Berger Points Broadcast

Chris Berger - Licensed Real Estate Agent with 40 years of experience, gives you the exact and necessary steps that lead to closing a property deal. Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Well, good afternoon, everybody. My name’s Chris Berger, and it’s time for Berger Point. You know, people are very, very concerned about credit today. Everything’s credit. Well, if you want to raise your credit score, a simple trick to do is keep your purchases on the credit card 20% of what you can maximum spend on the credit card. What do I mean by that? Okay, here’s an example.$5,000 is your cr...

Long time realtor and property management expert -- Chris Berger - tells you exactly what a Seller Concession Is & Why It's A WIN ForBoth Sides! Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

In this Berger Point, Chris discusses why property disclosure Is Very Important for sellers and what can go wrong if diclosure is ignored or covered up. Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

You know, recently I was working with homeowners. They were listing their home, but her big concern was what time the buyers can come to the house. She didn’t want somebody just showing up any time. Well, always remember, Mrs. Seller, that you are in charge of when the buyers come. And what I mean by that, you sit down with your listing agent and you set the times, say Monday, Wednesday and Friday...

You know, people have pointed out for years and years why acreage on a property is important. Now, there’s 43,560 square feet in an acre of land. So if you’re looking at a listing and it might say one quarter acre, 0.4 acre, 0.6 acre, it gives you a sense of how many acres or how many square feet are on the property or encompass the property. Why is that important? Well, most people associate acre...

You know, sitting here at the end of January, 24 hours of snow, two feet of snow, and up and down the northeast, it’s pretty bad. I got to thinking about my fireplace and why a fireplace, a garage, and a pool are important to the buyer as well as the seller. Well, let’s cover the fireplace first. Well, you have a fireplace, you walk in, it could be in great shape, it could be not working .But if i...

Good afternoon this is Chris Berger your Hudson Valley realtor and it’s time for a Berger Point. You know going into a closing, a lot of people don’t realize this, but once the buyer sits down to the table and is signing the mortgage, we kind of refer to as your commitment for life, when signing it. Actually though, what happens is you do have three days of rescission. What that exactly means as t...

Well, good afternoon, everybody. This is Chris Berger. It’s time for Berger Point. You know, many years ago, I would ride past houses and you look at them. And as you look at a home, you really take for granted many things that’s on the home, whether it has chimney, does it have a chimney cap? You know, it’s kind of obvious to see that.  However, one of the things that I found out many, many years...

Well, good afternoon everybody. This is Chris Berger and it’s time for a Berger Point. I wanted to tell you about the agreement that a listing agent will present to the homeowner and it’s called an exclusive right to sell. That gives that real estate agency the right to sell your home and gain commission. No matter who buys it. So that’s very important. It’s a very common agreement. Join me on Sub...

I’ve often said that when you go to apply for a mortgage, it’s a little like confession. It’s miserable doing it, but once you get it done, you are beyond happy. So, what happens with that mortgage commitment? What does it say? Well, it will tell the seller, as well as the buyer, that date you’re going to close. That’s so important to both parties. In addition to that, generally what will happen i...

Well good afternoon everybody this is Chris Berger. It’s time for a Berger Point. You know, the big thing about closings —→ years ago they used to last anywhere between an hour which probably meant the buyer was closing with cash. They were great to experience because they went so quickly. Whereas other closings I’ve had going up to three hours and right down to the wire, literally when the bank w...

Chris Berger - licensed real estate agent for NY and FL - talks about the importance of the home inspection report. Chris relays an real life example of what heppened when there was a problem in the report. Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Well, good afternoon everybody. This is Chris Berger, and it’s time for a Berger Point . You know, when I look at basements in homes here in the Northeast, in the Hudson Valley, it kind of feels like home because for many, many years, I was involved in a masonry supply business and we sold everything from the ground up to build a house. So basements have always been interesting to me because it’s...

Chris Berger - licensed agent for NY and FL - relays a story where he had a buying client who was ready to give up. There is a happy ending to this story, but not without some understanding and changes in approach. Find out what changed for this buyer! Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> h...

Well, good afternoon, everybody. This is Chris Berger, and yes, it’s time for a Berger Point. Now, I wanted to talk to you today a little bit about a commercial real estate agent and a residential real estate agent in New York. Now, I am a New York residential real estate agent, and I’m licensed to sell homes. However, if someone showed me a six-family house, that would involve a commercial real e...

Well, good afternoon, everybody. This is Chris Berger, and yes, it is time for a Berger Point. You know, it’s been brought to my attention that a lot of people, when they go to the closing table as the buyers, and they’re receiving their mortgage, it’s very confusing because they expect the payment to, say, be $2,250. And then all of a sudden, it is not $2,250, but it’s $2,600. So where did the ex...

Well, good afternoon, everybody. This is Chris Berger. It’s time for a Berger Point. You know, being here in the middle of November, looking forward to buying a new house in the spring or selling your house in the spring, I wanted to bring your attention to your taxes on the house and what you can do to lower them and what you should do. Because basically me as a buyer, when I’m looking at a house...

Well, good afternoon, everybody. My name is Chris Berger, and it’s time for a Berger Point. People talk about this memo of sale. What exactly is a memo of sale? And why is it so important to both sides, seller and buyer? Well, first of all, it’s an information sheet that your listing agent will make up. And of course, it begins with the name and address of the seller, name and the address of the b...

Good afternoon, everybody. This is Chris Berger, and it’s time for a Berger Point. Now, I wanted to talk to you a little bit about the importance of the multiple listing service, otherwise known as the MLS. Now, of course, we’re all members of that as a real estate agents, so we have access to the MLS. What’s important is why a seller should be on the MLS, as well as, the buyer should check on the...

Well good afternoon everybody. My name is Chris BergerI’m a licensed real estate agent in the Hudson Valley region and it’s time for another Berger Point. Down through the years I’ve had associations with different attorneys and to my advantage, thankfully, our relationship worked very well as far as helping my buyer or helping my seller make the deal. And a long time ago, an instructor told me —-...

Well, good afternoon, everyone. My name is Chris Berger, and it’s time for a Berger Point. You know, when a home has been on the market for a while, it’s on the market for 519. And typically, if you check the comparables around the area, you know, within a couple of miles, same square footage, say 2000 square feet, and they’re all selling around 500,000. And your house at 519 is not selling. So wh...

Well, good afternoon, everyone. My name is Chris Berger, and it’s time for Berger Point. You know, one of my clients had this happen to them. It was a seller. He sold his house, and the buyers were extremely happy at the closing. However, there was just one problem. The seller had no place to go. The arrangements that he made to move out just didn’t work out, so he had to stay in the home another...

Well, good afternoon. My name is Chris Berger and it’s time for a Berger Point. You know, one of the things that we see in the listing as is, and recently I took a client to see a home and it was listed as is. And looking at the pictures, it looked fantastic. But in addition to that, it just said cash only. So, okay, the red flags go up. What exactly is going on? Well, I did speak to the listing a...

Well, good afternoon, everyone. My name’s Chris Berger, and yes, it’s time for Berger Point. Recently, I had a client, and we looked at a home that was recently redone. It was bought at an auction. The seller completely redid it from the basement to the top of the attic. It was just done beautifully. What a great job they did. Outside, perfect. My point for a seller, when we come to look at a hous...