beyond MD with Dr. Yatin Chadha

Hey Friends! I'm a bit delayed in releasing a new episode, so I wanted to provide you with a quick update. The next full episode will be August 14th - I hope to see you there. I hope summer is treating everyone well! Yatin

Today I host Dr. Mamta Gautam, MD, MBA, FRCPC, CPDC, CCPE, CPE.  Mamta is an internationally renowned psychiatrist, consultant, certified coach, author and speaker. Focused on Physician Health and well-being since 1990, she is a trailblazer in this field and is known as the “The Doctor’s Doctor”.  In the past 2 decades, she has expanded her work to include Leadership Development, to better address...

Today I welcome my friend, Farrah Khimji , to the show. Farrah Khimji is a business strategist, keynote speaker, and the founder of The Wellth Experience — a business coaching platform and community that helps high-achieving women build purpose-driven businesses rooted in their story, values, and voice. With a CPA, an MBA, and a specialization in Strategy from Harvard, Farrah brings serious busine...

Today I'm thrilled to welcome Dr. Benjamin Hutten-Czapski , founder of Rewards MD to discuss a topic that can benefit each and every one of us... ...traveling the world by paying less through optimizing credit card rewards. You will want to listen to the end. Key links are at the bottom. Discussion Points: - introduction (2:18) - Rewards MD & how it's different (5:44) - what makes a...

Welcome back to a second episode on the Canada Pension Plan (CPP). My guest is Jason Yee , a true CPP ninja. Jason guides us through CPP and its 2019 & 2024 enhancements to outline the key features of the plan & helps us understand what we will get from it in the future. Discussion Points: Jason's background (2:43) CPP basics (5:05) Key features of CPP (6:27) Why is CPP so polarising?...

Today I welcome Promod Sharma & Jeevan Sharma to the show to discuss the immediate financing arrangement (IFA). Promod (actuary) & Jeevan (CFP) specialize in helping high-net-worth individuals & tackling their unique situations beyond basic insurance coverage.  Discussion Points: What is an IFA? (2:17) Whole life (WL) vs Universal life (UL) - which is more suitable for an IFA? (3:41) W...

Sometimes the answers are right in front of us. My guest today is Dr. Hasan Merali, MD MPH, author of Sleep Well, Take Risks, & Squish the Peas. We both believe kids hold the secret to a happier & richer life. Today, Hasan provides stories & evidence from the science of toddlers to back this up. He also discusses how we can incorporate certain practices into our day-to-day routines. Di...

I've been investing for 7 years. When the markets get volatile & uncertainty arises, I find it informative & reassuring to sit down with another savvy mind. Today, I'm thrilled to chat with Paul Healey about questions people have related to investing in today's markets. This is jam packed with practical insights and valuable lessons Paul has learned since he started investin...

Money is certainly something, but it's not everything. Today I review one of the best books I've read on reaching a rich & balanced life: The 5 Types of Wealth by Sahil Bloom Chapters: - Time Wealth (5:35) - Social Wealth (14:20) - Mental wealth (21:40) - Physical Wealth (28:40) - Financial Wealth (30:25) CMPA vote: https://www.cmpa-acpm.ca/en/about/governance/council-elections https...

Today's interview features best selling author, Robin Taub. Robin's book is The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life Robin is CPA by training & started her career at KPMG, pivoted into real estate, & then entered the complex world of derivatives marketing at Citibank Canada. Today, she’s a keynote speaker & award-winnin...

Today we revisit pensions with an exploration of the Healthcare of Ontario Pension Plan (HOOPP) for incorporated Ontario physicians. My guest is Rachel Arbour, who is the Head of Plan Benefits, Design and Policy at HOOPP.   Discussion points: - HOOPP overview (2:28) - What is a defined benefit pension? (4:13) - How is the defined benefit calculated? (6:23) - what to know about your best 5 years of...

I'm delighted to welcome back my friend and colleague, Dr. Michael Fralick, MD, PhD. Mike is a creative spirit and has a knack for finding opportunities to positively impact others through his knowledge & expertise. He is a clinician scientist, runs the Fralick lab (which covers the intersection of AI & patient care), and last year published his first book & launched his internal...

This is a big one - what happens when we receive a malpractice claim? Medicine is a challenging field with high stakes. We all know colleagues who have been in this situation. I'm thrilled to welcome Dr. Todd Watkins , associate CEO of the CMPA (Canadian Medical Protective Association) for a 101 on what to do & what to expect if we get sued. Discussion Points: Dr. Watkins' intro (2:1...

Today I welcome back Sasha Cucuz, CEO of Greybrook Securities. The focus today is to understand the variables impacting the margins (& expected returns) on investments in real estate development. Discussion points: - Greybrook's high rise model (2:19) - understanding the value of land (3:30) - what variables are controllable? (9:25) - the outlook for pre-construction condos (15:25) - how...

I've become fascinated with productivity over the last 2 years because it's another tool in our kit to effectively increase the time we have in our lives, so that we can live life on our own terms. I share my experiences over the years & key learnings from 4 of my favourite productivity books (see below). Discussion Points: - why I'm fascinated by productivity (0:40) - hack #1:...

Hey gang - this is a re-release of one of the most popular episodes ever. Not out of laziness, but because several listeners have reached out to ask about which credit cards will allow them to elevate their travel game. There's no better time than the start of the new year to talk travel :) I interviewed my guest, Ricky Zhang (founder of Prince of Travel), in the summer of 2023. Most of what&...

Today I welcome Aravind Sithamparapillai (MBA), who is an associate at Ironwood Wealth Management. Aravind is becoming known as a tax ninja - he breaks down complex topics nicely for listeners of all levels. While the focus of this episode is meant to be CPP (Canada Pension Plan) & its relevance to business owners, we cover a lot of ground that includes salary vs dividends & tax basics. Di...

Today I'm thrilled to host Dr. Neel Chadha . Neel is a family physician who made the bold decision to go all in on developing retirement residences for seniors. This is a story of embracing new opportunities, taking calculated risks, & pursuing a focused life to find success. Discussion Points: Introduction (1:35) From family medicine & geriatrics to developing senior homes (5:15) Nee...

The idea for today's pod was born after a riveting conversation on a flight to Florida. I'm happy to host Matthew Lee & Ming Lim from Volition Properties to learn how they've built wealth through investing in multifamily properties in the Toronto core. Discussion Points: - Introductions - worth it, I promise (1:30) - Introduction to Volition (8:15) - The investment thesis for mu...

Today is a little different on beyond MD. My incredible wife, Sima Acharya , interviews me to uncover money & life lessons I've learned over time. Plus, we talk about lessons we've learned as a couple. Discussion points: Sima's introduction (2:00) Starting an idea - how & why beyond MD came to be (6:15) Your spouse doesn't have to be a sounding board for everything (11:...

Today I host my friend & colleague, Dr. Matt Poyner . Matt breaks down the Registered Education Savings Plan (RESP) & other ways to optimize finances when it comes to our kids' education. Matt is a long time blogger at dividendstrategy.ca , physician, & is now passionate about offering flat fee financial planning. Discussion Points: - Matt's journey & foray into financial...

Mark Halpern (CFP, TEP, MFA-P) is one of the top voices in tax efficient philanthropy in Canada. Earlier this year, Mark interviewed me on the reasons to give, and I came up with 4 reasons important to me that I hope you will find useful. Discussion Points: - my background & journey (3:00) - the journey of beyond MD (6:02) - how my interest in philanthropy evolved (11:20) - reason #1 to give:...

I'm thrilled to host my friend & colleague, Arjun Saraf (CPA, CA, EMD). We focus on Mortgage Investment Corporations , with a focus on understanding the challenges in the current environment & key considerations when navigating this investment strategy. Discussion points: - Arjun's professional background (5:33) - Quick overview on New Haven's MIC (6:57) - Understanding equi...

Today I'm excited to host Justin Manning , a licensed life & health insurance broker from BC, to talk about a topic I've been getting many questions on lately: Health Spending Accounts, HSAs. Discussion Points: - Justin's background (4:05) - What is an HSA/PHSP (4:45) - HSA eligibility (5:42) - Who could benefit from an HSA? (9:45) - What services are covered by an HSA? (11:20)...

Today I'm thrilled to welcome Jason Pereira , award winning financial planner to the show to re-explore pension plans for professionals. The focus is on the IPP, the individual pension plan. Discussion Points: - Individual Pension Plan (IPP) overview (2:40) - Jason's background (5:25) - key definitions - defined benefit (DB) & defined contribution (DC) pensions (6:10) - how is the DB...