BT Academy

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Jason Brown, Head of Distribution, BT Synopsis: Several practices in the UK have become innovative in the way they engage with other workplaces, whether or not they have a business arrangement with individuals in those companies. Things you should know: This commentary has been prepared by Westpac Fina...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Jason Brown, Head of Distribution, BT Synopsis: Our best currency is contact. It’s self-evident for financial advisers, but that doesn’t mean advisers spend enough time staying in touch with clients. Things you should know: This commentary has been prepared by Westpac Financial Services Limited for use...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: Carbon Financial is an Edinburgh-based company. Tara shares more about their core values and their employee culture framework. Things you should know: This commentary has been prepared by Westpac Financial Services Limited for use by advisers and must not be ma...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: Hear from Tara Sutton, State Director, BT about her top key learnings from the 2023 BT UK Study tour. Things you should know: This commentary has been prepared by Westpac Financial Services Limited for use by advisers and must not be made available to any clien...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: A key theme from the UK study tour was ‘Intergenerational wealth’ – which is top of mind for advice businesses in both the UK and Australia. We explore both the similarities and differences from both countries. Things you should know: This commentary has been p...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: Vertical Integration in Financial Planning refers to bringing processes, production and or execution of advice in-house. Advisers take greater control, and they are remunerated for it. The accepted wisdom in Australia is that vertical integration in financial p...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: While some firms expand via acquisition, others do it more organically, through networking, connecting with professional introducers and centres of influences. Tara shares learning on a few education programs from the UK. Things you should know: This commentary...

Ways to exit the industry Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: Tara Sutton’s shares an interesting example from a UK company on an exit the industry strategy model and how it differs from Australia. Overarching Disclaimer: Things you should know: This commentary has been prepared by Westpac Financ...

Information for advice professionals only. Host: Sean Aylmer, Business journalist Guest speaker: Tara Sutton, State Director, BT Synopsis: There is a recognition in the United Kingdom, like Australia, that scale is key to success in financial planning. As a result there is a rush to consolidate, including business succession. A well-thought through succession plan will often result in a higher mul...

It has been a big year in advice, so this fortnight will look back on the key themes of calls from advisers to our technical hotline over the last 12 months, as well as looking at what strategy options are coming up for consideration as we head into 2024! Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communi...

While changes were made to the breach reporting regime in 2021, the release of ASIC Corporations and Credit (Amendment) Instrument 2023/589 made modifications to reporting requirements and reporting timeframes from 20 October 2023. In this week’s TECHKnow Podcast, the Principal’s Community, Donna Penny joins BT’s Sarah Conte to discuss the impact of these changes on financial advisers and licensee...

In this episode Tara Sutton, State Director at BT, speaks with Kathy Havers of Viridian Advisory. Kathy's career has spanned almost 25 years, and she discusses the need for diversity in the industry to allow clients to find an adviser with shared values – someone 'just like them'. For those thinking a career in financial advice is all about the numbers, Kathy proves that people are at the core of...

Clients may establish SMSFs to hold investments supported by borrowing, or to give them the opportunity to do so in the future. Do you feel you are across who gearing is suitable for and what alternatives to traditional limited recourse borrowing arrangements (LRBAs) are available? In today’s podcast we touch on the key concepts of borrowing in an SMSF.

With over 18 months until the new proposed tax on super balances over $3M commences, is it too soon to start planning for its introduction? In this podcast we focus in on the proposed super tax and talk the issues and opportunities it might create. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated t...

In this, our third episode, Tara Sutton, State Director at BT, speaks with Sharon McClafferty CEO Slipstream Group. Sharon's years of experience coaching leaders in the accounting and financial advice industries reveal that diversity at the leadership table has both employees and business owners asking the question "how can work be better? Disclaimer: The podcasts are for adviser use only. They mu...

This podcast addresses four questions recently asked by advisers to the technical hotline. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corporation. The views expressed in this webinar are those of the presenters...

Legislation to recognise the experience of eligible existing financial advisers as an alternative pathway to meeting the education requirement recently received Royal Assent. In this week’s podcast we explore the requirements needed to utilise this pathway. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be commu...

Super law requires SMSF trustees to prepare and implement an investment strategy for their fund. It also requires trustees to give effect to and regularly review their investment strategy. But what does this all mean? Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior...

In this, our second episode, Tara Sutton, State Director at BT, speaks with Jess Harris, ClientAdviser, Wealth at MGD Wealth. Jess is passionate about Financial Advice and seeing the industry grow and thrive. Tara and Jess tackle the challenges faced by up and coming advisers and discuss the bright future of financial advice in Australia. Disclaimer: The podcasts are for adviser use only. They mus...

As financial advisers, to provide personal advice to our clients we are required to capture their personal information. With recent data breaches top of mind for many Australians, keeping this data confidential is not only necessary, it’s the law. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to...

The downsizer contribution strategy has been available since 1 July 2018, and can provide another avenue for clients to boost their retirement savings. While eligibility criteria have mostly remained the same, with the main exception of the eligibility age, the topic remains an area of frequently asked questions from advisers. In this podcast we will review some of recent queries from advisers. Di...

A 5-part podcast series that asks leaders in the industry how they see the future of advice. In this, our first episode, Tara Sutton, Head of Account Management at BT, speaks with Julia Newbould, managing editor, Conexus Financial and Stella Network Lead about the current state of the industry and what we can all do to see women in financial advice thrive. Disclaimer: The podcasts are for adviser...

This podcast outlines the requirements that must be satisfied for a client to claim a personal super contribution as a deduction including tips and common traps. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the Westpac Banking Corpo...

Before 2007, recontribution strategies were common for retirement planning tax efficiencies. Since then, they have been used less frequently for estate planning purposes. In this podcast we revisit the realities around recontribution strategies in light of the proposed tax for clients with super balances exceeding $3 millon. Disclaimer: The podcasts are for adviser use only. They must not be made...

This podcast will touch on the recent indexation of various social security thresholds that took effect from 1 July 2023 and the potential benefits this may provide to your clients. Disclaimer: The podcasts are for adviser use only. They must not be made available to any person and any information in them must not be communicated to any person without the prior written consent of BT, part of the W...