Breaking Broke

With more than two thirds of Americans in debt, it often gets lost that there are significant benefits to living a debt-free lifestyle. Today's episode will discuss those benefits and make a case for why you should consider adopting the debt free lifestyle. 

Everyone deserves to experience love with the perfect match. Unfortunately, money is often a top reason for driving apart what may otherwise be blissful romances. In this episode I will discuss 10 financial red flags to beware of in a prospective partner so you can improve your odds of relational success.    Blog Post: Financial Red Flags: 10 Signs to Beware in a Partner

As a man, you are probably wondering how much money you should make. This is a very reasonable question given the expectations men have to make money and provide for a family. This episode explores how much money men should make based on factors such as race, age, and stage of life. I will also discuss how men can make the most money possible given their unique situation.

When it comes to accomplishing your dreams, time can be your greatest ally. But what does it actually mean for time to be your friend? This episode will discuss what it means for time to be your friend and how to avoid the costly mistake of turning time into your enemy. 

This year started off with a bang as I was laid off from my job on January 3rd. It's been nearly five months since being let go, and all things considered, I've done well navigating my way forward. I'll share my layoff experience in this post and will dive into the layoff survival lessons that I have learned in the process. Blog Post: Adversity to Advantage: 10 Lessons in Surviving Layoffs

I commonly hear people say that renting is a waste of money. But is this actually true?  On today's episode, I explore whether renting is truly a waste of money or if there is real value to be gained.  Blog Post: Is Renting A Waste Of Money?

My friend Maisy McIntosh lost her mother to alcohol at age 8. Similarly, my father was never in own my life because of his addiction to crack cocaine.  Maisy and I sit down for an open and honest discussion about our lives and share our thoughts on generational curses. We have a lot of experience in this area given our unique pasts, so press play to hear what we have to say! Blog Post: How To Brea...

When Gavin Diaz and his wife took their honeymoon to Tahiti, they did so in style by staying at a 5-star hotel for free. They were able to save $8,000 on the hotel alone thanks to credit card rewards. On today's episode, Gavin and I discuss how the every day person can have amazing experiences through travel - with almost no out of pocket costs thanks to credit card rewards.  Resources Related to...

We all love our credit cards. Many financial gurus even tout the plethora of wonderful benefits that come along with them. But what's often buried in the discussion on credit cards is all of the ways they are bad for the economy and consumers alike.  This episode will shed light on that issue by covering 5 objective reasons why credit cards are bad for the economy and the everyday person. Blog Pos...

Are Credit Card Rewards Worth It? Simply put, hell no! Rewards credit cards aren't worth it and in fact, they are devised as the lure that leads consumers into the credit card debt trap. Blog Post: The Credit Card Rewards Trap

Guilt after spending. We've all been there at least once and it's not something that any of us really enjoy. That said, I've recently had a major aha moment after realizing that I've finally landed in the position of having nearly all guilt free spending in my life.  Now that I'm here, I can say that this is truly a wonderful place to be in. It's so great that I hope many others can reach nirvana...

When it comes to your finances, you may be wondering where you should be financially at age 35. This is a great question to ask because 35 is truly the age of maturity. In this episode, we will dive into the specifics of where you should be in terms of net worth, savings, and other important milestones at age 35.    Blog Post: Where Should I Be Financially At Age 35?

Earning a 6 figure income is no small feat. If you've landed in this fortunate financial position, you may wonder how much your 6 figures is actually worth in terms of the lifestyle it will grant you in the real world.  In this episode, I'll discuss the true value of 6 figures and ways you can maximize this wonderful income if you are one of the lucky few to earn at this level.   Blog Article: How...

It's perfectly reasonable to marry someone who has debt. That said, this is not a decision to take lightly and you should carefully think through the bigger picture.  In this episode I'll discuss relevant factors to be considered in determining if it is worth marrying someone with debt. 

There are some major pitfalls that everyone should avoid along the path of financial success. This episode covers the 7 things you should never do with your money so you can be sure to get the absolute most out of every dollar you earn.   Blog Post: 7 Things You Should Never Do With Your Money  

Debt could be wonderful way to expand ones financial and material standing, but it can also place a financial burden on it's holders. That said, financial pundits are split on whether debt is a net good or bad for consumers.  This episode dives a bit deeper into the matter so you can decide if debt is beneficial or if having debt imposes a form of financial bondage.   Link to Blog Post

Is high school football worth the investment? This is a highly personal choice but here are some numbers to consider.   Of the 1,006,013 high school football players, only 73,712 will make it to the NCAA ranks. That's just 7.3%. And Of the 73,712 that make it to the collegiate level, only 254 are likely to be drafted which means that only 1.6% of "student-athletes" will ever make it to the league....

Budgets are great for helping us reach our financial goals, but they require us to exercise a level of self-control that is not always easy to maintain. Things become even more complex when we consider the role of technology and how digital payments such as credit cards add to the challenge of controlling our desires.  Jump in as I explore why cash is king when it comes to maintaining a budget tha...

I have vivid memories of what it was like to be broke and know all to well how difficult of a spot that is to be in. I've spent several years climbing out of that situation and can say that the journey was definitely worth it.  If you're broke and looking for a way out then you have come to the right place. On this episode we explore the top 10 reasons why many people are broke and discuss ways in...

The term invisible hand is a metaphor used in economics to describe the unseen forces that move free markets around the world. Like markets, each of us may be guided by invisible forces that have shaped who we are and how we behave with money. This is your money blueprint. In this episode, I'll dive into what a money blueprint is and discuss how you can find and develop your own money blueprint to...

A study by the National Bureau of Economic Research found that poor health has an annual cost of $2,415 in out of pocket spending and $3,113 in lost consumption.  The episode makes a compelling case that health should be a primary economic focus for individuals seeking to maximize their financial success. We do this by taking a closer look at the the costs of bad health and round things out with a...

Part 2 of how to lose 25 lbs. I discuss the precise process and tactics you can follow to lose up 25lbs or more on this episode. I also tell the story of what motivated me to lose 25lbs and introduce my Transform Your Body Program.  How to Lose 25lbs Blog Post Transform Your Body Program

A special episode as we have our first guest on the show. My good friend Alyssa Gonzalez stopped by to discuss everything health and fitness. Alyssa is a certified personal traininer with nearly a decade of experience working with clients in a range of settings. She is also a Dietetics Masters degree candidate at Kansas State University with plans to become a registered dietitian.   We start the e...

As the year closes, many of us will start thinking about all of the things we would like to achieve in the new year. Around 83 million people will go as far as establishing New Year's resolutions as a way to propel them toward their goals. Chasing goals is a worthy endeavor, but how you go about the process will determine your long term success.   In this guide you'll learn: What New Year's resolu...

Live a rich life today. I chose this tagline for the blog because it embodies the most fundamental message I hope to convey.  We live in a culture that aims to convince us that something is missing from our lives. These forces cause us to chase after the next thing in order to be happy and have abundance. We can never quite pinpoint what that missing thing is, so we default to chasing obvious thin...