Lumio Solutions

Banking on Data Podcast

Business EN ↓ 111 episodes

The Banking on Data podcast is for community bank and credit union leaders who understand that the future of financial services is powered by data.  Hosted by Ed Vincent, CEO of Lumio Solutions, this podcast offers executive-level insights into how financial institutions can leverage business intelligence, data strategy, and advanced analytics to drive performance, manage risk, and unlock growth opportunities. Each episode features conversations with industry leaders, data experts, and financial executives who share practical strategies for building data-centric cultures, navigating regulatory...

Author

Lumio Solutions

Category

Business

Podcast website

www.lumiosolutions.io

Latest episode

Nov 11, 2025

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Episodes

S2 | E30: Driving Change in Risk Management: Insights from the Field 16.07.2024

In the ever-evolving landscape of financial risk management, the ability to accurately assess and manage risk is paramount. This episode of the Risk Intel Podcast , hosted by Ed Vincent sheds light on the transformative power of risk maturity self-assessments in building robust enterprise risk management programs. Joined by Niki White , Chief Growth Officer at SRA Watchtower, the discussion delves...

S2 | E29: Optimizing Third-Party Risk Management: Due Diligence, Contracting, and Monitoring 09.07.2024

In this episode of the Risk Intel Podcast , host Ed Vincent invites Shawn Ryan back to the show to dive deeper into the recent Interagency Third-Party Risk Management (TPRM) Guidance released in May 2024. The guidance from the Federal Reserve, FDIC, and the OCC included five critical aspects of third-party risk management: planning, due diligence, contract negotiation, ongoing monitoring, and term...

S2 | E28: Enhancing Third-Party Risk Management: How to Safely Onboard & Partner with FinTechs 02.07.2024

In this episode of the Risk Intel Podcast , host Ed Vincent , sat down with Shawn Ryan , Chief Financial Officer at SRA Watchtower, to delve into the intricacies of third-party risk management relating to safely onboarding FinTech partners. Their discussion centered on the recent May 2024 joint interagency guidance on third-party risk management and its implications for community banks. This episo...

S2 | E27: The Decision to Change & The Cost of Inaction 25.06.2024

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S2 | E26: Cultivating a Culture of Risk: Efficiency, Strategy, and Shareholder Value 18.06.2024

In this insightful episode, Ed Vincent , CEO at SRA Watchtower continues the conversation with Niki White , Chief Growth Officer at SRA Watchtower. Building on their previous discussion, they delve into how a robust risk culture can be quantified to enhance institutional efficiency, strategic alignment, and shareholder value. Listen to learn more. Follow us to stay in the know!

S2 | E25: Transforming Perception - Strategies for Effective Risk Culture 11.06.2024

In this Risk Intel Podcast episode, host Ed Vincent and Niki White , Chief Growth Officer at SRA Watchtower and former Chief Risk Officer, delved into the intricacies of establishing and cultivating a culture of risk within financial institutions. Their discussion highlighted key drivers that influence risk culture and offered valuable insights on transforming the perception and reality of risk le...

S2 | E24: The Importance of Risk Appetite Statements, w/ Guest Tyler Pihl, Service Credit Union 04.06.2024

In this episode of the Risk Intel Podcast , we invite Tyler Pihl , VP - Enterprise Risk at Service Credit Union back to the show to share best practices and guidance on crafting risk appetite statements. Tyler provides valuable insights on rewriting and maintaining risk appetite statements, integrating risk management into organizational culture, and shares concrete examples with our audience.  Fo...

S2 | E23: How Service Credit Union Created a Proactive Risk Culture 28.05.2024

In this episode of the Risk Intel Podcast, Tyler Pihl, VP of Enterprise Risk at Service Credit Union joins the show to share his journey and expertise on building a proactive risk culture.  Tyler highlights the evolution of ERM at Service CU, the importance of communication and relationships, and the continuous effort required to maintain a robust risk management framework. Listen for valuable tip...

S2 | E22: 2024 Third-Party Risk Management Guidance: Phil Goldfeder, CEO, American Fintech Council 21.05.2024

In the fast-paced world of FinTech, navigating regulatory landscapes requires a keen understanding of evolving standards and proactive collaboration. Listen as we explore insights from a recent Risk Intel episode featuring Phil Goldfeder , CEO of the American Fintech Council , and Ed Vincent , CEO of SRA Watchtower as they discuss regulations around third-party risk management and how the new Guid...

S2 | E21: Risk Management Hot Topics with Guest: Debbie Bianucci, President & CEO, ProSight Financial Association 14.05.2024

In the ever-evolving landscape of financial services, risk management stands as a critical pillar safeguarding the integrity and stability of institutions. Recently, the Risk Intel Podcast had the privilege of hosting Debbie Bianucci, the President and CEO of ProSight Financial Association , to delve into key risk management trends in banking. Debbie also unveiled the vision behind the merger of B...

S2 | E20: Unearthing Hidden Factories: Essential Diagnostic Questions for Financial Institutions 07.05.2024

 In the latest episode of the Risk Intel podcast by SRA Watchtower, CEO Edward Vincent and Chief Growth Officer Niki White delve into a crucial aspect of risk management within financial institutions: identifying and dismantling hidden factories. The episode offers actionable diagnostic questions across four key areas: reporting, operations & processes, personnel, and budgeting & planning....

S2 | E19: Cost of Operating Hidden Factories…Real World Examples 30.04.2024

In this episode of the Risk Intel podcast, we bring back ERM experts Cathy Jackson , Beth Nilles, and Niki White to recap their previous examples of identifying hidden factories within their financial institutions. Each guest shared real-life examples to highlight the importance of mitigating risks associated with redundant processes and helped to quantify the potential costs of these hidden facto...

S2 | E18: Implementation to Optimization: Addressing Hidden Factories When Rolling out New Software 23.04.2024

In this episode of the Risk Intel Podcast, we continue the conversation of hidden factories and highlight real-world examples from subject matter experts in risk management, across the banking industry. Today’s guest is Cathy Jackson, Director of Implementations for Watchtower, who brings a unique perspective to the table, having experienced hidden factories, both within financial institutions and...

S2 | E17: Inefficiencies of Spreadsheets and Manual Data Entry: A Hidden Factory Lesson 16.04.2024

 In the latest episode of the Risk Intel podcast, Beth Nilles, Watchtower's Director of Implementations, sheds light on the pervasive issues of hidden factories within the banking industry. Through a candid discussion with host Ed Vincent , Beth shares her firsthand experiences and insights into the operational challenges faced by financial institutions, particularly in the realm of data mana...

S2 | E16: SOX in a Box: A Hidden Factory Example 09.04.2024

In this Risk Intel Podcast , host Ed Vincent invites Niki White , Chief Growth Officer at SRA Watchtower to the show to share a real-world example from her past life as a Chief Risk Officer that epitomizes the challenges of hidden factories in risk management. Niki shares a funny story that revolves around one seemingly innocuous box in her office that doubled as a makeshift space heater stand. Li...

S2 | E15: Don’t Wait for the Accident to Happen: Uncover Your Hidden Factories 02.04.2024

Hidden factories are prevalent throughout all industries, banking is not exempt. These inefficiencies lurk beneath the surface, silently eroding productivity and increasing risk. In the latest episode of the Risk Intel Podcast , the focus is squarely on uncovering these elusive inefficiencies. Host and SRA Watchtower CEO Edward Vincent and guest Shawn Ryan , SRA Watchtower CFO and seasoned expert...

S2 | E14: What Does a Hidden Factory Look Like Inside a Bank? 26.03.2024

In this Risk Intel podcast, host Edward Vincent welcomed back Shawn Ryan , Chief Financial Officer at Strategic Risk Associates (SRA) to continue the conversation of hidden factories and what a Hidden Factory could look like inside a bank? These covert inefficiencies, often overlooked, can significantly impede operational effectiveness and risk management efforts, necessitating proactive measures...

S2 | E13: What is a Hidden Factory? 19.03.2024

In this episode of the Risk Intel Podcast, industry veteran Shawn Ryan joined host, Ed Vincent to share invaluable insights into what is a hidden factory and how these types of risks could be lurking within banking operations. With over 30 years of experience in financial institutions, Shawn sheds light on the concept of hidden factories and their implications for banks. Listen to learn about the...

S2 | E12: Inside RCSA: A New Approach To RCSA Modules 12.03.2024

Effective risk management is paramount to the success of Financial Institutions. Beth Nilles , a leading expert at SRA, joined Ed Vincent on the Risk Intel Podcast to discuss the innovative strides being made in risk and control self-assessment (RCSA ) implementations at Strategic Risk Associates. The conversation delved into the why and how behind the development of SRA's groundbreaking RCSA...

S2 | E11: Inside RCSA: Enhancing Bank Operations Through Proactive Risk Management 05.03.2024

In today's rapidly evolving financial landscape, effective risk management is paramount for the success and stability of banks. One crucial tool in this endeavor is a Risk and Control Self-Assessment (RCSA) , which provides insights into operational risks and informs strategic decision-making. In this episode of the Risk Intel Podcast ,  Beth Nilles , Director of Implementation at SRA, shared...

S2 | E10: Inside RCSA: Best Practices and Strategies for Proactive Risk Management 29.02.2024

In the ever-evolving landscape of risk management, organizations are constantly seeking effective strategies to identify, assess, and mitigate risks. One such strategy gaining traction is Risk and Control Self-Assessment (RCSA), a method that empowers businesses to proactively manage risks from within. In a recent episode of the Risk Intel Podcast , industry expert Beth Nilles joins host Edward Vi...

S2 | E9: 2023 Lessons Learned & 2024 Risk Management Hot Topics With Joseph S. Berry, Co-Head of Investment Banking at KBW, Inc. 27.02.2024

In this episode of the Risk Intel Podcast, we had the privilege of hosting Joseph S. Berry , Co-Head of Investment Banking at Keefe, Bruyette, & Woods (KBW) , a Stifel Company. With over 25 years of strategic advisory experience, Joe shares his expertise and insights into the ever-evolving landscape of financial services, regulatory challenges, and risk management in 2024. Listen to learn more...

S2 l E8: CRO Succession Planning: Consequences of Ineffective Planning & Lessons Learned 20.02.2024

 In this episode of Risk Intel , we're delving deep into the critical topic of succession planning with Michael Glotz , CEO of SRA Consulting . Building upon our previous conversation, we'll explore key considerations, best practices, and real-world examples to help organizations navigate the complexities of leadership transitions in risk management.  Follow us to stay in the know!

S2 | E7: CRO Succession Planning: Best Practices For Banks 13.02.2024

Succession planning stands as a cornerstone of organizational management, especially within the risk departments of financial institutions. In a recent episode of the Risk Intel Podcast , host Ed Vincent , CEO of SRA Watchtower and guest Michael Glotz, CEO of SRA Consulting delved into the intricacies of succession planning in risk management.  Follow us to stay in the know!

S2 | E6: Unlocking RCSAs: Tools, Techniques, and Regulatory Collaboration 06.02.2024

In the dynamic landscape of financial risk management, this episode of the Risk Intel Podcast unveils a treasure trove of strategic insights. Our guest is industry veteran Doug Cargnel, boasting nearly 30 years of operational risk management and audit experience, the conversation centers around the crucial components of Risk and Control Self-Assessment (RCSA) . Listen to learn about the key tools,...

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