look at what changes were announced during the election process, what remained outstanding pre election, and what else could be in store from 1 July 2022 and beyond. Disclaimer: The podcasts are for adviser use onl...

As 30 June approaches, in this podcast we discuss end of financial year advice opportunities, particularly those most relevant to 2021/22. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expre...

In this episode, Paul Trainor is joined by Ashish Swarup, Rahul Desai and Tom Allen (Portfolio Managers from Aikya Investment Management), as well as Sid Perumbedu (BT Investment Team). As inflation takes hold and central banks respond, we explore how the Emerging Markets asset class can add diversification to portfolio returns with EM specialists, Aikya. We also dig deeper into their risk managem...

Following on from a recent webinar on Home Care, in this week's podcast we look at three questions that advisers asked during the session. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expre...

With changes to contribution rules from 1 July 2022 and the ability to use the bring forward until age 75, will recontribution strategies come back into favour? Following on from a recent webinar on this topic, in this week's podcast we look at questions advisers have raised about this opportunity. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and...

In this episode, Travis Grant is joined by Robert O.Abad (Western Asset Management) and Eu Joe Chan (BT Investment Team) to discuss inflation, central bank tightening cycle, the impact on markets and investment opportunities as an active fixed interest manager . Robert also takes a deep dive into what neutral rates may look like and what other key risks a bond manager needs to consider outside cen...

There is often a focus on calculations involved with residential aged care given the complexity of the fees and the interaction with social security income support. However, equally important is having an understanding about the steps involved within gaining access to the government supported system. In this week’s podcast, we are joined by Sean Howard and Rahul Singh from Challenger to discuss th...

Super law requires SMSF trustees to prepare and implement an investment strategy for their fund. It also requires trustees to give effect to and regularly review their investment strategy to ensure there is a plan in place for investing in, holding and realising assets in line with the investment objectives and retirement goals of the funds members. But what does this all mean? Disclaimer: The pod...

No hidden immunity idols. No immunity challenges. It’s time to vote. Whilst it may not be great TV, the 2022 Federal election has been called and in this reality series, there can be only one ultimate survivor. With no wealth related policies yet announced, in this podcast we look at what measures didn’t get enacted, and are in limbo, as a result of the calling of the Federal election. Disclaimer:...

Earlier this year Legislation giving effect to the Retirement Income Covenant passed the Parliament. The covenant will require trustees to have a retirement income strategy that outlines how they plan to assist their members in retirement. We are joined by Jeremy Cooper, Chairman – Retirement Income at Challenger to discuss what the covenant means for financial advisers. Disclaimer: The podcasts a...

In this episode, Travis Grant is joined by Nabil Hanano (T.Rowe Price) and Adam Deering (BT Investment Team) to discuss the challenges navigating global equities markets during increased levels of volatility. Nabil takes a deep dive on T Rowe Global Focused Growth Equity Strategy, reiterating the importance of sticking to the process and how to make decisions during a crisis. Nabil Hanano – Associ...

ASIC recently released information concerning possible actions of finfluencers that could stray into the provision of advice. In this podcast, we look at ASIC comments and what it also means for authorised advisers. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior wr...

Recently the Government finalised the Terms of Reference for the 2022 Quality of Advice Review, and announced who would be chairing the review. Whilst the included items in the Terms of Reference are important, so too are those areas specifically ruled out for recommendations. In this podcast we look at some of the important inclusions and exclusions and what this could mean. Disclaimer: The podca...

As we celebrate International Women’s day, a day that recognises not only how far we have come toward gender equality, but also how far we have to go, it’s essential we consider how finances play a part in this journey toward equality and what role financial advisers can play in helping their clients break the bias. Disclaimer: The podcasts are for adviser use only. They must not be made available...

Using the downsizer contribution strategy can give clients a significant boost in their retirement savings. But meeting the right criteria is important as otherwise it can lead to excess contribution issues. In this podcast we discuss the relevant criteria for making a downsizer contributions to super and frequently asked questions from advisers on this topic. Disclaimer: The podcasts are for advi...

Self-managed super fund (SMSFs) must meet numerous rules in order to benefit from the concessional tax treatment of superannuation. One of the most important of these is for an SMSF to satisfy the three residency tests, that is to be an 'Australian Superannuation Fund' at all times. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information...

In this episode, Tim Mugglestone is joined by Dr Joanna Nash (Realindex) and Martina Yang (BT Investment Solutions) to discuss the benefits that a quantitative strategy can bring to a diversified strategy. Joanna provides some unique insights into the approach taken by Realindex in the Australian Equity environment and provides an outlook for the value based approach. Bio \Dr Joanna Nash – Senior...

The 2022 Parliamentary sitting started with a big bang, with the passage of a number of superannuation measures announced in the 2021 Budget. In this podcast, we look at what the changes are and potential opportunities for clients. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person with...

Not because it's Valentine's Day, but because there were a number of question raised off the back of a recent BT Academy webinar on love and marriage and financial planning opportunities at that time of a client's life, this week's podcast focusses in on a number of the issues raised. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any informati...

With a number of legislative and regulatory reforms, 2022 has the potential to shape as a watershed year for advice. In this podcast, we look at what some of these potential changes are and what they could mean. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior writte...

In this episode of Invest Talk we discuss the Liquid Alternatives asset class and the role it plays in portfolio construction. Tim Mugglestone is joined by Eu Joe Chan – Portfolio Manager in BT’s Income and Alternatives Team. Tim and Eu Joe look at how the asset class has changed over the past decade and its importance as a diversifying element within modern portfolios. Disclaimer: The podcasts ar...

Two consultation papers have just been released by Treasury around adviser education standards and the quality advice review to be undertaken next year. In this podcast we look at what is proposed under each of these processes. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without...

Recently introduced requirements for directors to obtain a Director Identification Number creates important requirements for SMSFs and other corporate entities. In this podcast we explore some of these issues and the process to obtain a DIN. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any p...