Breakaway - Investing & Finance

Opening Jordan Peterson. Ride or Die Grok vs Google Golf California Business Markets S&P 8% off highs. Was 10% 1 week ago. So that was a correction  Tesla 52%. Nvidia, Meta: 20%. Apple: 18%. Finance Education Security. Digital Hygiene:  Great from Karpathy 2-factor authentication and strong password for financial websites. YubiKey. 1Password IRA Contributions 401k Max: 2025: $23,500 + Employer...

Opening The MOUSE! College world tour Golf Players Championship. TPC Sawgrass.  All tree talk .  Most seem to be using 3 wood.  Morikawa hit Driver. Tree is ~90-100 yds in front and 10 ft clearance?  Markets Hang on tight. Its gonna be a bumpy ride. Big bounce today.   We are in “Correction” territory. Down 10%. Every 2 years.  Finance Education Rule of 10 best days.  2024 up 24%. Excluding 10 bes...

Opening Fun A&M, TCU, Miami, Tennessee, Clemson 529 plans Jensen Huang on the importance of working with AI  link.  Snoop Dog riffing on Thanking Himself Saturday Night Live -  CouplaBeers  SpaceX. Starship Booster caught for 3rd time WSJ Headline: SpaceX Again Loses Spacecraft During Latest Starship Test Flight Markets: Tech down 12%, S&P 500 down 5.5%.   Tesla down 45%. This means up 82%...

Colleges Cabo to college: A&M, TCU Stockyard. Miami, Tennessee, Clemson Embrace AI!!  Particularly younger professionals!   Elon on Doge: Says he is “Tech Support” . Markets  Markets correcting. S&P 500 down 3% last few days. Still up 2% YTD and 18% 1 year.    Starbucks laying 1000 off Apple to invest $500 billion in US.  NVIDIA earnings tonight. Its like a superbowl event.  Foreign compan...

Inspiration Snow. Mentors: Tom Caulfield. Tim Archer. Reed Hastings. Chuck Landers and Jack Wilborn.  Golf: Girl attached by Shark. No arm and leg, now golfing. Lulu Gibbins Joins Justin Thomas and Ricky Fowler .  Tom Brady on attitude. Focus on “you” not “others”.  Back to the office per Jamie Dimon .  Markets S&P500: Reached all time high again today. Up 25% in 1 yr. 95% 3 yrs (so 2x your mo...

Opening Rain Guitar:  W - W - H - W - W - W - H.  C major all full notes, no minor or sharp. D has two sharps.  So pachobel in D has C# and F# Markets Netflix: $1008 ($1011). $500b. Up 80% over last year Amazon: $237 today (was $242). $2.5t. Up ~40% in last year. Slides.   Meta: $712 today!!   $1.8t. Up 54% over last year Palantir: $107. $245b. Up 500% over last year Revenue up 52% YoY. That’s hug...

Opening I need them to ask "Do you have the aircraft 4 miles off of your 2 o'clock, 300ft above you. I took Flying lessons…its like learning a foreign language.  Markets Rocky week:  NVIDIA largest mkt cap loss ever in 1 day. ~$600b DeepSeek fear!    Fed decision on interest rates. Stay and hold.  Microsoft Microsoft's earnings for the second quarter of fiscal year 2025 were $24.1 b...

Open Chiefs vs Eagles Inauguration Carrie Underwood! A cappella  Elon on planting Flag on Mars: Mark at 1:30 Tech heavy weights in attendance per WSJ . Exec orders: my favorite: Everything will be revealed," Trump said while signing.  Give the pen to RFK Jr.  What about Epstein and Diddy?!?!  Markets Markets Up 3% YTD. That’s great 30 days in. NVIDIA down 17% on pressure the Chinese AI compan...

Markets: Fed Funds rate lowered from 5.0% to 4.5%, but mortgage went from 6% to 7%.  Why. Mortgage rates are tied closer 10 year bonds. And with market uncertainty, people buy bonds:  Example: $100 bond pays 5%. Demand drives bond to $98; so implied rate is 7%. S&P 500: ~33% is Mag 7 RSP Equal weight.  Some correction is healthy.   California Fires Firefighters continue attempts to gain contro...

2025: Success stories pretty reliably happen for people who combine: solid talent, savvy business sense, 15-20 years of persistent hard work. Goals: Health, Family and Wealth.  Bryson Deshambeu: 7 hours for hole in 1. $100k.  Fires: 9000 homes and counting. Video of homes destroyed .  The California FAIR Plan (Fair Access to Insurance Requirements Plan) Markets: Big pull back. WSJ Jobs report good...

Thailand  72 million people. 17 million in Bangkok.  Staying at 4-5 star hotel. $125/ night.  Golf Courses. Price. Bangkok.  Entire trip was ~$6500, excluding airfare and dinners.  Fairly inexpensive, once you are here.  Markets S&P 500 up 28.5% Year-to-date. Including dividends, the S&P 500 is now up over 29% this year. That sounds abnormally high, but is actually more common than you mig...

Life: Enjoy time and family. Nobody says: should have worked more.  Blue Origin deleted a video of the mission after Emily Calandrelli, the 100th woman in space, shared how online trolls ruined her milestone with misogynistic comments that reduced her to tears. She is a star!  Point here is embrace people making fun of you. You take away their power.  But never be embarrassed. Own it! Make a joke...

SpaceX Needs to be celebrated an honored. President Trump in attendance.  Starship 6 launch!  120 meters tall.  Each Raptor rocket engine produces twice as much thrust as all 4 engines on a 747. 33 Raptors = 66 747’s Pointy Rockets Elon on call with Sundar   Ron Baron on Cost Plus contracts.  Politics How is Kamala in debt? Beyonce 10m? Oprah $1m for an interview? https://x.com/BillAckman/status/1...

Biden is laughing his ass off right now!!  Here’s a funny thread of conspiracy : Peppy walk & talk. Jill wearing all RED!!  Markets are booming ridiculously:  S&P 500 hits record high today at 6000.  FATMANN:  Bitcoin at $76,000.  This does feel “frothy” Fed Cut rates again.  Federal-funds rate to a range between 4.5% and 4.75%. All 12 Fed voters backed the cut. Bad for money markets good...

Opening I make mistakes on my podcasts. Please feel free to comment and fact-check me. It's hard. I try to go hard and not pause. Oregon plays Michigan today. Ducks favored by 14.5 Redmond: Parents. Cold. Food carts and BEER!!! Need that in San Jose! Huge business opportunity! Single digit golf stats :  Markets Overall strong earnings, but seeing some pullback.   Can’t bet against these big g...

Oregon Duck Football Purdue 35-0. Ranked #1.  Markets  Netflix Earnings New record high. $752 today, but reached $772.   Maybe running ahead of itself a little, but still pure streaming play with no end of growth in site.  Q4: Tyson, Football, Squid… Tesla Earnings Tesla up almost 22% today. At $260. High was 410.  Sandy Munroe set me straight!  Investor Deck Everyone should simply listen to the E...

Bettina's Fall/Winter 2024 Fall Fashion Show Oregon wins 32-31 over Ohio State Exploiting loophole in rules . NCAA to close loophole.  In the National Football League, the clock reverts back to the original time on a 12-man penalty — that is not the case in college football. 10 seconds to go. 3rd and 25.  Put an extra defender on field. Then either: (a) Buckeyes make a play and decline penalt...

Interest rates down. Money market from 5.3% to 4.7%  Get in now or wait?  CAPE Ratio still high at 35.  Mutual Funds! High Fees! Beating the market Inflation Milton Friedman on inflation Netflix Stock all time high around $730.  Up 49% YTD, compared to S&P500 at 23% Piper Sandler analyst Matt Farrell said Netflix "is a clear leader in streaming," according to The Fly. He upgraded the...

Life Yoga life.  College admissions:  Tulane: Tuition and Fees: $69k Housing: $11k.  Meals: $8k Books: $1k Total: $88,000. * 4 = $352,000 Wow. College can be very expensive! Diddy https://youtu.be/NKMtZm2YuBE?si=irc0uxpLLHbHpBjE&t=53 What’s up with Diddy?   His fashion label, Sean John. Not a bad name The rapper is “going to fight this with all of his energy and all of his might,” and during a...

Personal Yoga Golf Lesson Markets S&P500 up 20% VGT up 19% Dividends/value up 11%. 3.36% yield BTW: 5 years ago you buy  VGT: you’re up 2.7x. $100k = $270k VOO: up 2x  = $200k At 7% annualized return = double in 10 years.  At 10% annualized return = double in 7 years.  At 20% annualized return = double in 4 years Fed just cut by 0.5%. First cut since 2020. I.e. Covid.  Current federal-funds ra...

Trump & Kamala Debate: Boring and horrible. Name calling. Accusations. Nothing interesting or intelligent.  Markets: YTD: S&P up 16%. Tech (QQQ) up  15%. High Quality up 10%. Building Wealth for your kids: My Blog analysis on Building wealth for kids .  529s and Roth 401k.  Small investments over time create generational wealth. Nvidia $3t market cap. $30b revenue/qtr.  $28b in cashflow. M...

Yacht sinks: Living the dream. Anchored off Sicily coast in late summer. Storm sinks you in early morning. Dead.  15 people rescued, including 1 year old girl.  6 dead. 5 found in sunken boat.  184ft $35m yacht.  165 ft deep.  In tact.  Investments and Markets Markets booming. year-to-date S&P: 20% Tech: 18% Div: 14% Bitcoin up 40%!  Netflix up 44%.  Netflix! All time high. $700.  Jake Paul, T...

Life updates: 20 years of marriage!!  Cost Rica Why talk about Politics and government?  Has a profound effect on business. U-Haul Announces Top Growth States of 2023 Texas netted the largest number of movers in one-way U-Haul® equipment in 2023, marking the third consecutive year it has finished atop the U-Haul Growth Index. “Government has three primary functions. It should provide for military...

https://www.youtube.com/watch?v=bl7IqyEyqhY Apr 22.  Wow. Been awhile. Volleyball. Mexico.  Markets: If you lived thru 2021 you’re a rockstar and welcome to our first year down  YTD US up 7% and Tech up 20%.  Since Dec, 2021 US down 14% and Tech down 20% I know many and myself buying 6 month 5% bonds. But maybe I should pay down the mortgage? Recession looming. San Francisco vacancy at 33% . 15 sa...

Markets. S&P 500 -16%, Tech QQQ -30%, Utra tech! ARKK Tech -65% 4.6% on 6 month treasury. Inflation. 7.1% YoY.   Fed raised 0.5%. So now 4.25% - 4.5%. Probably going to 5.0 - 5.5%.   Fastest in history.  My Mortgage. 4.5% and adjusting again to 2.25% + LIBOR.  Baby its cold outside!  Crypto Arrests.   SBF in US and out on bail!  $250 million .  Caroline and Wang charged . Caroline Ellison, the...