Bitches Get Riches

TODAY'S QUESTION: How do I stop feeling scared about money all the time? I'm objectively in a great financial situation. Despite that, every time I hit a new financial milestone, the goalpost just moves. It went from "I'll feel less worried about money with a 3-month emergency fund" to 6 months to 9 months to 12 months to 12 months assuming my expenses were higher than the...

TODAY'S QUESTION: Do you have any advice for little boos about what to look for in a financial advisor, what to expect from one, when and if it makes sense to hire one? I’m in nursing school right now, but once I start my new career, is it worthwhile for me to see an advisor early on? Or is it too expensive to be worth it until you have at least a couple of stacks? LIKE THIS SHOW AND WANT US...

TODAY'S QUESTION: I’m about to turn 18 and I’ve really appreciated seeing all your advice and resources. I was unlucky enough to have a family member die a few years back, and they left me a good amount of money, reassuring but not life-changing. I won’t have access to it until I’m 21, so this is by no means urgent, but with all my preparing for independence I’ve started thinking about what t...

TODAY'S QUESTION: My spouse and I are disagreeing about paying for college for our children, ages 4 and 1. I paid my own way through college and scraped by without loans through scholarships, choosing an affordable institution, working countless part-time jobs, and eating a lot of Kraft mac & cheese. My partner's college and housing expenses were paid for by his parents entirely. I k...

TODAY'S QUESTION: "I work in an extremely toxic work environment. My boss is disrespectful, the whole company culture is abusive, and HR has been utterly dismissive of my issues. Walking in the door every morning feels like I’m entering Shawshank Penitentiary. I’m at the end of my rope and I know I have to leave to save myself. But I haven’t been able to land a new job yet. I have some s...

Like this show and want us to keep doing it? Show your love by becoming a patron . We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today! Want to ask a question? Go to Bitches Get Riches and click "Ask the Bitches." You can also ask via our Tumblr . We get too many to answer them all--but donors are guaranteed an answer! Need more of the Bitche...

Today's Question How do you guys keep from getting discouraged? One of my coworkers has a daughter my age, and he's always talking about how she's going to Germany again, or on a cruise, or she's got some big trip planned. It just really gets me down. I'm trying to save for school but if I save up for school then I won't have money to travel, and if I travel then I&ap...

Today's Question I’m writing in hope of some advice, or probably just to get out of my own head and get an outsider’s perspective, because I’ve thought about this WAY too much. I’m in my thirties, and I moved to a Richer Country from a Poorer Country (all within Europe) a few years ago. I had some truly shit jobs for a while, but got incredibly lucky eventually, and landed in my current job i...

Today's Question How do you know when it’s the right decision to get a loan rather than paying for something with cash on hand? My dad always tells me to “compare the interest rates against the rate of inflation and stock market dividends” which like... what? Like this show and want us to keep doing it? Show your love by becoming a patron . We're trying really hard not to do the whole co...

Today's Question Hello Bitches. I currently have a full-time job that doesn’t pay the best but it’s enough to support my lifestyle. I also volunteer around twenty hours a week, sometimes more. The volunteering is really rewarding and I enjoy every second, but I’m wondering if that time would be better spent getting a second job or learning a new skill to improve my finances? Like this show an...

Today's Question Am I the asshole for refusing to pay at a restaurant that was false advertising? So my girlfriend (her 27, me 28) wants to go to this fancy new restaurant in the city that she’s heard good things about. We get there and it seems like one of those hipster places but whatever, I’m hungry. I look at the menu and this place is crazy expensive---like every dish is more than $15-$2...

Today's Question Hey Bitches & Community! Any tips on throwing incompetent coworkers under the bus with grace and poise? Some friends in my former workplace (event planning) who do most of the "client facing" work are tired of getting screwed by incompetent coworkers fouling things up behind the scenes and leaving the front end to take the blame. How do you place blame where it&...

Today's Question I have been offered a mentorship opportunity at my place of employment, and I am looking for advice on how to make the most of it as the mentee. I am actively working at taking a more proactive role in my career and financial situation as I have a bad habit of underselling myself and my time. One of these days I will be a boss bitch, and this is a ladder step for me to get th...

Today's Question Hello. I have been a longtime follower of your blog, but now I'm in need of financial advice so here I am. I have been researching throughout the internet and all, but there isn’t enough information about getting a first apartment. Like, what type of hidden costs or whatever are important to know about in regards to getting an apartment? How much money will I end up spen...

Today's Question Bitches, halp. I don't want to do amazing shit for my job. I just want a steady 9-5 with routine, white-collar work I can drop and forget the second my feet cross my home threshold. I'm in the EU, so this kinda job still exists over here, lucky me. But damn if I don't feel bombarded from all sides with "LOVE YOUR JOB; YOUR JOB DEFINES YOU; YOU = YOUR JOB;...

Today's Question My girlfriend and I are sort of fighting over money. When we first met, I had NOTHING. Like, sleeping-in-my-car nothing. But in the last three years my career miraculously rocketed into the stratosphere. I’m making SO MUCH MONEY. Meanwhile, her career has kind of plateaued. She’s working hard, but not getting ahead. Meanwhile I’m getting tired of winning. But the real issue i...

Today's Question Hi Bitches! I’m only twenty years old, so I know this is unrealistic, but my greatest wish in life is to own a teeny tiny cottage somewhere with a garden.  I don’t even care where in the world I have to live to make it happen. Like I said: unrealistic. I know that I probably won’t get my little cottage for a long time.  All the same, I know absolutely nothing about how to wor...

Today's Question Hi Bitches! You guys have been so helpful to me. I graduated last year with no student loans thanks to my parents, I got a job in that field with a pretty good salary for an entry level position, I’m contributing to my 401(k) and I'm close to paying off my credit cards. So that's fantastic! But as I'm looking at the near future of actually having a decent amoun...

Today's Question Should I believe the fear-mongering about a possible recession? Like this show and want us to keep doing it? Show your love by becoming a patron . We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today! Want to ask a question? Go to Bitches Get Riches and click "Ask the Bitches." You can also ask via our Tumblr . We get too...

Today's Question How do I handle a friend whom I've lessened contact with because I'm afraid they'll ask me for money? I let him borrow some when he moved into his new apartment and his roommate refused to actually pay rent or split utilities while my friend was crawling out of maxed credit cards. He paid me back but since then has asked more than once. I have 5 figures saved s...

Today's Question My girlfriend and I are in our mid twenties, and have been seeing each other for four years now. We moved in together last spring and things have been going well. I love this girl. She's sweet, funny, interesting, pretty, and a little eccentric. She's absolutely my dream girl and I can't picture myself without her but we've been fighting for over a month a...

Today's Question I'm 21 years old and I was in college majoring in biology, but I was just miserable and had to leave. But all I ever wanted to do was science, and now I'm really struggling with what to do next. I was paying for classes as I went (as much as I could, anyway) so I only have one loan to pay off. But I just really don't know what I want to do with my life. I'...

We're off for the next two weeks! We plan to have a restful winter holiday, and we hope you do as well. Please enjoy this extremely stupid episode featuring (gasp) SANTA?! Like this show and want us to keep doing it? Show your love by becoming a patron . We're trying really hard not to do the whole corporate money thing. Disrupt capitalism today! Want to ask a question? Go to Bitches Get...

Today's Question I [22F] have been having some one night stands, and I recently decided it’d be best to keep my mother [56F] uninvolved in my love life. I let her know when I won’t be home, and will vaguely tell her I’m out on a date and staying over, but I won’t tell her who it is, where he lives, how long I’ve known him, etc. She’s very upset that I’m having sex and staying over at guys hou...

Today's Question "How the HELL does someone stick to a budget? I have ADHD and self control and budgeting is already hard as is, so if you have any tips or tricks to help a gal stay in a budget (especially a very stringent one!) that would be neat :)" Like this show and want us to keep doing it? Show your love by becoming a patron . We're trying really hard not to do the whole...