Germaine Foley | Financial Coach

Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life. If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, t...

Author

Germaine Foley | Financial Coach

Category

Education

Latest episode

Jul 7, 2026

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Episodes

160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley 20.01.2026

Nicole Stanley is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and grew her family’s net worth through investing, sparking her passion for helping women build wealth and transform their communities. Arise Financial Coaching h...

159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly 13.01.2026

In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick. Grab Our Free Resources: Click Here to get the Free Training: How to Build Wealth Without Going on a Strict Budget. Click Here to get Allison's Goodbye Debt Tracker. How to Stay Connected to Allison: Instagram: https://www.instagra...

158. Why More Self-Control Isn’t Fixing Your Money Habits — A Smarter Way to Start 2026 06.01.2026

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

The 2026 Money Reset: Your Year to Build Wealth (For Real This Time) 30.12.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money 23.12.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works) 16.12.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

155. Holiday Spending Getting Out of Control? Here’s How to Enjoy the Season Without Overspending 09.12.2025

Click Here to book your Complimentary Wealth Building Strategy Consultation. Interested in The Stop Overspending Course ? Click here to learn more & to get started! Follow Me on Instagram → @germainefoleycoaching About this week's Guest Allison Baggerly is an author, podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with h...

154. Stuck in the Same Money Cycle? Here’s How to Finally Believe This Time Can Be Different 02.12.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

153. You’re Allowed to Want More: Gratitude, Growth, and the Financial Life You Know You’re Meant For 25.11.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

152. You Can’t Out-Earn the Way You See Yourself: The Power of Identity in Building Wealth. 18.11.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

151. Why You Don’t Need Another Budget: Instead, You Need a Simple Money System That Works 11.11.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

150: You Make Good Money, So Why Aren’t You Further Ahead? The 5 Areas You Must Master 04.11.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

149. The Missing Piece in Wealth Building: How to Master Emotional Money Management 28.10.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

148. Values-Based Spending: Fund What Matters and Cut What Doesn’t 21.10.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

147. Reignite Your Vision: How Six-Figure Women Can Build Wealth, Stop Overspending, and Create Financial Freedom 14.10.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

146. 5 Pillars to Build Wealth & Enjoy Life Without Strict Budgeting: The Do Both Method™ Explained 07.10.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

145. High Earning Woman & Relationships: Masculine & Feminine Energy Explained w/ Dr. Allison Anderson 30.09.2025

Dr. Allison Anderson is a relationship mentor, anesthesiologist, and the founder of a luxury coaching brand for high-achieving women who want love lives as extraordinary as their careers.  She’s obsessed with helping ambitious women soften into their feminine energy and build deeply connected relationships—without shrinking their success. Blending evidence-based mindset tools, lived experience, an...

144. Why Financial Literacy Isn’t Enough (And How Financial Coaching Creates Lasting Change) 23.09.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

143. Money and Weight Loss: How to Stop Restricting, Start Enjoying, and Finally Get Lasting Results w/ Laura Conley 16.09.2025

Laura Conley is the founder of the Yummy Mummy Method (which has successfully helped hundreds of women lose weight for the last time!) and has been lovingly labeled the “Fun Weight Loss Coach” by her clients.  Laura helps mamas who have been painfully struggling with diet drama to lose weight for the last time and free themselves from food chatter forever - all from a place of love.  She is on a m...

142. How to Start Investing with $100 a Month (and Build Long-Term Wealth) w/ Debbie Sassen 09.09.2025

Think you’re too late to start investing? Think again.  In this episode, I sit down with Debbie Sassen, a financial advisor turned business and money coach and author of The 1K Investor, to talk about what it really takes to become a confident investor. We cover: - How to start investing with as little as $100 a month - Why small, consistent investments matter more than timing the market - The big...

141. How to Save Money Without Feeling Restricted 02.09.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

140. 5 Money Skills Every Woman Must Master to Build Wealth (Save, Invest, and Get Out of Debt) 26.08.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

139. Why You Feel Stuck Financially (And How to Finally Move Forward With Money) 19.08.2025

Ready for support? If you're tired of feeling like you should be further along financially by now and you're ready to get to the root of what's keeping you stuck, I invite you to CLICK HERE to book a 1:1 Financial Clarity Consultation. This is for women who make good money but still struggle with overspending, debt, saving, or building wealth consistently. Together, we'll look...

138. Keep More of the Money You Make: Mindset & Manifestation with Jamie Berman 12.08.2025

Making more money isn’t always the answer to your money problems. In this episode, Jamie Berman and I talk about the skill of having money, and why so many women who earn well still struggle to keep it. We dig into the mindset shifts, manifestation practices, and practical tools that help you feel comfortable with money, release limiting beliefs, and build lasting wealth. If you’ve ever thought, “...

137. How Nurse Naseema McElroy Paid Off $1M in Debt Without Deprivation 05.08.2025

In this episode, I’m joined by Nurse Naseema McElroy, founder of Financially Intentional and host of the Financially Intentional   podcast. She shares her powerful story of paying off over $1 million in debt, without giving up the things she enjoys. We talk about how she turned a six-figure income into lasting wealth, navigated divorce and bankruptcy, and took intentional steps to set her three da...

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