beyond MD with Dr. Yatin Chadha

Jamie Golombek is back!!! This time to discuss a frequently requested topic: TRUSTS Outline: Jamie's background (1:48) Basic overview of trusts (3:15) Big picture: why would one want to open a trust? (6:12) Trusts nitty gritty (contributions, assets, taxes, corporate transfers) (7:45) Income splitting using a trust (11:09) Tax implications for trust income (14:45) Investment strategies for a...

It's my pleasure to host Stefan Scott, a fee-for-service (flat-fee) Financial Planner. He is a valued voice on the Physician Financial Independence Facebook group & is exceptionally well versed on the First Home Savings Account (FHSA). Discussion points: - Stefan's background (6:42) - FHSA overview (9:10) - Eligibility, definition of first time home buyer (10:27) - How long can an ac...

Next to our volatile markets, guaranteed income certificates (GICs) have been one of the most discussed topics over the last year. In this episode I sit down with Mahima Poddar of EQ Bank to dissect these in a bit more detail. Mahima Poddar is the Senior Vice-President & Group Head of Personal Banking at Equitable Bank (EQ), which has now grown to $8 Billion in deposits and over 300K customers...

I'm thrilled to host my colleague & friend, Dr. Matt Poyner. Matt is a former ER physician who paved his way to financial independence in his 40's. He made the decision to leave medicine, travel the world with his family, and to pursue his new passion of teaching other physicians about money. Matt is also currently pursuing his CFP designation. Matt's story is one of taking chan...

Welcome to part 4 of the Buy, Renovate, Rent, Refinance (& maybe repeat) method of real estate investing with Quentin D'Souza. Topic = Refinancing. Quentin is one of the most trusted voices in Canadian real estate investing. He started as a school teacher and has now built a real estate portfolio worth > $125 million. Discussion Points: - What makes a worthwhile BRRRR? (0:47) - Prepari...

Welcome to part 3 of the Buy, Renovate, Rent, Refinance (& maybe repeat) method of real estate investing with Quentin D'Souza. Topic = Renting. Quentin is one of the most trusted voices in Canadian real estate investing. He started as a school teacher and has now built a real estate portfolio worth > $125 million. Discussion Points: - Understanding debt coverage ratio, the multiple ben...

Welcome to part 2 of the Buy, Renovate, Rent, Refinance (& maybe repeat) method of real estate investing with Quentin D'Souza. Topic = Renovation. Quentin is one of the most trusted voices in Canadian real estate investing. He started as a school teacher and has now built a real estate portfolio worth > $125 million. Discussion points: - Strategies for inspecting rental units & get...

Welcome to part 1 of a 4 part series on the BRRRR (buy, renovate, rent, refinance & maybe repeat) method of real estate investing featuring Quentin D'Souza. Quentin is one of the most trusted voices in Canadian real estate investing. He started as a school teacher and has now built a real estate portfolio worth > $125 million. Discussion points: - Quentin's inspiring story & b...

My exploration of investing continues today with Jeremy Donath, LL.B, CIM. Jeremy co-runs the Donath & DiSabatino Wealth Management Group in BMO Private Wealth. Today's topic covers Liquid Alternative Investments. Discussion points: - Jeremy's background & experience (7:06) - Basic investment approach (8:08) - What is a liquid alternative investment? (10:46) - Sectors and asset c...

It's an honour to host Sasha Cucuz, CEO of Greybrook Securities on this episode. The focus : understanding real estate development based investing Discussion points: - Sasha's very interesting path (2:40) - Greybrook's healthcare investments (6:00) - How Greybrook is structured...greybrook capital, realty partners, & securities (7:57) - Overview of types of projects & key ma...

I'm very fortunate to host individuals like Dr. Ketan Kulkarni . Dr. Kulkarni is an east coast pediatrician specializing in Hematology & Oncology. He wears many hats, having published >>100 papers, is a passionate entrepreneur, keen advocate for financial literacy, & a best-selling author. His journey is inspiring & filled with valuable life lessons. Ketan talks about how st...

Elan Weintraub from the Mortgage Outlet is back! Discussion points: - mortgage landscape (4:13) - interest rate thoughts/predictions (7:21) - variable rate vs adjustable rate mortgages, trigger rates, negative amortization (8:36) - variable rate mortgage considerations (14:13) - mortgage approval process today with focus on medical trainees (18:09) - appraisals/refinancing in today's market (...

In this interview I sit down with Mark Halpern, CFP, TEP, MFA-P. Mark is CEO of Wealthinsurance.com & has been assisting professionals and many of Canada's most affluent families for decades with an expertise in insurance solutions and tax strategic philanthropy to enhance wealth and build generational legacies. Discussion points: - Mark's background (5:37) - the reasons people pursu...

In this episode I interview Gareth Tingling, CFA, MBA , who is a Portfolio Manager at Foster & Associates. Gareth's investment blog: https://www.wheelhouseresearch.com/ Discussion Points: - Gareth's very interesting background (2:32) - intro to buy & sell side analysts (9:53) - early vs late sell side analysts, why the # of analysts is important (16:02) - understanding analyst in...

In this episode I sit down with Simon Mass , founder & CEO of the Condo Store . Simon has more than 25 years of experience in real estate investing & is a true leader in the pre-construction space. Condo store website : https://condostorecanada.com/ Simon's email : Simon@condostorecanada.com Discussion points: - Simon's experience & journey in real estate (6:12) - The Condo S...

Welcome to my 3rd solo episode! Today I discuss a topic that is deeply meaningful to me: the Arrival Fallacy. More importantly, we will talk about overcoming the arrival fallacy and the implications this has for a more successful personal & financial life. Summary: - my past and where I went wrong (1:03) - arrival fallacy definition (7:24) - the role of dopamine (10:35) - 5 ways to overcome th...

This is THE episode many have been waiting for - a conversation with the founders of Physician Financial Independence (PFI) on facebook, Paul & Jane Healey . We cover a broad spectrum of topics including: - PFI behind the scenes - how they work as a couple/team - what they value in life - the relationship between money and happiness - talking to kids about money - financial/investing lessons -...

In this episode I host Joseph Bakish (CFA, CLU, TEP), wealth & investment advisor, portfolio manager from Bakish Wealth at Richardson Wealth. Joe has abundant experience in the industry, accolades include top under 40 advisor in 2020 and being recognized among Canada's top 50 advisors in 2021. Discussion points: - basic approach to alternatives, discussion of CPP (3:50) - rationale for al...

I host Dr. Michael Warner, Medical Director of critical care at Michael Garron Hospital & President of Advisory MD in one of my favourite conversations to date. Michael talks about the importance of maintaining passions outside of medicine, how an MBA helped him in medicine & beyond, the rewards & challenges of starting a business, his investment approach, & the most impactful life...

In this episode I host Amanda Doucette, TEP.  Amanda is a tax lawyer &  founder of the Tax Chick Podcast and Blog, which are wonderful resources for anyone wanting to learn more about tax and estate planning. Discussion points: - when to start estate planning (8;35) - essential documents (11:12) - durable vs springing power of attorney (14:05) - POA: who to choose, including trust companies (1...

I'm thrilled to have Dr. Wing Lim join me for this episode. Wing has achieved incredible personal, professional, and financial success.  One of his impressive accomplishments is co-developing the Synergy Wellness Centre in Alberta, which provides care for more than 500,000 patients annually. We discuss the challenges of medicine, financial mistakes, the importance adopting a growth mindset fo...

Thank you for listening to my second ever solo episode! Today I discuss my perspective on what's going on in the world around us (inflation, car prices, interest rates) and touch on key points from recent episodes. Discussion points: - why are (used) car prices so high, what happens from here, impact (2:48) - interest rates: investigating the past to gain insight into what happens next, impac...

Ali Spinner (CPA, CA, TEP) is back! The topic today is Holding Companies. Ali is a partner in tax at Crowe Soberman LLP & has more than 20 years of experience in personal and corporate tax matters.  Ali can be reached at Alexandra.spinner@crowesoberman.com We discuss: - Holding company - what is it, rationale (5:00) - Rationale for protecting investments/assets from medical liability (8:45) -...

Yatin Chadha , MD, hosts Mehul Gandhi , CFP, CLU, TEP Mehul is a financial planner, tax & estate practitioner, & licensed insurance advisor working out of the lower mainland in BC. He is the host of the Mind Your Biz Podcast , which covers topics for business owners & entrepreneurs. Topics discussed: - what is critical illness (CI) insurance, rationale (6:44) - how much insurance is ne...

Kevin Mailo, MD, Co-founder of Physician Empowerment is back. We discuss how finance relates to our overall wellness. Discussion points: Burnout - symptoms, survey data, contributors (9:10) The components of wellness (18:33) How financial security/literacy can mitigate stress/burnout (23:06) Considerations for earlier career physicians (34:51) How to have more control over finances (45:58)) Does m...