Average Joe Finances

Join Mike Cavaggioni and Elaine Eugenio on the 46th episode of the Average Joe Finances Podcast as they discuss short-term rental insurance for property owners and managers. Elaine Eugenio is the founder of Insurance For Hosts, where they make insuring short-term rentals easy. The agency is open to clients all across the United States, whether Airbnb, Homeaway or an independent website. Today, Ela...

Join Mike Cavaggioni and Kelly Madden on the 45th episode of the Average Joe Finances Podcast as they discuss the world of virtual assistants and working from home as a military spouse. Kelly Madden is an Air Force wife, a licensed realtor, and virtual assistant. Kelly aims to help fellow realtors and small business owners manage their administrative tasks to increase their bottom line and their t...

Join Mike Cavaggioni and Larry Pendleton on the 44th episode of the Average Joe Finances Podcast as they discuss the tax benefits of investing in real estate and the scalability of multifamily. Larry Pendleton is a real estate investor and CPA with a passion for adding value to fellow investors through tax consulting and accounting services. Along with PC Financial Services, he is currently Direct...

Join Mike Cavaggioni and Bernard Reisz on the 43rd episode of the Average Joe Finances Podcast as they discuss providing unbiased and innovative strategies to optimize your finances. Bernard Reisz is a certified public accountant, financial advisor, and ReSure’s founder. The company focuses on self-directed retirement accounts, giving investors the ability to put their money in assets they underst...

Join Mike Cavaggioni and Lane Kawaoka on the 42nd episode of the Average Joe Finances Podcast as they talk about turning your earnings into passive cashflow streams to set you for life. Lane Kawaoka is a syndicator, mentor, and podcaster at Simple Passive Cashflow, providing free real estate education. Today, Lane shares his journey from working as a licensed engineer to becoming an accredited rea...

Join Mike Cavaggioni and Anthony Pinto on the 41st episode of the Average Joe Finances Podcast as they talk about house hacking and Regulation A+ funding. Anthony Pinto is a submarine officer, real estate investor, and Pinto Capital Investment’s founder. He also founded Mission First Capital to provide real estate opportunities for active duty and military veterans. Today, Anthony shares his journ...

Join Mike Cavaggioni and Alex Fasulo on the 40th episode of the Average Joe Finances Podcast as they talk about getting into the freelancing marketplace. Alex Fasulo is a writer, mentor, and podcast host, who is passionate about preparing individuals for the future of remote work. Today, Alex shares her journey from applying to several different jobs, quitting the one job she got into four weeks i...

Join Mike Cavaggioni on Episode 39 of the Average Joe Finances Podcast as he sits with Josh Plave to talk about the topic of turning funds From IRA's and Equities to Large Multifamily Investments. This episode highlights how IRAs and equities could be turned into investments that will change your family’s financial outlook in the future. From a personal experience of understanding how to valu...

In this episode, I am joined by Alex Breshears of Infinite Road Investments. Listen as we talk about real estate as an asset, how Alex got into private lending, and the many perks of private lending for investors. For anyone trying to get into passive investing or real estate in general, Alex has a bit of advice that she wants everyone to have as their heads up. For Alex, having a clear understand...

Join Mike Cavaggioni and Daniel Mills as they talk about obtaining financial freedom from overseas. Daniel is a University professor in Japan, who has gone from being $15,000 in debt to building a Net worth of over one million dollars through index funds and extreme long distance real estate investing. Stay tuned!  In this episode, you’ll learn:  From being indebted to financial freedom The import...

In this episode I interviewed Apurva Shah. Apurva is absolutely crushing it as a real estate investor. We talk about how he started flipping properties with his roommates to investing in Multi-Family and Mobile Home Park assets.  Check out his background and links below. Apurva Shah is the co-founder and Managing Partner of JAYS Properties, LLC. He is an engineer and product manager during the day...

🎙 In this episode I had an awesome interview with Charles Carillo. Charles is a real estate investor and syndicator. He is the founder of Harborside Partners and the host of the Global Investors Podcast. Unlike other real estate investors that take a “hands off” approach to property management, Charles self-managed his own properties for years before hiring his first professional management compan...

In this episode I interviewed a fellow Long Islander, Tim Lyons. Tim is the managing partner of Cityside Capital LLC, a real estate syndication and investment company that focuses on residential multifamily real estate. Tim is also a Lieutenant in the New York City Fire Department. Until recently, he also worked part-time as an emergency room RN at a level 1 trauma center. Tim’s initial goal with...

In this episode I had a great interview with Simon Brady from Anglia Advisors. Originally from London, Simon spent over 25 years in an institutional currency and equity derivatives trading environment both in the financial district of London and on Wall Street. He began his CERTIFIED FINANCIAL PLANNER™ education in 2010 at New York University and earned my CFP® designation. Simon worked for the Un...

In this episode I interviewed Cathleen Hutchins. Cathleen and I discuss how she was able to afford a home in Hawaii as a federal employee through cooking at home, habit-formed budgeting, and buying second hand. She put herself through college on an (almost) full scholarship by seeking out opportunities and never letting one slip by. Cathleen is a perfect example of how living a frugal life can be...

In this episode I interviewed Nick McCullum from Passiv. Nick explains what Passiv is and how they are a great option for the busy professional who doesn’t have the time to constantly rebalance their portfolio manually. He explains how Passiv is able to make rebalancing your portfolio as easy as clicking a button. Nick McCullum went to college to study biology when he quickly realized that this pa...

In this episode I had the privilege of interviewing Paul Moore. I talk with Paul about speculation versus investment, forced appreciation, and a variety of other topics related to commercial real estate investing. He shares how risky speculating can really dip into your net worth and how proper investing can increase it significantly. Paul is very knowledgeable about investing in commercial real e...

In this episode I interview David Essel. David and I discuss how he overcame addiction and completely change his life. We talk about the conscious and subconscious mind and how it affects our thinking related to finances. David is a plethora of information and provides some real life-altering advice. David Essel, M. S. O.M., is a number one best-selling author, counselor, master life coach, intern...

In this episode we welcome our guest Chris Miles. Chris and I discuss how he became the “Anti-Financial Advisor” and explains how he discovered his passion for passive income. There are some golden nuggets in this episode that made me think twice about my own investments and investment strategies. This is one of those episodes that can be life changing to someone. Chris really surprised me with ho...

In this episode I talk about setting goals for the new year and why it’s important… at least to me. I also talk about how we shouldn’t just be focused on one year, but have a long-range plan for at least five years out. This bonus episode is meant to help motivate you into holding yourself accountable to get out there and crush it this year! Thanks for listening and please leave us a review. It he...

In this episode we welcome our guest Ted McLyman, Author | Entrepreneur | Business Owner | Speaker | Trainer | Lt Col, USMC (Ret) | Ironman Triathlete. Ted discusses discuss how conventional wisdom about money is wrong and how emotions are tied to money. He explains how money success is about knowing your natural money temperament and managing your behavior, and then, your money. Ted and I share a...

In this episode we discuss when you should use a financial coach or a financial advisor with the founder of Wealthtender, Brian Thorp. We discussed in detail about when it’s appropriate to use a coach or an advisor. We also spoke about how it’s important to have that person to help hold you accountable in your own financial journey. In 2019, Brian left his high paying six-figure financial services...

In this episode with Anthanē Richie from Rich State of Mind, we discuss how he got started in his own journey into financial independence using real estate as his vehicle. He is a newer investor and gives a great perspective on his first investment properties. He is currently serving in the U.S. Navy and was recently selected for Chief Petty Officer. In the Navy, that is a significant milestone th...

In this episode with Kyle Robertson, we discuss how he got started in real estate. He explains how he managed to get some great deals including when he bought a storage facility. During his journey he explains how he was able to double his gains with that commercial property to jump start the growth of his portfolio. He discusses pressing the reset button with his family, selling everything, and s...

In this episode we interview Tim Carmon. Tim and I served together in the Navy at the same command a few years ago. Tim has always been a go getter and it certainly showed in his Navy career. Tim and I were catching up on LinkedIn and started talking real estate and I asked him to come on and share his story with what he’s been doing. He explained how he was able to build a great relationship with...