Blind Spots

Oxford Languages defines opportunity cost as "the loss of potential gain from other alternatives when one alternative is chosen."  In simple terms, there's a price to pay for every decision you make. In this week's episode of Blind Spots, we talk about financial decisions that could make you feel better, but come at not-so-obvious steep price. w. pureportfolios.com   p. 1 (877) 261-0015...

It's impossible to make rational investment decisions if you cannot separate the signal from the noise. In this episode of Blind Spots, we discuss an nasty habit that has taken retirees by storm. What is doom-scrolling and are you guilty? w. pureportfolios.com   p. 1 (877) 261-0015  e. insight@pureportfolios.com     Investment advisory services offered through Pure Portfol...

Everyone's got an opinion, even us! In this week's episode, we pepper Nik Schuurmans, CFA with questions. We cover everything from what a financial advisor does to industry trends. Our goal was to get Nik fired up (we think it was a success!). w. pureportfolios.com   p. 1 (877) 261-0015   e. insight@pureportfolios.com     Investment advisory services offered through Pure P...

Part 2 of "How much do you need to retire in 2023?" is for the DIY financial planners and those curious about the ins and outs of running a retirement plan. We talk about modeling projections, required assumptions and common pitfalls DIY planners make.   In Part 1 of "How much do you need to retire in 2023?" we talked about the magic number that people are striving for in retirement and we ga...

Did you know Americans believe the amount needed for retirement has increased more than 20% since last year? Listen to this week's episode of Blind Spots to find out how much money you need to retire.  w. pureportfolios.com   p. 1 (877) 261-0015   e. insight@pureportfolios.com     Investment advisory services offered through Pure Portfolios, a Registered Investme...

w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com     Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of...

90% of Pure Portfolios' clients come from other advisors. We've compiled client feedback and came up with eight common mistakes people make when hiring an advisor. Our list could help you avoid hiring the wrong advisor, or better yet, finding the right advisor. w. pureportfolios.com   p. 1 (877) 261-0015  e. insight@pureportfolios.com     Investment advisory services offer...

We discuss four reasons why 2022 feels worse than any crisis in recent memory. Is it really that bad or are we simply not used to the ugly part of the cycle? w. pureportfolios.com   p. 1 (877) 261-0015   e. insight@pureportfolios.com     Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commi...

We often hear, "Aren't all advisors the same?" This couldn't be further from the truth. In this episode of Blind Spots, Nik Schuurmans & Erin Varghese, discuss the key differences between advisors, firms, and services and what sets Pure Portfolios apart.  Violation Tracker: https://www.goodjobsfirst.org/  No BS Guild to Evaluating an Advisor: https://www.pureportfolios.com/post/no-bs...

Warren Buffet famously said, "Only when the tide goes out do you discover who's been swimming naked." Investors have been conditioned that the market only goes up and in turn have structured their lifestyle to reflect this. In this episode of Blind Spots we discuss common pitfalls investors are finding themselves in throughout the difficult market of 2022. w. pureportfolios.com  p. 1 (877) 26...

Confused about taxes in retirement? You're not alone. In this episode of Blind Spots, we cover what you need to know to make sense of taxes in retirement.   w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Thi...

Feeling the pressures of a bear market? In this episode of Blind Spots we discuss how you can avoid common investor mistakes that derail a long-term investment plan. w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission....

There's a lot of talk about Roth conversions - why they're great, and how they can benefit you, but often times we leave out that they're not for everyone. In this episode of Blind Spots we help you identify if a Roth conversion is right for you.   Asset Location Video: https://www.youtube.com/watch?v=nbFDUmuc6Ms  w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportf...

Between the media and your social circle here's no shortage of recession talk. In this episode of blind spots, we are going to be discussing how you can prepare for a recession.  w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Ex...

In this episode of Blind Spots we talk about 3 screens you can use to help choose an advisor. We discuss how to identify the type of firm you want to work with, how to filter out the bad apples, and questions to ask when interviewing an advisor. Violation Tracker: https://www.goodjobsfirst.org/ How is your firm rated by their employees?: https://www.glassdoor.com/member/home/companies.htm  Ad...

w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not refl...

w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not refl...

Join Nik Schuurmans and Erin Varghese in this week's episode of Blind Spots, where we discuss why the U.S. housing market is broken. w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com  Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese...

Navigating health care in early retirement can be a daunting task, especially if you've relied on your employer's health coverage during your working years. Nik Schuurmans & Erin Varghese discuss how early retirees can save money on health care and reduce taxes through this simple income minimization strategy. Find healthcare in your state: https://www.healthcare.gov/ w. pureportfolios.com &nb...

Fiscal recklessness, monetary policy experiments, inflation, weaponization of fiat currencies, and corrupt politicians. The original thesis for digital assets is playing out in real-time. In this week's episode, we talk about digital assets' inevitable course collision with traditional finance. w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment ad...

You've worked your whole life for the dream of retirement, but what do you actually do to prepare? In this week's episode of Blind Spots we cover the practical steps you need to take to enter retirement seamlessly.   Video referenced: "Is Your Portfolio Diversified?" https://www.youtube.com/watch?v=Fbz0SHoHaZ4&list=PLqf8vPaDTNB4ROhYPfnp4MhUZkBMOFN3K&index=4&t=11s w. pureportfolios...

You've worked your whole life for the dream of retirement, but what do you actually do to prepare? In this week's episode of Blind Spots we cover the practical steps you need to take to enter retirement seamlessly.

Listening to your gut can be a useful tool when making important life decisions.  When it comes to investing, gut instinct often leads to disaster. In this week’s episode of Blind Spots, we discuss how you can get out of your own way by creating a framework for making investment decisions.

Ready or not, here it comes! Tax day is right around the corner, so in this week's episode we offer guidance about how you can avoid some of the ridiculous tax mistakes we often see investors make.

w. pureportfolios.com  p. 1 (877) 261-0015  e. insight@pureportfolios.com   Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not refl...