BoomerTime with Nancy Cogar

On this episode of Boomer Time, we are taking time to honor faithful fathers with Father’s Day approaching.  I thought it might be helpful to share some ideas as to how you might do something helpful for your father this Father’s day, especially if he is aging and having a harder time getting around – so that’s what I aim to do.     I find that men, especially older men can be reluctant to complai...

Many Americans find themselves going from adult child to active caregiver for their mother or father, and managing this new role is challenging. In this episode, we discuss ways that you can best communicate with your parents in the role of the caregiver while avoiding burnout. I'll guide you through some of the most common physical, mental and social challenges that your parent could be exper...

I've been out in the field! Joining us in my latest episode is Marc Gravitt, Register of Deeds for Hamilton County, Tennessee, which is a busy position and busy place. If you own real estate, then those records are preserved in Mr. Gravitt’s office. He manages those and other official records that are recorded with his office.  Mr. Gravitt was generous enough to answer a number of questions ab...

Did you know more than 50 percent of people have NO estate documents whatsoever – no Last Will and Testament – no Trust – No Powers of Attorney – No directives as to their end-of-life care. In this episode, I want to talk about what happens when you die without a Will and without any titling or beneficiary designations in Tennessee. 🎧 Listen to Episode 25 NOW on NancyCogar.com and everywhere you...

Attorney Drew Clements of Clements & Eubanks joins me again to expand on the probate discussion from Episode 23 . We also answer some commonly asked questions about family dynamics, letters testamentary, last wills and the cost of it all. Plus, how long does all of this even take? Drew helps us navigate the deep end of Elder Law in this episode. Plus, stay tuned in to Boomer Time during the mo...

This episode features a very special interview at the Hamilton County (TN) Clerk and Master Robin Miller's office to discuss the ins and outs of probate. Alongside me is colleague Attorney Drew Clements, who you met in Episode 15 . Join us as we hear from Robin's office about the ABCs of Probate. Join the Boomer Time community! Learn more at ⁠⁠⁠ NancyCogar.com ⁠⁠⁠ , subscribe to my newslet...

Mother’s Day can cause a lot of anxiety – no one wants to disappoint Mom. What do mothers  really  want on a day carved out with only them in mind? Here are seven ideas that come right from mother’s themselves – maybe help you to think about the perfect gift for your mom or moms plural in your life and they are really very simple:  To be with her children.  Ask any mother what makes her feel speci...

Did you know: Alcohol use can be attributed to more than 60% of senior falls? Fall prevention is critical to preserving the quality of life. Statistics suggest one in four will have a fall this year. Falls can lead one to not be able to return home, not to mention broken bones, brain injuries and even death. This is a topic we need to get comfortable talking about. According to the NIH poll, one i...

It's the 20th episode! (Yay!) And to celebrate, I'm answering some of the most popular questions about Estate Planning, Wills, Powers of Attorney and more. Do you have a question? There's a contact form on my website where you can ask me anything related to Estate Planning. It may end up in a future episode! And to those of you who have reached out to me, thank you. Your questions are...

It’s April, so spring is upon us and so is a often more unpleasant season – tax time. For many of us, the tax burden is behind us, but still, it’s always a stressful time gathering together all the records from the past year and making that annual filing to the Internal Revenue Service.  In my latest episode, we are going to tackle and additional stress that’s come up when it comes to taxes and it...

Did you know?: You can provide for your furry, feathered or scaly family members in your estate plan, BUT… …it requires some very specific methods under the law. No, Kitty can’t inherit cash, since pets are considered property. But there has to be a specific plan in place. Good news is that all 50 states allow you to make certain provisions for your pets. People can take advantage of a type of leg...

This episode features a very special, honorable guest, someone who has known me all of my life. Meet my mom, Carol Grimes, who shares about her experience in an independent living community, the need for friendship as we age, and the virtues of communication between caregivers and their loved ones. She offers some very important words to the wise for Boomers planning their own care, and a very imp...

In this episode, we are talking about the need for rest, relaxation, R&R, whatever you call it. Know that no matter how much we cram into our schedule, that there will always be more to do. We are not designed for a 24/7 lifestyle. Even God rested on the seventh day! But how do you find the freedom, let alone time for respite care? Friends, volunteers, family members and even professionals off...

Drew Clements is an attorney with Clements Law Firm , and he and I have had an opportunity to work together on cases from time-to-time. And while our specialties slightly differ, we are both focused on helping Boomers plan for life's "uncertainties." Often times you can be creative when you have time for long-term care planning. Drew has experience and the insight to see where there...

On this episode of Boomer Time, I am going to tackle some simple shortcuts that folks often take thinking that they are doing just what I talked about – planning for their aging years but doing it by taking some shortcuts. I see a lot of folks taking these shortcuts – and I’m here to tell you today that these shortcuts can often lead to some major boo boos – or painful consequences. Often times –...

You don't need to be a millionaire with lots of assets to start a trust. There are lots of different kinds of trusts and they can serve all kinds of different purposes. This is an often-confusing topic for that reason. I hope to resolve some of that in Episode 13 as we tackle some of the differences in trusts – and talk about whether a trust is a good option for you – whether it’s for long ter...

Do you know the differences in the types of care you’ll receive? If not, then I hope you have time to listen to my latest episode, where I cover five different types of care that you could expect as you age. These are options when you cannot stay at home and cannot care for yourself. You need extra help in a community where there is professional and consistent help available to you. Join the Boome...

I can share plenty of war stories, as I’ve had a number of clients come to me after being scammed. It’s always painful plus it’s hard to recover losses. And unfortunately, it’s only getting worse. The FBI tells us that scams targeting older adults are up 82.35% percent in just one year. It’s not as simple as you might think to protect yourself from it. These scammers are sophisticated and getting...

What is a POA? That stands for Power of Attorney. What does that mean? That essentially means that you are entering into a legal and written document in which you authorize individuals – one or more – I always recommend Alternates to make legal decisions for you – IF and when you’re not able to. POAs can be made for healthcare and for financial decisions. So… I often hear from people who say, &quo...

According to the Federal Bureau of Investigation, scams targeting older adults are up 82.35% percent from last year.  It’s not as simple as you might think to protect yourself from it.  These scammers are sophisticated and getting better at stealing from you all the time.   Perhaps you have already experienced it or become a victim of such scams.  In this episode, we are going to talk about the to...

In this episode, I discuss conservatorships with my law partner and attorney Jodi Schaffer. Jodi's practice has an emphasis on serving vulnerable adults especially elderly needing protective conservatorships.   She also serves as a conservator in many of these cases.  For that reason she is an expert and can give us a first hand boots on the ground look at what it's like, what to expect, a...

In this episode, we discuss D-I-Y or "do-it-yourself" wills, and how a LOT could go wrong when preparing such an important and essential document on your own. Here, we talk about generic online forms, selecting an executor of an estate, proper inventory and administration of assets and more in this can't miss episode for Boomers. Did you know? If you D-I-Y your will, you won’t have t...

Lurone "Coach" Jennings shares his legacy with us in this episode. He has been influential in the lives of many of Chattanooga's finest athletes, and has given decades of his life to philanthropy through several nonprofit organizations. You won't want to miss this, plus advice about how you can preserve your own legacy. Join the Boomer Time community! Learn more at ⁠ NancyCogar.c...

A lot of us spent the holidays with our parents and maybe we noticed some things that concerned us.  Maybe we noticed a decline of some kind or something else. Perhaps it was some memory loss, or your parents experienced a fall, or didn’t seem to be negotiating stairs or parts of the house as well anymore. Maybe they are forgetting to take their medicines or maybe they lost their way on the way ba...

In this episode, I meet with Chattanooga-based personal trainer Kareem Brown (IG: @lifechangesstyles47 ) to talk about how personal training and more generally building muscle strength can help you in your older years. We also have a giveaway prize for our listeners (more information below). But first, I want to share the story of how Kareem and I met and it's a painful story. So, it was about...